Sentences with phrase «policies purchased without»
Many policies purchased without an exam increase in cost every give years.
https://www.jrcinsurancegroup.com/ Not exact matches
Small businesses may not be able to match the cyber security investments made by their deeper - pocketed competitors, but they can still purchase cyber insurance policies without breaking the bank.
Backcountry.com has a «no questions asked» return policy, which means customers can purchase anything online and then send it back for a full refund without hassle.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
[01:30] Introduction [02:30] Tony welcomes Alexandra [03:40] Launching in 2007 — it came from a place of passion [04:25] Establishing clear roles among founders [05:40] Flexing her multilingual skills in business [06:25] Adjusting how you speak to someone based on their objectives [08:10] The secret to Gilt's growth [09:20] Building a business that would thrive during winter [10:20] Finding the capital to purchase inventory [10:40] Moving from venture to private equity funding [11:20] It's all about smart money [11:40] The future of traditional retail [12:20] The subscription model [12:40] Catering to the time - starved customer [12:55] Bringing services into the home [13:10] Leaving Gilt to lead Glamsquad [16:10] Glamsquad started as an app [17:10] Vetting employees [18:10] Building trust with customers [19:00] Taking massive action — now [20:20] Launching the first sale on Gilt — without a return policy [21:30] Fitz [22:00] The average person wears only 20 % of their wardrobe [23:00] Taking the time to understand your customer [23:20] Challenges as a woman in business [24:40] Advice to a female entrepreneur that's just getting started [25:25] The importance of networking [25:50] Knowing the milestones to hit along the way
For the sake of clarity, I also wish I had included more information about Starbucks» policies on people hanging out or using the restroom without purchasing anything.
If being able to more easily purchase meat and poultry raised without antibiotics is important to you, Halloran has this advice: «Wherever you eat, ask restaurant managers about their meat sourcing policies and practices and make sure they know that you're looking for options that are healthier not only for you but for the animals and the environment, too — including meat produced without the routine use of antibiotics.»
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.
This could mean United Technologies has a policy of having each of its subsidiaries managed separately without any prodding from headquarters to make use of synergies from purchasing inside the same corporate umbrella.
While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.
Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.
It is silly for Americans to label Japanese and European trade partners as «unfair» on the basis of their trade surpluses with the U.S. Without foreigners» strong exports to the U.S., the Federal Reserve Bank would have been obliged to use restrictive monetary policy to dampen inflationary pressures, prompting higher U.S. interest rates and lower home purchases.
What really made it an issue (apart from forking out more money) was the fact that we purchased our tickets online, and when we found out about various airline's policies, it was impossible to purchase an infant «ticket» without purchasing an adult fare simultaneously.
On the ninth day of the petition USDA changed its policy, for the first time giving school districts the choice of purchasing either pre-formed beef patties containing LFTB or bulk beef without the filler.
If a customer violates the Terms and Conditions of use of the GC or Lane Crawford's Return and Exchange Policy or Lane Crawford Store Operations Policies (including without limitation demonstrating a high incidence of returns of Merchandise after purchase) or engages in inappropriate behavior (including without limitation abuse of Lane Crawford staff) or illegal activities (including parallel importing or passing off of Merchandise purchased at Lane Crawford) the customer may suffer the following consequences:
Our flexible policy allows schools and districts that have purchased full Bridges Intervention kits to expand their collection of materials without repurchasing a complete Bridges Intervention program.
Section 2 - 552 provides that, «A contract or purchase order may be awarded for a commodity, service, or construction item without competition when, under regulation or policy, the Purchasing Agent determines, in writing, that there is only one known capable supplier or source for the required commodity, service, or construction item occasioned by the unique nature of the requirement, the supplier or market conditions.»
Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.
This guarantees that you can obtain the permanent insurance without regard to health issues that may have developed since purchasing the original term policy.
Additional Insured Rider Provides death benefit coverage on the lives of up to three family members without having to purchase separate policies.
Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.
While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.
