The insurance company saves on the intermediary cost,
policy administration costs, etc. which it transfers to the customer by offering lower premiums on online insurance plans.
There will be
no policy administration cost, premium allocation or discontinuance charges involved.
In this plan, there is no premium allocation charge or
policy administration cost.
Not exact matches
«Ending the
cost - sharing payments would be a clear signal from the Trump
administration that they are not aiming to run the ACA marketplace effectively, so insurers would likely just throw up their hands and leave the market,» said Larry Levitt, a senior vice president at The Kaiser Family Foundation, a nonpartisan health -
policy think tank.
Alice Hill, who directed resilience
policy for the National Security Council in the Obama
administration, said the wider debate over cutting climate - warming emissions may have distracted people from promptly pursuing ways to reduce risks and economic and societal
costs from natural disasters.
But when it claims that the «free» contraceptive coverage can be afforded by the insurer because «
cost - savings» will result from «improvements in women's health and fewer childbirths,» the
administration is admitting that the contraception is already being paid for by the employer, if its
policy covers childbirth and women's health in general.
Although it is now clearly demonstrated that the most
cost - effective step for most utility companies and industries is to invest in more efficient equipment so as to reduce the use of fuel, the energy
policy of the Bush
administration, supported by prevailing preferences among economists, gives only lip service to this approach.
• In practical and
policy terms, what this means is that the APC
administration to be sworn in on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the
cost of living, while raising the quality of life.
He assured that «the tax, borrow and spend approach of the Mahama
administration» will be abandoned, in favour of
policies geared towards the reduction in the
cost of doing business to help small - scale enterprises flourish and to make the Ghanaian economy become globally competitive.
The city should move to vacate Callaghan and work with the Cuomo
administration to devise a shelter
policy that is rational,
cost - effective and serves the truly needy.
Under the Monetisation
Policy introduced by the
administration of former President Olusegun Obasanjo in 2005, official houses occupied by federal civil servants were sold to them by the government to reduce the
cost of governance.
He is a first year AAAS S&T
Policy Fellow at the Department of Defense in the Office of
Cost Assessment and Program Evaluation and will serve his second year at the Department of Energy in the National Nuclear Security
Administration.
A number of lawmakers on both sides of the aisle, as well as former astronauts and space
policy experts, have criticized the
Administration's plan to eliminate Constellation, which has thus far
cost taxpayers over $ 9 billion.
We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising
cost of higher ed; the increasing reliance on loans to pay for it; and changing
policies from the Trump
administration.
Polling 2,000 teacher - respondents, NPR found shared chronic concerns over: 1) teacher pay amid calls to improve teacher quality; 2) the rising
cost of higher education; 3) the increasing reliance on loans to pay for it; and 4) changing
policies from the Trump
administration.»
DOT
cost sharing
policies shall be in accordance with (FAR) 48 CFR 16.303, (FAR) 48 CFR 42.707 (a), and Operating
Administration (OA) procedures.
With the universal life
policy you have a minimum premium, which covers your insurance
costs and
administration costs of the
policy, and anything you put above that minimum premium goes into a tax sheltered savings account.
This interest is actually a dividend from the life insurance company's yearly profits, and the growth rate is generally low compared to other investments because life insurance companies have additional expenses (like
policy administration expenses and underwriting
costs) that a pure asset manager does not.
While some might be surprised that a Reaganesque
policy on
cost benefit analysis and regulatory review is being pursued by the Obama
administration in the context of TPP negotiations, the record shows that it is consistent with the moderately conservative views of the President and his closest advisors on trade and regulatory
policy, including current OIRA director Cass Sunstein.
One theme of the the hearing was how the
administration's
policy could be justified from a
cost - benefit point of view and the benefits can't be determined with any accuracy.
The silencing suggests that the
administration values «pro-growth»
policies over environmental goals and stands with industry, no matter the
cost.
In an op - ed which appeared on July 27th in The Boston Globe (click here for link to the original op - ed), Richard Schmalensee and I commented on this unfortunate outcome of U.S. political debates and described the irony that the attack on cap - and - trade — and carbon - pricing, more broadly — has been led by conservatives, who should take pride as the creators of these
cost - effective
policy innovations in three Republican
administrations.
Using the NRDC
policy framework, along with the proprietary outlook from IHS Inc. on energy efficiency and power demand, the Energy Institute report then assesses the
costs and market impacts of meeting the Obama
Administration's emissions target of 42 % reductions below 2005 levels by 2030.
Interviews earlier this year with a range of economists and
policy analysts suggested that the Trump
administration would end up setting a very low
cost of carbon, perhaps $ 5 a ton, but not reject the metric entirely.
The NOAA report highlights the extreme
costs of climate and weather disasters despite President Donald Trump and his
administration's skepticism — and downright indifference — towards climate
policy, from pulling the U.S. out of the Paris agreement to dropping climate change from the list of national security threats.
They had sufficient success to fool the world into unnecessary energy and economic
policies that have
cost billions so far and it is not over yet, as the Obama
administration attacks on coal illustrate.
