Sentences with phrase «policy at a later time»

Purchasing term insurance at a younger and healthier age can provide lower premiums and the possibility to convert to a permanent policy at a later time
Purchasing term insurance at a younger and healthier age can provide lower premiums and the possibility to convert to a permanent policy at a later time
Alternatively, if the cost of the no exam policy seems a bit high you can always apply for a fully underwritten policy at a later time to replace the no exam policy.
This allows you the benefits of low cost from the term policy but also may leave the door open for a whole life policy at a later time.
The advantage of conversion term life insurance is you can get insured at a relatively low cost depending on your age and health that can be converted to a superior whole life or universal life policy at a later time, with no evidence of insurability required, i.e. no health questions or medical exam.

Not exact matches

«Given the downgrade to our outlook, Governing Council actively discussed the possibility of adding more monetary stimulus at this time, in order to speed up the return of the economy to full capacity,» Poloz said after the release of the central bank's latest policy announcement.
Such collection techniques were within the bounds of Facebook's data - handling policy at the time, the company has said, but later were severely restricted through policy changes in 2014 and 2015.
The timing of the piece was serendipitous: Prime Minister Abe's election in late November was accompanied by bold policy pronouncements aimed at stimulating growth and reflation.
The researchers note that the association found in this study has potentially important implications for future RA disease burden, saying: «Women who took part in this study were born in the 1940s and 1950s, before China's one - child policy was introduced in the late 1970s, and at a time when breastfeeding was more prevalent.
She joined the Labour Party after a few pints of lager in the Student Union bar while at Lancaster University and went on to work for the Christian Socialist Movement, also working part - time for Corbyn and later as a policy officer for the British Association of Social Workers.
However, despite claiming she was unimpressed with the policy, the 32 - year - old star was wearing a pair of stilettos at the time but later changed into a pair of flats for the afterparty.
In March 1980, union organizer and education reformer Albert Shanker spoke at Harvard for the first time, in the same Longfellow Hall room in which he would later teach his course on teacher policy.
It does not matter here whether the real Georgia Tech actually does follow the path outlined here or changes or even reverses its policies at some later time.
The more completely and directly you try to prevail in a policy dispute the more you mobilize the other side to oppose you — if not at the time of adoption, then later in implementation or when the debate is re-opened.
Prior to her work at Achievement First, Christina taught special education for six years, first as a teacher in Harlem and later helping to build a special education program at Rise Academy in Newark, N.J. Throughout this time, she spent her summers working as a school director at Teach For America's Summer Institute, while also earning a master's degree in public policy at the University of Chicago, where she received a Harris Fellowship.
The Whittle Larger Agenda Series: Thanks to the New York Times new «free - the - archives» policy, I can magically point back to some of their stories from the late 80s and early 90s about Chris Whittle's success at single - sponsor advertising - supported books.
If the person at the time of taking TIP (Term Insurance policy) doesn't smoke and paid premium for non smoking, but later assume that he becomes a chain smoker, will that policy is still valid when something happens him because of his smoking.
Where this type of transfer occurs, the policy is is deemed to be transferred at the ACB, and so the taxable gain is deferred until a later time.
Add or remove rider: Some riders must be bought at the same time as when the policy was first issued, while others can be added later.
And while the BOJ announced its latest monetary policy decision this week, that event turned out to be a dud (as usual) and yen pairs were still taking directional cues from bond yields at the time.
We may, in our discretion, require you to deliver collateral, at an earlier or later point in time than called for by our general policies, to margin and secure your performance of any obligations due to us or pay any amount that may become due in order to meet requests for additional deposits for any transactions.
We expect that our foster volunteers read the Foster Handbook in its entirety, attend orientation / training and adhere to the latest program policies and procedures at all times.
The younger the dog, the less expensive your policy will be and the more coverage you will have since your dog has far fewer pre-existing conditions at that time than later in life.
Please let us know your arrival time at Please note: Cancellation policy: 24h advance notice Late cancellation or noshow — one night charge Payment upon arrival by cash only Check in from 14.00 until 00.00 Check out before 11.00 Breakfast included Taxes included
Lady Justice Arden and Lords Justice Beatson and Briggs said there was a potential violation of the couple's Art 8 and 14 rights, but made a declaration that the government could reconsider her policy «either now or at a later time, as appropriate».
At the time the doctrine of judicial deference was first developed by the Court in the late 1970s and 1980s, the courts in the labour relations area, in particular, had a poor record of interfering with the sensible development of labour relations policy by labour relations boards and arbitrators under collective bargaining statutes.
This «conversion» feature could allow you at a later time to change the policy from a ten year term policy to a whole life insurance policy.
A Step - up Option may be availed at the time of policy purchase, which assures an additional protection without the policyholder needing to undergo a medical examination at a later date.
This rider is also useful if you want to purchase a permanent policy, but are unable to afford the premiums for large face amounts at that time or think you may need more coverage later in life.
