He may decline the application and offer
a policy at an increased rate, or he may offer a different plan.
Most companies will offer to annually renew
your policy at an increased rate, but these rapidly increasing rates are usually unaffordable for most people, especially after a few years.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Weighed against unemployment, which has dropped to a 16 - year low
at 4.1 percent, that weakness has puzzled economists and made some
policy makers declare the Fed should hold off on additional
rate increases until prices respond more briskly.
The Fed ended its latest
policy meeting by leaving its key short - term
rate unchanged
at 1.5 percent to 1.75 percent, the level it set in March after its sixth
rate increase...
This renewed crisis in the Eurozone comes
at a time when the European economies appear to be slowing down after a strong first quarter, and despite this,
policy interest
rate increases by the ECB are expected in the coming months.
Also, bills have typically traded below other money market
rates during tightening cycles, as they do now; periods where bills trade
at or above other
rates have been the exception and not the rule.36 Thus, the smaller
increase in bill yields than in
rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the
policy rate increase was effective in firming money market conditions.37
It was designed to encourage lending to households and businesses
at a time when banks were facing
increasing funding costs, which meant that borrowers weren't getting the full benefit of low
policy rates.
Current market pricing suggests that an interest
rate increase at the March 14 - 15
policy meeting is all but a done deal, a move that would bring the Fed's benchmark interest
rate target range to 1.5 % -1.75 %.
The Fed's message was seen by the markets as reinforcing the likelihood of an
increase in base
rates at its next
policy meeting in December.
Notwithstanding the recent
increases in interest
rates, the stance of monetary
policy is not unduly restricting growth
at present.
Since we last met, the Federal Reserve has
increased interest
rates twice and the
policy rate in the United States now stands
at 1 1/4 per cent.
This is why we expect both the ECB and Bank of Japan (BoJ) to keep
policy loose, whereas the Fed looks poised to deliver
at least three
rate increases in 2018.
Nevertheless, the apparent success of the ECB's
policy in overcoming the threat of deflation
increased speculation about a potential tightening of monetary
policy, possibly even before the cessation of the central bank's bond purchases — scheduled to continue for
at least the rest of the year — and in the wake of the ECB meeting pushed market estimates of the odds of a rise in official interest
rates before the end of 2017 to more than 50 %.
At certain points during the term of coverage, such as your birthdays, you can
increase the
policy's death benefit and premiums will be determined using your initial health
rating.
Monetary
policy has less room to maneuver when interest
rates are close to zero, while expansionary fiscal
policy is likely both more effective and less costly in terms of
increased debt burden when interest
rates are pinned
at low levels.
The Fed leaves its benchmark interest
rate steady, but it signaled that an
increase was likely
at its next
policy meeting in March.
At the same time, ruling out any
increase in interest
rates while bond purchases are scaled back, in our view, signals ECB President Mario Draghi's determination to resist any political pressure to speed up the process of normalizing monetary
policy.
After the unexpectedly rapid turnaround in monetary
policy by the Bank of Canada — with July's
increase in Canadian interest
rates coming almost a year earlier than had been widely predicted only a few weeks earlier — the attention of market participants turned to Australia, where interest
rates remained
at record lows.
This
increases the chances that the ECB will keep buying government bonds on a huge scale beyond December 2017 and it
increases the likelihood that the ECB will keep its
policy rate at their current well beyond 2018.»
Since April, the Bank of Canada had been talking about a potential
rate increase in the context of an «economic expansion» that failed to achieve the velocity that
policy makers expected, keeping a lid on inflation, which the central bank is mandated to contain
at an annual
rate of about 2 per cent.
A range of policymakers with normally varying views on monetary
policy are now stating a
rate increase is possible
at the next
policy meeting in June.
In response to the threat from inflation, which in August of this year reached a 16 - year high, Mexico's central bank sharply tightened monetary
policy,
increasing interest
rates at seven consecutive meetings up to June.
If the Fed does stick with its forecast for three
rate increases this year and three in 2019, its key
policy rate would stand
at 3.4 per cent after five years of credit tightening.
Powell recognizes the limits of monetary
policy when he notes that «ultimately, the only way to get sustainably higher interest
rates is to improve the broader environment for growth, by adopting
policies designed to
increase productivity and potential output over the long term —
policies that are mainly outside the scope of our work
at the Federal Reserve.»
It would be pleasant to think that the new approach on boys» books - reflecting a genuine panic over the fact that boys lag behind girls in reading, and have been doing so
at an
increasing rate for these three decades - shows a fresh determination to base future educational
policies on truth.
Few can deny that the rising crime
rate and abuse of drugs are related to the destruction of rural and urban communities that are the direct result of economic
policies aimed
at the one goal of
increasing production.
