Few days back, HDFC life has floated a new Unit Link Insurance Plan (ULIP) which indicates zero
policy allocation charges and zero policy administration charges.
From the premium you invest,
a policy allocation charge, ranging between five and seven per cent (first - year) is deducted.
Not exact matches
Registered investment adviser Structured Portfolio Management, L.L.C. and two affiliated investment advisers have agreed to settle SEC
charges stemming from allegedly inadequate compliance
policies and procedures that resulted in improper trade
allocations among the funds they advised and failure to disclose a change of strategy to fund investors.
And according to the most common payment
allocation policy, this difference may result for you in extra
charges.
* In this
policy there are no
allocation charges, however, other
charges such as mortality, fund management, etc. are applicable.
A lot of ULIP plans do not feature fund
allocation fees or
policy administration
charges.
We have considered a NULIP (purchased online) which does not have premium
allocation or
policy admin
charges with an annual premium of Rs. 1 lakh per annum and returns @ 8 %.
Premium
Allocation Charges vary from insurance company to insurance company, and are almost always higher in the early years of the
policy.
Charges for Pension Plus and BSLI Wealth Assure include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for LIC New Jeevan Nidhi and Bharti AXA eProtect Plus include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Pearls Guarantee and Aviva Wealth Builder include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Classic Plan 2 and Saral Pension Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Pension (Par) and Sahara Utkarsh include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for IndiaFirst Employee Benefit Plan and Birla Sun Life Empower Pension - SP Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for CSC Saral Sanchay and LifeBond Advantage include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for BSLI Wealth Aspire and E T Total Secure Plus include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Click2Retire and Term Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Click2Protect and Sahara Dhanvarsha include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Flexi Online Term and Bajaj Allianz Save Assure include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for LIC New Endowment Plan and Future Generali Pension Guarantee include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for DHFL Pramerica eSave and IndiaFirst Employee Benefit Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
For DHFL Pramerica Smart Wealth Plus, some premium
allocation charge is levied on the fund value and
policy administration
charge is not applicable.
Charges for TATA AIA Group Total Suraksha and ICICI Pru Group Immediate Annuity include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for ICICI Pru Group Gratuity and TATA AIA Group Term Life include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for IndiaFirst Anytime Plan and Shriram Cash Back Term include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for eShield Plan and Star Union D I Group Term include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Growth Insurance Plan SP and Aegon Life Term Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Sahara Pay Back and Canara HSBC eSmart include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Kotak Premier Moneyback and Pension Super Plus include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for IndiaFirst Maha Jeeven Plan and BSLI Protector Plus include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Single Premium Pension Super and Group Employee Benefit Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Fixed Savings and Term Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Exide Life Golden Years and Aviva Affluence include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Aegon Life Easy Protect and Aegon Life iGuarantee include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for ICICI Pru iProtect Smart and Super Term Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Star Union D I Jeevan Ashray and IndiaFirst Guaranteed Retirement include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for HDFC Assured Pension and Super Savings include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for BSLI Protector Plus and Secure Return Employee Benefit include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Superannuation Cash Accumalation and Group Gratuity Cash Accumulation include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Invest One and Max Life Forever Young include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for LIC New Bima Bachat and LIC e term include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Wealth Maxima and Flexi Online Term include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Canara HSBC Grow Smart and Click2Protect include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Aviva Group Leave Encashment and Aviva Group Leave Encashment include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Edelweiss Tokio Group Credit and Bajaj Allianz Group Employee Care include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for ICICI Pru iProtect Smart and DHFL Pramerica Group Term Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Max Life Guaranteed Income and IndiaFirst Employee Benefit Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
Charges for Pension Super Plus and IndiaFirst Maha Jeeven Plan include premium
allocation,
policy administration, switching, partial withdrawal etc..
For Aviva New Group Leave Encashment Plan, premium
allocation charge is deducted from the fund value and
policy administration
charge is not applicable.
Charges for Jeevan Lakshya and Easy Retirement include premium
allocation,
policy administration, switching, partial withdrawal etc..