Exide Life Critical Illness Rider UIN: 114B009V02, Exide Life Accidental Death Disability and Dismemberment Rider UIN: 114B002V02 are optional riders which can be added at inception and
policy anniversary by paying a nominal additional premium.
Your life cover under the plan will increase at
each policy anniversary by 5 % of the original sum assured at the beginning of the policy.
Option II - Increasing Sum Assured: On selecting this option, you are given an opportunity to increase your sum assured on
every policy anniversary by 5 % simple p.a. or 10 % simple p.a. of the initial sum assured, without any corresponding increase in your premium amount
The mode of annuity payment can be changed on
any policy anniversary by submitting a written request at least forty - five days prior to the policy anniversary date.
Switching isn't allowed for any of the other strategies mentioned below, however, you can change strategies
every policy anniversary by giving the company a notice of 30 days.
Rider addition can only be effected on
any policy anniversary by submitted signed request application at the nearest branch.
Not exact matches
The Board's stock ownership
policy provides that each non-employee director is required to attain,
by the fifth
anniversary of such director's initial election to the Board, a minimum share ownership position of the lesser of (i) 7,500 shares of common
As part of our continuing series of commentaries celebrating the 50th
anniversary of Mel Watkins» classic article, «A Staple Theory of Economic Growth,» we present the following commentary
by Marc Lee, economist with the B.C. office of the Canadian Centre for
Policy Alternatives. Marc considers the implications — both economic and environmental — of the current -LSB-...]
The Board's stock ownership
policy now provides that each non-employee director is required to attain,
by the fifth
anniversary of such director's initial election to the Board, a minimum share
So on the occasion of the 35th
anniversary of its founding
by Mrs Thatcher and Sir Keith Joseph, the Centre for
Policy Studies is proud to declare its values.
The first
anniversary of Eric Garner's death on Staten Island arrives next week, an event sure to be accompanied
by rhetorical excess and unwise
policy...
The fellows were joined
by artists featured in «The Art of Science
Policy,» an exhibit in the AAAS Art Gallery celebrating the 40th
anniversary of the AAAS Science and Technology
Policy Fellowships.
When Jill Biden convened a gathering of researchers and university faculty to mark the five - year
anniversary of Operation Educate the Educators last spring, they also celebrated significant
policy gains, like the enactment of the Interstate Compact on Educational Opportunity for Military Children, which smooths transitions
by eliminating conflicting state educational requirements, and the «military - student identifier» provision in the Every Student Succeeds Act, which requires states — for the first time — to track outcomes for these students.
In an essay published
by Education Next this week, I reflect on the 50th
anniversary of the Coleman report
by asking if social
policy can effectively counter the influence of family disadvantage in order to achieve a more egalitarian society.
In the first weeks of this 10th
anniversary year of the September 11th attacks and the subsequent invasions of Iraq and Afghanistan, with global economic and political
policies fueling conflict and prompting revolt, there have been numerous programs, talks, and debates around the city about walls: metaphorical walls created
by censorship, physical walls dividing Israeli and Palestinian territories or Mexican borders, but also boundaries that some artists insist are essential to maintaining the integrity of cultural expression and identity.
Here's a resolution passed on the
anniversary of the Sichuan quake
by the Oregon Seismic Safety
Policy Advisory Commission, pleading with the state's elected leaders to carry out spending on earthquake retrofitting authorized
by voters in 2002:
Orion Magazine, a beautiful and lyrical nonprofit publication, is celebrating its 30th
anniversary by publishing «Thirty - Year Plan,» a short book of essays
by 30 writers, myself included, who were asked to describe «some thing — emotion, insight, technology, resource, practice,
policy, habit, attitude — that's going to be increasingly essential if humans are going to live comfortably, sustainably, and redeemably on Earth.»
Finding myself in the same foxhole as Steve Schneider when the «Nuclear Winter «balloon went up — it was launched on the
anniversary of Orson Welles» War of The Worlds Broadcast with a media graphics package prepared
by the Creative Department of that great K - Street PR institution Porter Novell Inc., I remarked to him that it all seemed like a bad joke on Cold War
policy analysts, played at the expense of the credibility of climate modeling on the eve of the global warming debate.