Moreover, term opted at the time of buying the policy can't be changed later.
These benefits include an option to have all premiums returned to the beneficiary at death, a level death benefit for joint - life policies and a new limited pay cost of insurance that provides low cost protection today and a guarantee to stop paying at the later of age 85 or 15 years — a time when other insurance cost structures could become prohibitive.
The term policies are of course cheaper than their permanent counterparts and also provide much greater protection, but buyers who are looking for long - term care protection need to remember that if they become uninsurable for any reason at a later time, then they may not be able to renew their policy at a time when they are likely to need it.
Perhaps, at a later point in time you would like to switch your current policy to a better deal.
The nomination made at the time of policy inception can be changed later using endorsement and by giving the notice of such modification to the office of the insurer.
At best it also prevents the inconvenience of the policy lapsing each time a payment was late.
By purchasing a convertible term life insurance policy when the insured person is young and healthy, even if they can not afford whole life insurance at that time, they give themselves the ability to convert at a later time when they have more money without having to worry about their health rating.
If the person at the time of taking TIP (Term Insurance policy) doesn't smoke and paid premium for non smoking, but later assume that he becomes a chain smoker, will that policy is still valid when something happens him because of his smoking.
While most of the policyholders choose them at the time of inception of the policy, some insurers offer you an option to buy riders later also to expand your insurance coverage.
As per the latest guidelines received by the insurance companies, the policy will be active, provided one collects KYC documents from the insured at the time of policy renewal.
In any event, a term rider can be utilized to add additional death benefit during the time that the whole life policy death benefit is accruing and this term rider can drop off at a later date.
Make unlimited partial withdrawals from your fund for supporting emergency situations, at any time after the completion of 5 policy years or when life insured attains the age of 18, whichever is later, subject to a minimum partial withdrawal amount of Rs. 5,000
Fund your emergency requirements by making unlimited partial withdrawals from your fund at any time after the completion of 5 policy years or when life insured attains the age of 18, whichever is later, subject to a minimum partial withdrawal amount of Rs. 5,000
At this point, it's too late if you didn't make the effort for your Dennison Place renters insurance policy to be paid for on time.
There are chances that the data might be incorrect in some of the policies and it would be a positive point to insurance company to reject any such claims at a later point of time.
Any non disclosure of facts by agents in the policy could lead to rejection of claim at later point of time.
Such collection techniques were within the bounds of Facebook's data - handling policy at the time, the company has said, but later were severely restricted through policy changes in 2014 and 2015.
This latest revelation comes at a time of increased scrutiny on Facebook's privacy policies and data protection.
• Excludes candidates currently registered with Hays • No monetary alternative is available • Referrals must be made to Hays before or at registration (of the referred candidate)- referrals made at a later stage may not be valid • To qualify for a reward, your referred friend must be referred and placed within a 12 month period • We can only accept referrals for people already working in the UK, or those who are eligible to work in the UK • You will be eligible for your gift 4 weeks after your referred candidate commences employment in a temporary or permanent Hays Policy & Strategy role • Once your friend successfully completes their qualifying period please contact your local office to receive your vouchers • Hays reserves the right to offer an alternative reward of the same value at any time • Not all Hays specialisms participate • Hays» decision is final
A background screening policy put in place at one point in time may be inadequate at a later date.
• Arbitrate software application installation and upgrading processes, system inspection and troubleshooting procedures • Execute network channeling, wireless configuration and connectivity set up • Evaluate existing routing, LAN / WAN, network type and security status and take measures to enhance the same • Collaborate with telecommunications department to ensure delivery of highest quality network services to customers • Coordinate with IP service providers for inter and intranet provision and maintenance • Identify hardware and software threats proactively, initiate maximum protection SOPs for the same and recover systems in case of infection • Facilitate users in creating and maintaining new accounts • Conduct regular analysis and maintenance of voice, video and data communication networks • Carryout problem identification, resolution and general troubleshooting of network related issues • Generate and handle email, data distribution and communication systems • Provide help desk support and perform hardware and software installation and network configuration • Take periodic backup of systems and provide the users with same in case of system collapse • Repair and replace faulty or damaged network cabling as and when required • Facilitate the team in development of new network designs and architecture • Connect user servers with other servers at various workstations using localized internet services • Initiate, develop, implement and enhance network security policies • Track and resolve fault tickets using latest TCP based troubleshoot strategies in minimal time • Determine all aging servers and systems and upgrade the same to latest Operating System versions • Maintain productive business relations and effective communication channels with department coordinator and broadband vendors
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