Created to
increase exclusive breastfeeding
rates at six months of age and beyond in Kansas, this initiative will help practices create
policy and environmental changes that will support breastfeeding mothers.
According to him, although the drivers are happy with the implementation of pro-poor
policies, including the Free Senior High School (SHS) programme, the
rate at which fuel prices are
increasing is affecting their businesses.
That this House expresses deep concern
at the impact of the UK Government's
policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average
rates of pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low pay, have compounded the cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to
increase pay
rates in Wales.
If a shift in public health
policy were to result in an
increase in male vaccinations, experts say,
at the very least
rates of females» HPV - associated cancers would decrease as a result of fewer infections acquired from men.
Co-author Professor Fabio Levi (MD), Head of the Cancer Epidemiology Unit
at the Institute of Social and Preventive Medicine, Centre Hospitalier Universitaire Vaudois and University of Lausanne, (Switzerland), said: «Besides enforcing tobacco control — essentially by
increasing taxation — national governments and EU
policy makers must ensure that all EU citizens have access to the best screening, diagnosis and treatment, including those from central and eastern Europe where major delays are still observed and where cancer mortality
rates tend to be higher as a result.»
Under the strictest pathway (RCP 2.6), which assumes an early peak of greenhouse gas emissions which then decline substantially, the potential net
increases in mortality
rates at the end of the century be minimal (between -0.4 % and +0.6 %) in all the regions included in this study, highlighting the benefits of the implementation of mitigation
policies.
Reducing obesity
rates — through changing diets and
increasing physical activity — is a key target for public health
policy as it places individuals
at greater risk for conditions such as diabetes and cardiovascular disease.
«With
increasing penalization for readmissions
rates, hospitals need complete information to effectively target areas for quality improvement,» said study coauthor Andrew Gonzalez, MD, JD, MPH, a research fellow in vascular surgery
at the Center for Healthcare Outcomes and
Policy, University of Michigan, Ann Arbor.
A new study conducted by researchers in the Center for Injury Research and
Policy of the Research Institute
at Nationwide Children's Hospital investigated sports - and recreation - related eye injuries during a 23 - year period and found a slight decrease in eye injuries overall; however, the
rate of eye injury associated with non-powder guns (including BB, pellet and paintball guns)
increased by almost 170 %.
Oakland Kids First accomplishments include winning: a Meaningful Student Engagement
policy and office within OUSD (2006); an
increase in funding from 2.5 % to 3.0 % for OFCY (2008); a Code of Respect
policy reforming discipline
at three sites (2013), and a number of other victories that improved retention
rates, lowered suspensions and fostered greater connections to school.
To put this year's gains into context, the ISTEP + pass
rate only
increased about one percent between 2011 and 2012 —
at the time, education
policy analysts told StateImpact small gains were still a step in the right direction for Indiana students.
At certain points during the term of coverage, such as your birthdays, you can
increase the
policy's death benefit and premiums will be determined using your initial health
rating.
However, if you are involved in an accident and you are found to be the one
at fault, this can
increase your car insurance
rate any time you want to renew your
policy.
Accident forgiveness programs cancel the
increase in a driver's
rates after an
at - fault accident, which can save you hundreds of dollars over the term of your
policy.
By taking into account the various features above, you will
increase your chances of finding a
policy that fits your needs
at an affordable
rate.
(While the Fed's short - term
rate policy doesn't directly affect longer - term
rates like for mortgages, an aggressive
policy aimed
at driving up short - term
rates would
increase the chances for higher long - term
rates.)
c)
At the renewal of a term insurance
policy,
rates will
increase to reflect the higher risk you represent.
According to Marco Iacampo, environment
policy supervisor
at the City of Toronto,
rates for these energy works loans start
at 2.5 % for a five - year loan and
increase to 3.75 % for 10 year loan.
When the Fed's interest
rate policy is stuck
at its zero bound, he argued that «a decline in inflation expectations drives up real interest
rates and thereby
increases the real cost of credit which can not be offset by simply lowering the fed funds
rate.
For these reasons, participants generally saw maintaining the target range for the federal funds
rate at 1/4 to 1/2 percent
at this meeting and continuing to assess developments carefully as consistent with setting
policy in a data - dependent manner and as leaving open the possibility of an
increase in the federal funds
rate at the June FOMC meeting.
The FHA is looking
at changing Neighborhood Watch
policies, but does not want the pendulum to swing too far in the other direction, leading to
increased losses through elevated default
rates.
This provides the opportunity to offset inflation by
increasing the face amount of the
policy each year —
at the same premium
rate.
Personally, I note dramatically lower yield alternatives everywhere I look, plus
increasing confidence & liquidity in the US market — I find it hard to believe 12 % + discount
rates can persist much longer in the life settlement industry (
at least for clean
policies)-RSB-.