Sentences with phrase «policy applicant»

Have you ever had to entertain a long line of insurance policy applicants only to have them leave one by one as hours go by?
A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.
With these policies, as the name implies, it is not required that the life insurance policy applicant undergo a medical examination to qualify for coverage.
A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.
Some insurers will even consider the international travel habits of policy applicants when they assign risk classes and rates.
Some insurers will even consider the international travel habits of policy applicants when they assign risk classes and rates.
This is a simple cost - control measure; medical exams may confirm or refute policy applicants» written answers to health - related survey questions.
«For the 55 - year - old single policy applicant the highest price policy cost almost 80 percent more than the lowest priced policy,» Slome noted.
One common example of material misrepresentation occurs when policy applicants hold back information about themselves that they know may compromise their ability to get approved for a policy or that may affect the affordability of such a policy.
When automobile insurance companies grant a premium rate to an auto insurance policy applicant, they first need to evaluate some driver details.
Whole life policies may also differ in design depending upon the goal sought by the policy applicant.
These insurance offerings intensive policies that require medical tests for the policy applicants.
With this reason how risky a policy applicant can be is... (more) September 12, 2010
This depends on many factors, important ones being family's lifestyle, policy applicant's current life - stage, responsibilities, liabilities, inflation etc..
Pre-policy check up is a specially designed pre-insurance health check up plan that allows the insurers to diagnose & identify health risks of the policy applicants.
The same applies for cases in which the policy applicant may have had a history of smoking or substance abuse, or will be participating in high - risk sports during the term of their insurance policy.
However, policy holders or policy applicants must be aware of certain limitations to the coverage pertaining to actual cash value.
Additionally, almost all insurers insist that the policy applicant must go through a complete medical examination, especially when the applicant has crossed a certain age.
In general, Term Plans do not seek medical examination from the policy applicants.
All insurance companies do a thorough check about the policy applicant's health conditions while issuing a term policy, as this is a crucial determinant of the chargeable premium.
It is important to note that a complete medical examination would be required whenever a very high coverage is asked for, regardless of how old the policy applicant is.
Whole life policies may also differ in design depending upon the goal sought by the policy applicant.
Not just in New York, but across all insurance companies in the United States, the factors are most basically about risks a policy applicant poses.
These insurers may categorize their policy applicants into several different risk categories.
In this process, all possible factors of risks that a policy applicant may have are entirely considered such as standard of living, records of any driving or road incidents, and age.
No medical exam policies also require the policy applicant to fill out a medical questionnaire where they give a pharmacy report which provides details on the medications that you have been taking for a given period of time.
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