Sentences with phrase «policy at a later date»

Short of simply cancelling these policies for the cash values in them at present, are there any strategies which might rescue those policies at this late date?

If you decide to purchase term, you may be able to convert it to a more comprehensive whole life policy at a later date.

This type of policy provides the benefit of obtaining less expensive term life insurance now while maintaining the option to convert to a permanent policy at a later date as insurance needs and financial resources change.

Two types of life insurance policies that provide the option of cashing in the policy at a later date before you die are universal life and whole life.

A convertible policy allows the insured to convert a term life insurance policy to a permanent life insurance policy at a later date.

One comforting thing is that if you choose to buy term life insurance today you may choose to convert it to a permanent policy at a later date.

Remember, if you purchase a non-participating life insurance policy, you can always change it to a participating life insurance policy at a later date.

If you are single now then you can include your spouse to the existing policy at a later date.

You will have to get examined by a medical professional before being approved for a single premium life insurance policy and you may have to take additional medical examinations if you decide to place more money into your policy at a later date.

Most insurance companies offer additional insurance benefits you can purchase, such as death benefit riders, which can provide benefits for your heirs, and living benefit riders, which can provide guarantees as to how much income you can withdraw from the policy at a later date.

Universal life insurance also includes the ability to alter the face value of the policy at a later date, to give the policy owner power over how the premiums are invested, and to even give you some flexibility in when and how much your premiums will be.

Not exact matches

The clinic employs proactive policies to ensure that they are always at the forefront the industry, utilizing the latest medical techniques and investing in the most up - to - date, state - of - the - art technologies.

«The cause of the deflation was because the Japanese Corporations and Japanese banks had a relationship in which banks would lend out loans and not have a specific policy for collecting the loan back at a specific date and not charging an interest rate for late payments (Takafusa 1994, 142)»

The Commission says it is looking at solutions to food waste, including how to end the confusion over date labeling, and will issue a policy paper on the issue later this year.

Alex Dagg, the company's public policy manager for Canada, said Airbnb is reviewing the recommendations and plans to offer feedback to the city at a later date.

Even though term insurance is not permanent coverage, you can usually get policies that will run for as long as 20 or 30 years, and may also contain automatic renewal provisions that will allow the term to be extended, or for the policy to be converted to permanent insurance at a later date.

Some companies have flexible policies that allow you to make contributions of any amount from one year to the next, while others mandate that your contributions must remain at the same level if you want to avoid the risk of losing the rider and being required to apply for it again at a later date.

You may even be able to let the policy lie dormant for years and then resume paying premiums into it at some later date.

Another question to ask is why her LinkedIn resumé mentions only an association dating no later than 2006 to the United Nations Foundation, as opposed to the «part of my work with the UN Foundation on the Climate Summit» she mentioned in the above 2014 Podesta email, or what are apparently more recent positions as «Special Adviser for Climate Science, United Nations Foundation», and (as a person having no more than a BA History degree), «the Science and Policy Advisor at the United Nations Foundation.»

Impressively, 42 percent of responding firms offered on - site daycare, and 40 percent of the firms had policies in place that allowed attorneys to take several years of leave with the option of returning to the firm at a later date.

The benefits of insurance riders include increased savings from not purchasing a separate policy and the option to buy different coverage at a later date.

Forced Savings: For those who require external encouragement, paying a policy premium forces them to set aside money that can be used at a later date.

That way, if you are not ready to purchase a policy today, you can use the link to return to your quotes to make an online purchase at a later date or to obtain the phone number for an insurer.

This clause is not applicable when the policy is renewed at a later date.

And the cruise line policy was no refinds at that late a date.

A Step - up Option may be availed at the time of policy purchase, which assures an additional protection without the policyholder needing to undergo a medical examination at a later date.

Most term policies are convertible, meaning they may be exchanged for permanent life insurance at a later date, regardless of your future health.

In some cases, you may be able to convert your policy into whole life insurance, universal life insurance or variable universal life insurance if your coverage needs change at a later date.

If you are not married at the inception of the policy, you can include your spouse at a later date, after marriage.

If money is tight it may be a wise decision to start off with a term life insurance quote and buy a term policy with an option to convert, to a permanent policy, at a later date.

In any event, a term rider can be utilized to add additional death benefit during the time that the whole life policy death benefit is accruing and this term rider can drop off at a later date.

This policy can be availed for Joint Life also where the spouse can be included at a later date as well.

An Annuity option once chosen at the inception of the policy can not be altered at a later date.

Even though term insurance is not permanent coverage, you can usually get policies that will run for as long as 20 or 30 years, and may also contain automatic renewal provisions that will allow the term to be extended, or for the policy to be converted to permanent insurance at a later date.

However it should also be considered that depending on the whole life policy taken out, there maybe a cash value building up that can be withdrawn at a later date if required.

A background screening policy put in place at one point in time may be inadequate at a later date.

«FHA will issue a subsequent Mortgagee Letter at a later date should this policy change.»