A rider is an optional coverage add - on to the primary policy, which creates additional coverage opportunities without the need to purchase an entirely separate policy.
With a universal life policy, you may be able to adjust your death benefit (within your plan limits) without having to purchase a new policy.
There are two common mistakes renters make when shopping for the best renters insurance policy for their needs: they purchase a policy from a familiar company without comparing prices, or choose the cheapest policy without regard to detail.
In addition, riders can be added to each policy that allow you to adjust the death benefit, either so that it increases over time, it decreases over time, or you're able to purchase additional coverage later without medical questions.
If you are purchasing a condo, we are not able to submit the Condo Master Insurance for approval without your contents policy (HO6 insurance).
At the end of the term, the annuitant (owner of the annuity) can purchase a new policy or withdraw their funds in their entirety without penalty.
If their situations change, it is unlikely that they will be able to increase or decrease either the premiums or the death benefits on their whole life policies without surrendering them and purchasing new policies.
These are things that you get paid on, without having to «do more work,» like 12b - 1 fees, premiums of current insurance policies, and commissions when people are on systematic mutual fund purchase programs.
As you purchase the life insurance policy directly from the insurer without any mediator, the insurance company saves money and passes on the benefits to the buyers.
Examples of add - ons include the option to purchase child policies or more insurance at a future date without going through the medical exam process again.
A rider that provides the policyowner the right to purchase a specified amount of insurance coverage similar to the original policy without providing evidence of insurability.
This generous policy also applies to tickets purchased with Southwest Rapid Rewards points, so any award flight can be cancelled at any time without penalty.
When the grieving family submitted its claim for death benefits under the kidnap and ransom insurance policy the businessman had purchased and paid premiums on for many years, the large, international insurance company denied the claim without so much as an investigation.
Usually, for example, you would be able to get policies with or without temporary accommodations coverage as you wished when you purchased the policy and that decision would govern what the insurance company on the risk would have to pay for when a claim was made by the insured.
If you purchased an auto insurance policy without first taking the time to obtain and compare quotes from a few competing insurance companies, you risk overpaying for your policy.
Additionally, you'll now be able to purchase a less expensive 30 year term life insurance policy that will provide coverage all the way to age 65, without having to break the bank!
As long as the traveler meets the deadline to purchase a policy set by the respective insurance company, they can buy it at their convenience without worrying about overpaying.
Also, if the coverage is convertible (the coverage can be «converted» to a comparable permanent life insurance policy, without the need to provide evidence of insurability), you can get the coverage you need today — with the ability to purchase permanent insurance coverage in the future.
You can safely and quickly view rates for single, family and self - employed plans and purchase your policy online without paying any broker or administrative fees.
Another tip when purchasing life insurance is to ask if the policy can be converted without a new medical exam.
Policy Purchase Option Guarantees the option to purchase additional insurance at certain ages and special life events, without having to provide evidence of insurPurchase Option Guarantees the option to purchase additional insurance at certain ages and special life events, without having to provide evidence of insurpurchase additional insurance at certain ages and special life events, without having to provide evidence of insurability.
Give us a call and we will answer any questions you may have and give you our experienced opinion on how to purchase a good low cost Term life insurance policy without breaking the bank.
The problem is too many seniors purchase this type of insurance when they could have qualified for a better policy which would have given their families much more insurance for the same price and without any waiting period.
Guaranteed issue life insurance policies typically offer smaller insurance amounts and can be purchased without a medical exam.
By purchasing a life insurance policy on a first - to - die basis this means you can purchase a single life annuity (which offers higher monthly payments) without jeopardizing the income for the surviving partner.
Examples of add - ons include the option to purchase child policies or more insurance at a future date without going through the medical exam process again.
We'll often get calls from folks asking us about being able to purchase a life insurance policy without having to take a medical exam or answer any medical questions.
For example, a 57 year old woman, rated at Preferred Best looking to purchase $ 100,000 in coverage for a 20 year term pays $ 421 per year for a traditional term policy without living benefits.