Included in this set of studies are the following: Carolyn Fischer (Resources for the Future) and Richard Newell (U.S. Energy Information
Administration, on leave from Duke University), «Environmental and Technology
Policies for Climate Mitigation»; Stephen Schneider (late of Stanford University) and Lawrence Goulder (Stanford University), «Achieving Low -
Cost Emissions Targets»; and Daren Acemoglu (MIT), Philippe Aghion, Leonardo Bursztyn, and David Hemous (Harvard University), «The Environment and Directed Technical Change.»
Dr. Romm helped lead the
administration's climate technology
policy formulation, and initiated, supervised, and publicized a comprehensive technical analysis by five national laboratories of how energy technologies can reduce greenhouse gas emissions at low -
cost: Scenarios of U.S. Carbon Reductions.
Following through on some of his campaign climate statements would come at a
cost in terms of his
administration's foreign
policy objectives.»
As part of the Recovery Act, this
Administration invested $ 4.5 billion in electricity delivery and energy reliability modernization, with total public - private investment amounting to over $ 10 billion To ensure that all Americans benefit from these smart grid investments, the
Administration released a
policy framework and a series of new initiatives in June 2011 that will empower consumers with tools to better manage their electricity and cut
costs, improve the reliability of the electric grid, and help utilities recover from natural disasters faster.
«NECEC is committed to working with the Legislature and the Baker
Administration to develop a permanent solution based on a long - term sustainable solar
policy framework that reduces
costs, benefits customers and recognizes the value that solar provides for all customers.»
KeystoneXLNow.com takes aim at President Obama for failing to approve the Keystone XL project (even though the White House just announced approval of the southern leg today), calling it «an affront to millions of Americans out of work and an outrage to millions more who are paying higher energy
costs as a result of this
administration's
policies.»
A study published by the Heritage Foundation estimates the
cost of the Obama
administration's climate
policy commitments as offered in Paris in 2015 (a 26 to 28 percent reduction in greenhouse gas emissions in 2025 relative to 2005 levels).
«The opportunity
cost in trying a strategy that would require Congress would just be enormous and we just don't have that kind of time,» said Andrew Light, director of the Institute for Philosophy and Public
Policy at George Mason University and a former climate official in the Obama
administration.
on why the
administration's climate - change
policy has
cost the economy heavily this winter.
The printing
cost of the
policy is estimated to be $ 0.05, based on data obtained from the Social Security
Administration, which does a significant number of printings for distribution.
The Small Business
Administration understands this, and can build the
cost of the
policy into the loan.
Some providers may charge a small
administration fee for cancellation of
policy, but it should not
cost more than a few dollars.
Avoiding Tax Trap in the Exchange The very common reason why many policyholders would opt to change their old annuity
policy and old life insurance
policy in exchange to a new annuity
policy and new annuity
policy is mainly because a new
policy is most likely will perform much better compared to the old
policies since nowadays there are already improvements when it comes to mortality which will provide a lower insurance
cost, a lesser
administration expense on the
policy which will provide lower
cost, improvements in the said underwriting with lower
cost, improvements in the health of the insured which will trigger lower
cost, improvements in interest crediting which will perhaps provide higher rates of interest as well as the interest linked in an index and to some cases, a worsened health which may cause higher than the usual annuity payments.
The
administration estimates monthly premiums for a short - term plan could be about than one - third of what a comprehensive
policy costs.
Paying final
costs: LifeHappens.org notes that life insurance
policy benefits can be used to pay final expenses, including funeral or cremation
costs, medical bills not covered by health insurance, estate
administration fees or other unpaid obligations.
But there are three other charges:
policy administration charge,
cost of insurance and fund management
costs; which get deducted from the fund value on a regular basis.
Contributed dollar amounts that exceed the
cost of insurance and
policy administration fees accumulate inside the
policy and comprise the cash value of the
policy.
So, ULIPs are
cost - effective as an instrument and most online ULIPs have low
policy administration or fund allocation charges.
Value of units in the Policyholder's Fund + unallocated premium +
Policy Administration charge deducted Less charges @ Rs. 0.20 per thousand Sum Assured under Basic plan - Actual
cost of medical examination and special reports, if any.
Policy Administration Charges: These charges are deducted on a monthly basis by cancelling units to recover the expenses incurred by the insurance company in servicing and maintaining the policy like paperwork, cost of sending reminder notices, issuing ulip statements on a regular basis,
Policy Administration Charges: These charges are deducted on a monthly basis by cancelling units to recover the expenses incurred by the insurance company in servicing and maintaining the
policy like paperwork, cost of sending reminder notices, issuing ulip statements on a regular basis,
policy like paperwork,
cost of sending reminder notices, issuing ulip statements on a regular basis, etc..
Policy administration charge is deducted so as to cover the cost of maintaining the paperwork of your p
Policy administration charge is deducted so as to cover the
cost of maintaining the paperwork of your
policypolicy.
Major home insurance companies offer discounts for things that their customers do to reduce risks or lower
costs of
policy administration.
With the universal life
policy you have a minimum premium, which covers your insurance
costs and
administration costs of the
policy, and anything you put above that minimum premium goes into a tax sheltered savings account.
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and
Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board
policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and
costs over timeo Prepared and analyzed
cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
cost reports used by materials buyers and production planners in purchasing decisions, including
cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon req
cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight
costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business
Administration (MBA), 1990Bachelor of Science in Business
Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request