Sentences with phrase «policies purchased at»

They adjust for this fact by charging more for policies purchased at older ages.

In 1993, 7,800 policies purchased at the last minute resulted in $ 48 million in claims against only $ 625,000 in premiums.

This means that between a UL policy and a whole life policy purchased at the same time, the whole life policy will often grow faster and offer a greater death benefit.

For example, a policy purchased at age 45 that provides $ 2,500 in monthly benefits plus some inflation protection might cost $ 1,200 per year for a man and $ 1,900 for a woman.

A traditional whole life insurance policy purchased at 40, keeps the death benefit in force beyond age 70, as long as premiums are paid (dashed - blue, then solid - blue line).

«The same policy purchased at age 46, will cost $ 1,225 — and $ 1,345 a year if purchased at age 47.»

This means that between a UL policy and a whole life policy purchased at the same time, the whole life policy will often grow faster and offer a greater death benefit.

For example, Mike Navarre, a Farmer's Insurance owner, says: «A 30 - year, $ 500,000 term insurance policy purchased at age 25 would have a premium of about $ 46 a month or $ 552 a year.

Not exact matches

The European Central Bank on December 3 dropped one of its main policy rates to negative 0.3 % from negative 0.2 % and said it would extend its bond - buying program, under which it creates euros to purchase debt, to at least March 2017.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The asymmetry of prospective rate moves in different parts of the curve with short rates at the zero lower bound, explicit forward guidance about future policy decisions and massive asset purchase programs may result in a higher likelihood of one - sided markets, which may in turn impair liquidity, or at least lead one to conclude from liquidity indicators that markets have become more illiquid.

Expectations are high the Bank of Japan may boost its government bond purchases at its April 3 - 4 policy review, the first under new Governor Haruhiko Kuroda, who has vowed to do whatever it takes to hit the BOJ's new 2 percent inflation target.

A dissatisfied customer at an average store with a stingy return policy might keep their purchase but never again return.

After Walmart debuted its free two - day shipping policy, which is effective on any purchase of at least $ 35 on Walmart.com, Amazon lowered its own threshold for non-Prime customers from $ 35 to $ 25.

All in all, we believe eurozone bond yields may move a little higher, but any increase is likely to be capped by the ECB's ongoing level of purchases, at least until policymakers start to signal their next steps on monetary policy later in the year.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

Anyone searching for a renters insurance policy should use obtain at least several quotes or consult local agents before purchasing a policy.

The Fed concluded its two - day policy meeting with a commitment to purchase mortgaged - backed securities at a rate of $ 40 billion per month.

The Fed concluded its two - day policy meeting with a commitment to purchase mortgage - backed securities at a rate of $ 40 billion per month.

Depending on the seller's stated return policy at the time of purchase, your refund may be reduced by restocking fees or return shipping costs.

In the press conference that followed the monetary - policy meeting, the president of Europe's central bank, Mario Draghi, stated that interest rates will remain at current levels well past the end of the bank's asset - purchase program, carried out along with reinvesting principle payments from maturing securities.

The only step they took at the meeting was to drop outdated wording from the bank's policy statement in which it said it would step up the purchases if need be.

Annual renewable term life insurance (ART) is a type of term life insurance policy that allows you to purchase one year of coverage at a time.

The downside is that if you purchase your IUL in a strong market, the policy actually caps the amount of money it can accumulate — typically at around 10 % -15 %.

And we have the ECB [European Central Bank], again, likely to tell us what their plans are and not for selling bonds back into the market, I think not at this stage for changing their interest rate policy, but again, slowing the rates of purchase of bonds.

Nevertheless, the apparent success of the ECB's policy in overcoming the threat of deflation increased speculation about a potential tightening of monetary policy, possibly even before the cessation of the central bank's bond purchases — scheduled to continue for at least the rest of the year — and in the wake of the ECB meeting pushed market estimates of the odds of a rise in official interest rates before the end of 2017 to more than 50 %.

For example, if you purchased a 20 - year $ 500,000 level term policy, should you die at any point during the 20 year term due to a covered event (and have paid all premiums) the beneficiary would receive a $ 500,000 payout.

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

Standard rental insurance policies some with at least $ 15,000 in coverage but policies holders have the option to purchase more coverage and increase their claim limit.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

Regarding the path ahead for ECB policy, it seems likely adjustments to the central bank's bond - purchasing program will be discussed by policymakers at meetings in coming months, given the technical difficulties and political risks involved.

At the same time, ruling out any increase in interest rates while bond purchases are scaled back, in our view, signals ECB President Mario Draghi's determination to resist any political pressure to speed up the process of normalizing monetary policy.

As regards forward guidance, the ECB's statement made it clear that policy rates will «remain at present or lower levels for an extended period of time, and well past the horizon of our net asset purchases», i.e. at least well into 2017.

As anticipated, the ECB held its policy rates constant with the deposit rate remaining at -0.4 % and monthly government bond purchases of $ 60bn euro, despite a slightly brighter outlook on GDP growth, which is expected to rise to 2.2 % in 2017, Mario Draghi announced during yesterday's ECB monetary policy meeting.

• Moving Forward: Creating a Sustainable Purchasing Program Unity College, the winner of the NACUFS 2017 Grand Prize in Sustainability, brings you a look at the latest step in its sustainable dining journey: the sustainable purchasing policy.

Items purchased at off - site retailers must be returned through the same retailer and are subject to the policies of the retailer in which it was purchased.

Before this season began, Emtman purchased a $ 1 million insurance policy from the NCAA, at a deferred cost of $ 14,000, that will pay off if Emtman is injured.

As described below, this Privacy Policy also applies to your other interactions with the Action Network Group, such as when you purchase products or services, sign up for a newsletter or provide information to the Action Network Group at a trade show or other event.

If we purchase a business, the Personal Information received with that business will be treated in accordance with our Privacy Policy in effect at that time, so long as it is practicable and permissible to do so.

If you purchased a mattress at an authorized Newton retailer, the store's return policy will apply.

By continuing with your purchase using the eBay's «Buy It Now» button, you agree to the Toys «R» Us Terms of Use at stores.ebay.com/toysrus/Terms.html and the Privacy Policy at stores.ebay.com/toysrus/Privacy.html.

Now advocates have a powerful tool to help them: a new procurement policy that helps put core values at the center of school food purchasing.

A youth sports organization of any type should purchase at least four different insurance policies, which are the following:

Infant milk, as per policy, would be declined at point of purchase if the vouchers were attempted to be used on Infant milk.

Of course, you'll want to check the return policy in the catalog or at the site before you make a purchase of any sort.

Powerful junk food companies purchase «sustaining partnerships» from the American Society for Nutrition, gaining access to the nation's leading nutrition researchers at their annual meetings, and in their policy positions.

Subsidising the purchase of LCVs, a move that has proven popular amongst policy makers to date, is economically unviable for the long - term development of the sector since the desired market penetration would only come at considerable expense.

The headteachers of some Senior High Schools were interdicted, while one of them at the La Presbyterian Senior High School in Accra was transferred for asking parents of new students under the Free SHS policy to pay for the purchase of plastic chairs to enable their wards to sit on them in class.

These findings have important policy implications because individuals in the higher - consuming clusters were more likely to have signs of alcohol dependence, report lower health satisfaction, enjoy alcohol ads, and have purchased alcohol late at night.

Eileen Chou, a public policy professor at the University of Virginia, and her collaborators began by analyzing a data set of 33,720 U.S. households and found that those with higher levels of unemployment were more likely to purchase over-the-counter painkillers.