This will mean that a formal notification
by the
policy holder during that time or perhaps that they request that the
policy itself terminates on the
anniversary will mean not facing surrender fees.
So if the
policy anniversary is approaching, you could get a good rate of return
by waiting to surrender.
IOR Option 1 (available only at issue) If the 10 - year Treasury rate increases
by 0.50 % (50bps) or more on your
policy's 1st semi-
anniversary or 1st
anniversary, your guaranteed interest rate will automatically increase
by 0.50 % (50bps).
Coverage may also be continued beyond the level premium period
by payment of increasing annual premiums, and the
policy will continue to build cash value until the
policy anniversary nearest the insured's 95th birthday when the cash value will equal the face amount of the
policy.
Secondly, sum assured increases
by 5 % every
policy anniversary till the amount doubles.
Benefits will automatically reduce
by 50 % on the
policy anniversary following the insured person's attainment of age 70, or after five years from the effective date, whichever provides the longer period of coverage.
A basic insurance need is met
by iSecure More which automatically increases coverage every
policy anniversary.
IOR Option 2 (available only at issue) If the 10 - year Treasury rate increases
by 1.00 % (100bps) or more on your
policy's 1st semi-
anniversary, 1st
anniversary, 2nd semi-
anniversary, or 2nd
anniversary, your guaranteed interest rate will automatically increase
by 1.00 % (100bps).
The 20 - pay whole life product is nearly identical to the Straight Life choice, however the payments are increased to allow the
policy to be completely paid
by the 20th
policy anniversary.
Rider Conversion Feature — May convert rider coverage on each eligible child covered
by the rider at the
policy anniversary following the child's 18th, 22nd or 25th birthday up to 5x amount of coverage (minimum of $ 25,000)
Embrace goes
by «
policy year» which is the
anniversary of when you begin your coverage.
Base
policy and existing paid - up addition cash values are unaffected
by IDO Annual IDO reallocation at
policy anniversary projecting next year's dividend and stating the applicable «Dividend Maximizer Rate» and «Maximum Multiplier» Allocated Dividend is requested
by percentage, this is the dollar amount of next year's projected dividend that is apportioned to IDO from 0 - 100 %
If no claim has been made during the first
policy year, the Original Sum Insured opted for at the inception of the
policy shall increase
by 10 % p.a. starting from the first
policy anniversary
This is a charge expressed as a percentage of Annualised Premium and is levied at each monthly
anniversary by canceling proportionate Units starting from the date of commencement of
Policy.
The
policy can be even further customized
by adding riders such as the estate protection rider — which increases the amount of the death benefit
by up to 100 percent should both of the insured individuals pass away before the fourth
anniversary of the
policy — and / or the guaranteed
policy split rider — which allows the
policy to be split into two individual
policies should the insured individuals divorce each other, or if the tax laws change.
The
Policy Administration Charges given above are deducted from the unit account on monthly basis at the beginning of each monthly anniversary (including the policy commencement date) of a policy by cancellation of
Policy Administration Charges given above are deducted from the unit account on monthly basis at the beginning of each monthly
anniversary (including the
policy commencement date) of a policy by cancellation of
policy commencement date) of a
policy by cancellation of
policy by cancellation of units.
The Mortality Charges are determined using 1 / 12th of the Annual Mortality Charge and are deducted from the unit account monthly at the beginning of each monthly
anniversary (including the
policy commencement date) of a
policy by cancellation of units.
Immediately thereafter and on each subsequent monthly
anniversary, the Fund Value of [1 / (13 - month number in the
Policy Year)-RSB- Units available at the beginning of the month shall be switched to Growth Super Fund automatically
by canceling Units in the Secure Plus Fund and purchasing Units in the Growth Super Fund.
