Sentences with phrase «policies like variable»

There are a variety of permanent life insurance policies such as whole life insurance, universal life insurance, and variable life insurance — and even combination policies like variable universal life insurance.

You can get a variable life insurance quote from the insurance companies who offer permanent life insurance policies like variable life insurance, but we suggest speaking to an independent agent or broker instead.

Term life insurance is a cheaper and simpler alternative to permanent life insurance policies like variable life insurance.

There are a variety of permanent life insurance policies such as whole life insurance, universal life insurance, and variable life insurance — and even combination policies like variable universal life insurance.

Not exact matches

Between its risk - averse investment culture and variables like Russia's unpredictable foreign policy under President Vladimir Putin, venture capital investment remains on shaky ground.

With variable life coverage you have to choose your own investment strategy in order to maximize your death benefit; it's like a universal policy but you (and not the insurer) are managing the investment portfolio.

Under the broad umbrella of whole life insurance, there are several types available like the «variable» and «universal» insurance policies depending how your policy funds are invested.

But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.

At a time like this, where many life insurers, particularly ones facing credit risks, and those having variable policies, where profitability has declined along with the stock market, the surcharges could have kicked additional life insurers over the edge, and who knows how big the cascade would have been.

Cluster membership was then related to harm measures, such as alcohol dependence and self - rated health, and three policy - relevant variables: a liking for alcohol advertisements, price paid for alcohol, and time of its purchase.

Though practices like incorporating student achievement measures into the teacher evaluation process are becoming widespread, the application of that information to personnel policies remains highly variable across the country.

With VUL policies, you also allocate your premiums from a fixed account into variable investment options sub-accounts, much like mutual funds.

With VUL policies, the cash value is also applied to the policy's fixed account, but you can also choose from many variable investment options, much like mutual funds.

Because of investment risks, variable universal life (VUL) policies are regulated by the securities and exchange commission and are marketed like other securities.

Much like Universal Life, Variable Life insurance is a type of Permanent Life insurance that affords the purchaser more flexibility than a traditional Whole Life insurance policy.

A variable universal life (VUL) insurance policy operates much like a «traditional» universal life policy.

CFA's Rate of Return (ROR) service estimates «true» investment returns on any cash value life insurance policy — whole life, universal life (fixed or indexed) or variable universal life (cash values in mutual - fund - like accounts).

A. Just like other types of permanent life insurance policies, you can take a loan from the cash value of a variable life insurance policy.

At a time like this, where many life insurers, particularly ones facing credit risks, and those having variable policies, where profitability has declined along with the stock market, the surcharges could have kicked additional life insurers over the edge, and who knows how big the cascade would have been.

Like variable life, you can invest the cash value portion of the policy among the insurance company's portfolio of investments.

A term policy is easier to understand and more affordable than permanent policies like whole, universal, or variable.

Interest rate targets are a vital tool of monetary policy and are taken into account when dealing with variables like investment, inflation, and unemployment.

An Indeterminate Premium Policy is like a Non-Participating policy, but the annual premium can be varPolicy is like a Non-Participating policy, but the annual premium can be varpolicy, but the annual premium can be variable.

The unique feature of variable life is that these policies let you invest your cash value yourself like a regular brokerage account.

# 26,27: Sure, there are lots of ways of developing the idea in more policy - relevant ways (including different variables, and perhaps more interestingly, climate change bets which are conditional on policy), but simple SAT seemed like the most obvious place to start.

One can compare benefits of both policies based on aspects like availability of loan, surrender value, tax benefits, death benefits, etc. for HDFC Life Group Variable Employee Benefit Plan and Canara HSBC Smart Future Income Plan.

Variable universal life is much like universal life but instead of the cash value amount being invested in a safe low - interest - bearing account or utilizing an index option, a variable universal life policy is invested in higher risk opportunities like mutual funds or stocVariable universal life is much like universal life but instead of the cash value amount being invested in a safe low - interest - bearing account or utilizing an index option, a variable universal life policy is invested in higher risk opportunities like mutual funds or stocvariable universal life policy is invested in higher risk opportunities like mutual funds or stock funds.

Finally, before going for a variable life or VUL policy, make sure that your insurance company enjoys high ratings from major rating services like Standard & Poors, AM Best and others.

A variable universal life policy (VUL) is set up exactly like a universal life.

Like a UL and IUL, a Variable Universal Life (VUL) policy gives you the ability to adjust your premiums and death benefit.

A term policy is easier to understand and more affordable than permanent policies like whole, universal, or variable.

The main difference is that a variable policy's cash value is invested in a number of mutual fund - like sub-accounts rather than a savings account.

For example, in a variable life policy, the cash value acts like a mutual fund, but, with whole life, it's more similar to a simple savings account.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

Like variable life, you can invest the cash value portion of the policy among the insurance company's portfolio of investments.

Cash - value policies like whole life, variable life, and universal life are quite complicated and often a bad deal — especially when you can earn interest through other means, such as tax - deferred and tax - free investments like retirement accounts and college savings plans.

Evaluate Life Insurance — How the Service Works: CFA's Rate of Return (ROR) service estimates «true» investment returns on any cash value life insurance policy — whole life, universal life (fixed or indexed) or variable universal life (cash values in mutual - fund - like accounts).

CFA's Rate of Return (ROR) service estimates «true» investment returns on any cash value life insurance policy — whole life, universal life (fixed or indexed) or variable universal life (cash values in mutual - fund - like accounts).

Much like a basic universal policy, a variable life insurance policy gives you a little more control over what the cash component does for you by allowing you to invest it.

Much like Indexed Universal Life Insurance with similar options and features, Variable Universal Life attaches the cash value account inside the policy actual investment funds that trade largely in equities and bonds.

Variable Universal Life Insurance — Variable Universal Life Insurance also provides flexible premiums and death benefits like regular universal life insurance policies do.

Once you understand the major components of ordinary life insurance, you'll know we're speaking of products like universal life insurance, indexed universal life insurance, variable life insurance, and whole life insurance (including survivorship policies).

Cash Surrender Value Permanent life insurance policies like universal life insurance, whole life insurance and variable life insurance are more attractive thanks to the presence of built - in cash value.

I would like to convert this term life policy to permanent universal life or variable universal life with another insurance company but without having to go through a physical exam.

For example, if you are an investor who maximized all the tax benefit investments like 401k or Roth IRA then an Indexed Universal Life or Variable Universal Life Policy will make more sense.

If you want more than a death benefit from your life insurance policy and like the idea of a long - term savings account (not insured by any federal agency) or investment, you might consider cash value life insurance such as whole life insurance, universal life or variable life.

Just like with other types of life insurance coverage, there are several key variables that will be considered when determining the cost of a guarantee issue life insurance policy.

There are several different types of policies, like a whole life or variable plan.

Variable life insurance premiums are fixed like they are with whole life policies, but cash value balances and death benefits fluctuate.

Variable universal life insurance is really not that different than a traditional life insurance policy like whole life or universal life because it still is a life insurance policy.