Sentences with phrase «policy as insurance companies»

Keep in mind there is no cost for the new policy as the insurance companies usually pay for the underwriting.

If your car is fairly expensive, it might be difficult to get a no down payment insurance policy as insurance companies will require you to put down some amount upfront.

Not exact matches

Earlier this year, Jones launched a public initiative asking commercial insurance companies to write policies to cover what he described as «coverage gaps» in the industry.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

«Cyber insurance policies started to evolve to pick up those expenses, as well as providing what I call «crisis management coverage» — helping companies deal with the moving parts of dealing with a breach.»

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

The quotes are based on a basic liability protection policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual of Nebraska) companies.

Some 70 % of shares in U.S. - listed companies today are held by mutual funds, pension funds, insurance companies, sovereign funds, and other institutional investors, which manage them on behalf of beneficiaries such as households, pensioners, policy holders, and governments.

On September 15, 2015, BitPay filed suit against its insurer, Massachusetts Bay Insurance Company («MBIC») to recover amounts owed under a commercial crime policy issued by MBIC to BitPay as well as penalties for MBIC's bad faith denial

Mobile home insurance companies allow policyholders to customize their policies through endorsements, which function as supplements to a standard policy.

Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.

If, however, a claim is challenged, policyholders should look to prior policies and claims, as well as internal insurance company documents, to establish the non-materiality of any alleged misrepresentation.

Assets likely to be held by private investors include: cash in bank deposits, securities (such as shares issued by private companies, and government or corporate bonds), property, insurance policies, foreign currencies, cars, art and antiques.

So your financial benefit is higher, as the insurance company is investing a part of your policy fund and that is earning interest for you.

Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.

As the borrower, your closing conditions may include finalizing your hazard insurance policy, depositing your down payment into an escrow account with the title company, and signing your final set of mortgage documents.

Before joining DFAIT, he worked at the Department of Finance, including from 1983 - 1990 with the Financial Sector Policy Branch where he served as Project Director, Financial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associations Act).

The company shows a true interest in the health of all family members through programs such as pet insurance policies and smoking cessation programs.

Under this policy, companies could offer insurance plans of any size, but employees would pay income tax on any cost above $ 9,500 ($ 23,900 for families) just as they would on cash wages.

A lot seems to ride on the mood of the claims adjuster, as well as the ever - changing policies of each specific insurance company.

As soon as possible after the birth of your baby, call your health insurance company and ask to have your baby added to your policy; many insurers require that you do this within a few days of the birtAs soon as possible after the birth of your baby, call your health insurance company and ask to have your baby added to your policy; many insurers require that you do this within a few days of the birtas possible after the birth of your baby, call your health insurance company and ask to have your baby added to your policy; many insurers require that you do this within a few days of the birth.

Here's Sen. Eric Schneiderman's brief appearance last week on «Countdown With Keith Olbermann» during which he discussed the passage of what's come to be known as «Ian's Law» — a bill that blocks insurance companies from dropping high - claims patients under the auspices of keeping costs lower for the majority of policy holders.

New York state is proposing new rules requiring banks and insurance companies to establish cybersecurity programs and designate an internal cybersecurity officer, in what Gov. Andrew Cuomo described as a «first - in - the - nation» move to codify cyber safety policies.

The U.S. Department of Health and Human Services has created a registry for evidence - based treatments that rates the quality of research supporting the treatment on a 0 — 4 scale, and some insurance companies and state health - care systems (such as the one in Oregon) have altered their reimbursement policies to favor evidence - based therapies.

Then, it may seem silly that the people driving without proper youall of the policyholders fault or they simply are driving you do get a more reliable than ever before but now the tables have turned to insurance companies that offer froma car, you'll need to spend more amount in damages as well as looking online you will want to do a search on the roads of the policy.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

You may not work with companies such as drivingoffer for great deals on the day, you could give you insurance policy.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

As if that weren't enough, he also helped me communicate with the insurance companies in order to update insurance policies to my new vehicle.

First, contact any insurance companies you know the deceased had other policies with, such as health insurance.

Effective Coverage handles other lines of insurance for renters as well, and often significant discounts are available when purchasing multiple policies from the same insurance company.

Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.

Companies such as Bonzah, Allianz Global Assistance and Insure My Rental Car offer competitively priced stand alone rental car insurance policies online that might be cheaper for long - term car rentals.

Speak with your insurance company about where to invest, as your choices may either increase or decrease your policy value.

Most Texas mobile home insurance companies allow policyholders to customize their policies through endorsements, which function as policy add - ons.

Some insurance companies promote these insurance policies as a college savings vehicle because the value of the policy is sheltered from financial aid need analysis formulas.

Consider naming the person who would be responsible to pay off your loans in the event of your death (i.e. co-signer, spouse, etc) as the beneficiary of the policy so that they can receive the cash directly from the insurance company.

Today, though, policies vary widely, so the helpfulness of a card with auto insurance really depends on the specific policy it offers, as well as the accident policies of the car rental company.

Or worse, your direct writer only sells auto insurance directly, and functions as an agency for renters insurance — that kind of direct writer might sell you a policy from a company you've never heard of because they don't direct write home insurance.

If you've got separate flood insurance or wind insurance policies, adjusters for those companies will come calling as well.

Include the death benefit and cash surrender value — if any — of each policy, as well as the names of the insurance companies and the beneficiaries.

The person living in the apartment still needs renters insurance for them as an individual, even if the company leasing the unit has a commercial policy.

No two insurance companies cover property owners the same way, which means policy options and prices will vary, as will available discounts.

Among top insurance companies, auto discounts such as multiple policy bundles and safe driver discounts reign supreme.

Nationwide carries everything from auto and home insurance to pet and identify theft insurance and financial services, which makes this company ideal as a one - stop shop if you need several types of policies.

Guaranteed renewable to age 65 simply means, as long as you pay your insurance premiums, the insurance company can not cancel your policy until the policy expiration date.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

An independent agent in the Trusted Choice network who specializes in life insurance can help you review several different high quality companies, as well as the benefits of different types of life insurance policies.

Life insurance companies vary considerably, as do the policies they offer, the rating systems used, and the premiums they charge.

Similarly, many key executive life insurance policies allow you to periodically increase or decrease the policy's limits, as the needs of the company change.