Foreclosure of the
Policies in - force: For the policies in - force after five policy anniversaries, if at any point of time the fund value is less than the charges for the next month, the policy will be foreclosed by paying the fun
Policies in - force: For the
policies in - force after five policy anniversaries, if at any point of time the fund value is less than the charges for the next month, the policy will be foreclosed by paying the fun
policies in - force after five
policy anniversaries, if at any point of time the fund value is less than the charges for the next month, the
policy will be foreclosed
by paying the fund value.
Policy holders have the option of increasing sum assured by 5 % or 10 % simple per annum on every policy anniversary without increase in pr
Policy holders have the option of increasing sum assured
by 5 % or 10 % simple per annum on every
policy anniversary without increase in pr
policy anniversary without increase in premium.
Increase benefit: sum insured increases
by 10 % every year, after the first
anniversary of
policy purchase till it double OR it is claimed
The Monthly Benefit increases
by 5 % p.a. compounding annually on each
policy anniversary.
If policyholder feels that he / she needs cover for additional risks, then he / she may opt for these rider features, and these include the accidental death and accidental disability riders and can be opted along with the basic plan during any
policy anniversary of the premium paying term of the
policy by payment of the additional premium amount.
The
policy will be renewed at Policy Anniversary date every year and will be in force unless it is specifically terminated by Master Policyholder
policy will be renewed at
Policy Anniversary date every year and will be in force unless it is specifically terminated by Master Policyholder
Policy Anniversary date every year and will be in force unless it is specifically terminated
by Master Policyholder or us
From the 6th
policy anniversary onwards, this allocation increases and goes up to 7 % of the premium
by the 16th
policy year till the 20th year.
For increasing term assurance option, the sum assured increases (on every
policy anniversary)
by a specific percentage as chosen
by you.
Policy Administration Charge: A Policy Administration Charge of 0.25 % per month of the original annual premium will be deducted monthly and will increase by 5 % per annum on every policy anniversary, subject to a maximum charge of 0.4 % of the annual premium or Rs 500, per month, whichever is
Policy Administration Charge: A
Policy Administration Charge of 0.25 % per month of the original annual premium will be deducted monthly and will increase by 5 % per annum on every policy anniversary, subject to a maximum charge of 0.4 % of the annual premium or Rs 500, per month, whichever is
Policy Administration Charge of 0.25 % per month of the original annual premium will be deducted monthly and will increase
by 5 % per annum on every
policy anniversary, subject to a maximum charge of 0.4 % of the annual premium or Rs 500, per month, whichever is
policy anniversary, subject to a maximum charge of 0.4 % of the annual premium or Rs 500, per month, whichever is lower.
Policy Administration Charge: The Policy administration charge is Rs 100 per month levied at the beginning of every policy monthly anniversary and it is deducted by cancelling appropriate
Policy Administration Charge: The
Policy administration charge is Rs 100 per month levied at the beginning of every policy monthly anniversary and it is deducted by cancelling appropriate
Policy administration charge is Rs 100 per month levied at the beginning of every
policy monthly anniversary and it is deducted by cancelling appropriate
policy monthly
anniversary and it is deducted
by cancelling appropriate units.
As the policyholder attains the age of 75 years or on the
policy anniversary (whichever happens later), the following benefit shall be paid: Guaranteed Maturity Sum Assured + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) where Guaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the
policy term Accrued paid - up additions are any additional coverage provided
by the company (if applicable) Terminal bonus is the bonus to be received at the end of the
policy term (if applicable)
It allows you to increase cover
by 25 % during event of child birth and on the 1st, 3rd and 5th
policy anniversary.
During events like 1st, 3rd and 5th
policy anniversary, child birth the original sum assured can be increased
by 25 %.
The
policy will be renewed at Policy Anniversary date every year and will be in force unless it is specifically terminated by Master Policyholder or Exide Life Insu
policy will be renewed at
Policy Anniversary date every year and will be in force unless it is specifically terminated by Master Policyholder or Exide Life Insu
Policy Anniversary date every year and will be in force unless it is specifically terminated
by Master Policyholder or Exide Life Insurance.