Sentences with phrase «policies with higher»

All else being equal, policies with higher current rates and longer guarantee periods will be better than those with lower current rates and shorter guarantees.
This is helping insurers to underwrite policies with higher tenure.
Go for car insurance with higher deductibles for insurance companies more often than not gives a lower premium for policies with higher deductibles.
Usually the companies offer rebates on policies with higher sum assured.
Considering the size and risk these vehicles pose to others however, it is strongly advised that RV owners purchase RV insurance policies with higher liability limits than are legally required than it is for those insuring basic commuter cars.
There are, however, some insurance carriers that will offer policies with higher death benefit amounts.
After learning precisely how many people share the road in Texas, most people decide to buy policies with higher limits.
, we found that drivers with a history of choosing insurance policies with higher coverage limits actually end up paying less for their auto insurance premiums
Companies specializing in offering policies with higher face amounts may charge lower premiums for million dollar policies than others.
Policies with higher coverage amounts cost more, as do policies that last longer.
And policies with higher premiums will have larger potential savings opportunities.
Larger policies with higher face amounts usually require a medical exam, and if you're in great health you may save some money by voluntarily taking an exam.
Many car insurance policies come with a standard deductible of $ 100; however, you may purchase policies with higher deductibles such as $ 250, $ 500 and even $ 1,000.
The face amount of a standard burial insurance policy will usually be in the range of $ 5,000 to $ 25,000 — although some insurance carriers will offer these types of policies with a higher amount of coverage.
If an applicant dies before his or her policy matures, the company will take a loss on the policy, so those who are applying for policies with higher face values will be more likely to have their health scrutinized more closely.
As professionals held to a higher standard, most commercial vehicle drivers carry insurance policies with higher limits that can translate into higher awards.
Policies with higher coverage amounts cost more, as do policies that last longer.
That often makes it unaffordable so requiring out - of - network benefits would help many consumers shopping on the exchange, provided they could afford policies with higher premiums.
That means that if the Federal Reserve feels the need to respond to President Donald Trump's new economic policies with higher interest rates, as Chairwoman Janet Yellen again hinted yesterday, there'll be little to stop the dollar rising further against Europe's single currency.

As the Federal Reserve eyes a tighter monetary policy with higher rates ahead, exchange traded fund investors do not have to rely solely on tradition investment options to hedge against rising rate risks.

The policies with the highest benefit - cost ratios are actually later policies that are targeted in some way, either at students who are academically behind, at high - poverty schools, or at students with particular career interests.
A policy with a higher deductible may be less expensive to purchase, but the National Association of Insurance Commissioners points out that a higher deductible may have a more significant impact on you when it comes time to file a claim.
No matter where you live, the easiest way to lower your homeowners insurance rate is to choose a policy with a higher deductible.
Additionally, the IRS considers specified types of insurance policies with high cash balances to be modified endowment contracts (MECs).
It's worth thinking about going for a policy with a higher excess — the amount of any claim you need to pay yourself.
It's worth considering going for a policy with a higher excess (the amount of any claim you need to pay yourself).
Despite the attempt to hide relevant information, an insurance company is likely discover the missing information, and approve the policy with the higher premiums that you were trying to avoid.
To prevent such an occurrence, you can either elect to purchase a policy with higher liability limits or you can consider purchasing a personal umbrella insurance policy.
High - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or more.
Some people decide to purchase a term policy with a high death benefit, to cover immediate needs, and a smaller permanent policy to provide future coverage and asset growth.
We have a worldwide BUPA policy with a high deductible of $ 5000 / year.
I don't think your comment is an open and shut case — at worst it pushes us into a policy with a high risk of a low order catastrophe.
«Hopefully, Denmark can serve as an example to other countries that it is possible to have both ambitious green policies with a high proportion of wind energy and other renewables in the energy supply, and still have a high security of supply and competitive prices on electricity,» said Lars Christian Lilleholt, Denmark's minister for energy, in a statement.
Several policies limit the coverage to 120 % of the policy limit, but many insurers sell policies with a 150 % or 200 % cap, so look for a policy with the highest cap if Guaranteed Replacement Cost Coverage isn't offered in your state.
This results in a policy with a higher initial cash value than would be the case if the original policy were simply surrendered and a new policy purchased
A smart move is to have a Term policy with a high face amount for the most financially volatile years.
One way to save on your annual vehicle coverage is to choose a policy with a higher deductible.
Purchasing a policy with a higher deductible will usually allow you to receive lower insurance premium rates.
A policy with a higher limit and a lower deductible will have higher premiums than one with a lower limit and a higher deductible.
To prevent such an occurrence, you can either elect to purchase a policy with higher liability limits or you can consider purchasing a personal umbrella insurance policy.
Smaller covers — This allows you to have more than one plan adding up to a cover instead of one policy with a high sum assured, which is costlier.
You may want to go beyond the state requirements and buy a policy with higher liability limits.
If you speak to an insurance agent, he or she is incentivized to sell the policies with the highest commissions.
Auto insurance will cover incidents of this nature and therefore it is important to have a policy with high enough limits to cover any theft or vandalism which may occur to the auto owner.
High - income earners will probably be looking for life insurance policies with a high death benefit — a million dollars or more.
A basic rule of thumb in this case for expectant parents is to choose a health insurance policy with a higher premium and lower deductible.
While a low compensation may not be sufficient to cover medical bills, a policy with a high compensation can be costly.
Capital Management — Insurance companies need to set aside funds to cover the eventualities of claims, in the case of high risk policies with high potential financial liabilities a reinsurance agreement will enable the company to manage some of this risk prudently and thus free up capital for other projects
No matter where you live, the easiest way to lower your homeowners insurance rate is to choose a policy with a higher deductible.
Fortunately, the good news is that you can still get decent term life insurance policies with high blood pressure.
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