Sentences with phrase «policy benefits in»

It provides policy benefits in case something happens to you or your spouse or both.
Life Insurance benefits are usually given to the nominees as a one - time lump sum, income benefit rider allows you the choice of distributing policy benefits in installments as a family income to the nominees.
Apart from ensuring financial security, these plans also offer the flexibility of receiving the policy benefits in cash instalments.
Many consumers are unsure how to select a life insurance beneficiary, the recipient of all life insurance policy benefits in the event of a policyholder's death.
No more lapses As the policy premium is single and is paid up in a lump sum, therefore, you do not have to stress over policy getting lapsed in a case of premium non-payment hence, making the policy valid for the entire policy term, which creates a good cash value while you render policy benefits in the end.
The plans also offer flexibility to choose the policy and payment term and come with an option to take policy benefit in monthly installments.
It also offers compound reversionary bonus and terminal bonus, limited premium payment terms and option to take policy benefit in monthly installments.

Not exact matches

Shum and Colaco point out that any reclassification of risk would be heavily scrutinized by Canadian regulators, in order to make sure that changes aren't self - serving on the part of policy providers and in fact benefit consumers.
In the same vein, businesses that sell through Amazon's marketplace benefit from their massive customer draw, but are also subject to Amazon's policies.
When it comes to recruiting, the No. 1 thing you have in your arsenal is your company culture, and everything that follows — benefits, policies and leadership - should build upon it.
In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 in our leading homeowners business where we grew policies in force by 5 in force by 5 %.
The Institute on Taxation and Economic Policy estimates that the richest 5 % of Americans will receive more than half of the benefits of the new federal tax law in 2019, and the richest 1 % of Americans will receive more than a quarter of the benefits.
«This is an unusual situation, because the benefits vary across individual shareholders, as opposed to most corporate actions, where there is uniformity in what the best policy is.
In the grander scheme of things, and as a red flag, this is another asset class that has enormously benefited from asset price inflation, stirred up by the Fed's well - targeted monetary policies since the Financial Crisis.
In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companieIn this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companiein terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.
Apple's and Facebook's reproductive benefits policies could also appeal to gay and lesbian couples who want to use a surrogate or a sperm donor to have a baby, or heterosexual couples who incur in vitro fertilization costs not covered by insurance.
And if one person has domestic partner benefits for medical or dental through the other person's employer, that person will need to enroll in COBRA to continue coverage or buy another insurance policy.
Of course, not every policy Trump has spearheaded in the last 12 months will benefit businesses.
Further, the Tariff Policy Division has determined that no evidence (end - use certificates) of actual use is required in order for goods to obtain the benefits of tariff item 9948.00.00.00.
It's still too early to assess just how much a more restrictive U.S. immigration policy will hurt U.S. tech companies or benefit tech economies elsewhere, says Michael Tippett, cofounder of True North, a firm that specializes in helping tech companies set up offices in Canada.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Small, concrete steps in public policy could help make the benefits of capitalism available to everyone.
As the largest generation in the U.S. workforce, millennials play a major role in helping companies decide what workplace policies and benefits are best for attracting new talent.
Though immigration may strain some local budgets in the short term, costs and benefits tend to balance out in the end, said Alex Nowrasteh, immigration policy analyst at the Cato Institute, a libertarian think tank.
Studies in Mississippi and Minnesota, on the other hand, found the policy provided a net benefit.
Earlier this year, a company called Event Shares filed a prospectus for a Republican Policies and a Democratic Policies fund to invest in companies that will benefit from the respective parties» political agendas (neither has launched yet).
While some remain defiant and plan to continue their work, one party in particular stands to benefit if the new policy restricts legal sales and pushes prices up — Mexican drug traffickers who see marijuana as a kind of cash crop.
«Through a series of intragroup financial and commercial agreements, the majority shareholders group implemented a policy that resulted in draining, to its own benefit, the treasury and the wealth of the joint company,» Gecamines said in a statement.
Proponents of fracking praise its economic benefits, while many foreign policy experts say this developing energy independence may give the U.S. new leverage in world affairs.
When Exxon merged with Mobil in 1998, it revoked the same - sex benefits Mobil's employees had previously enjoyed, and reneged its written policy forbidding discrimination based on sexual orientation.
He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.
I think the speech was mostly because in order for this policy to work, our supervisor has to manually remove the unapproved minutes from our timecards so that we won't be paid for them (paying a supervisor to spend 10 minutes removing 5 minutes from a subordinate's pay doesn't work out for me in a cost / benefit sense but that is the sort of logic we're dealing with at this place).
The bill would reduce taxes by about $ 1,600 on average in 2018, with the biggest benefit going to households making between $ 308,000 and $ 733,000, according to a recent analysis by the Tax Policy Center.
As president of 2 Hounds Design, a $ 3 million manufacturer of fashionable products for dogs, based in Monroe, North Carolina, she expects to benefit from any made - in - the - USA policies Trump implements.
«That is not only unfair, but it's a policy mistake in that those [low - income] kids would be the ones who would benefit the most,» Marr said, adding that a large body of research has found that extra income for poor families improves their kids» health, education, and career outcomes.
The policy rationale is that if a company believes the tax relief would be temporary, it would make short - term investments to maximize benefits within the window while eschewing long - term investment that could reap benefits in the longer - term.
But Democrats and some tax policy experts say that while his proposal is a step in the right direction, it doesn't do enough to support low - income families who arguably benefit most from the extra income.
«Support investment in sustainable energy with tax - policy that is at least equal to the benefits given to fossil fuels.»
Of the Fortune 500 companies, 66 % include «gender identity» in their anti-discrimination policies; 34 % offer trans inclusive benefits, including surgical procedures for employees who wish for a medical transition.
«[A] most every kind of public policy decision [today is] made as a matter of a cost - benefit ratio,» governance advocate Robert A. G. Monks, explained in a 2008 interview published on the website Social Funds.
According to the Center on Budget and Policy Priorities, a nonpartisan research group that focuses on reducing poverty, 20 million children in the United States (nearly 1 in 4) will have received Supplemental Nutrition Assistance Program (SNAP) benefits — better known as food stamps — in 2016.
Add up the balances in your 401 (k) s, IRAs, 529 college savings plan, emergency reserves and estimated Social Security survivor benefits, as well as any existing life insurance policies (perhaps through your employer).
They contend that its open policies prove the benefits of experimenting with data and using information to establish a «direct relationship between an individual's decisions and their impact on the business» — something the grocery chain accomplishes by giving each employee high - level access to the company's financial data, and therefore a greater stake in the business.
The process of redesigning also greatly benefited from QuizUp's policy of «process meetings,» in which everyone involved — the app managers, developers, data scientists — meets on a regular basis to discuss potential improvements.
«We will continually review the regulations and policies that apply to the wireless telecommunications sector to promote at least four wireless providers in every region of the country so that Canadian consumers benefit from competition.»
Yet lines from the budget like this, «Activity needs to remain in Canada to harness the benefits from artificial intelligence,» embody the problem with the industrial policy approach.
The auditor general has found major flaws in the state government's Buy Local policy, with concerns regarding data collection leaving agencies unsure if the policy is benefitting local businesses.
Next we need to account for employment growth in federally regulated industries between 2008 and 2019, which should increase our overall number of people that benefit from the minimum wage policy.
In addition to its corporate diversity, Alphabet Inc. ranked strongly for worker pay and benefits, including a flexible paid time off policy, and a strong 401 (k) savings program, and for its supply chain impact (the company has committed to reasonable worker hours, and to policies such as no forced or child labor).
While these new measures will benefit the industry, manufacturers in Ontario may be disappointed in the lack of policies designed to assist companies in getting goods to the United States in a timely and consistent manner.
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