Sentences with phrase «policy changes with time»

The surrender value of the policy changes with time, which is something to pay attention to when accessing the cash value.

The surrender value of the policy changes with time, which is something to pay attention to when accessing the cash value.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

As far back as 2002, while vice minister, Kuroda used an opinion column in the Financial Times, co-written with his deputy at the finance ministry, to call for «aggressive monetary policy» from the central bank, including an inflation target, aimed at «drastically changing price expectations.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

That changed in the U.S. in 2007 after President George W. Bush signed the Energy Policy Act, which extended Daylight Saving Time in the U.S. Rather than starting on the first Sunday in April and ending on the last Sunday in October, the U.S. began observing Daylight Saving Time on the second Sunday of March, with it lasting until the first Sunday in November.

With the recent changes to the U.S.'s immigration policies, we know this is a time of real uncertainty for many of our colleagues around the world.

The scenario you've described could be held at bay or dealt with over time by serious commitment to changing our energy policy and reducing foreign imports.

It integrates directly with cloud providers» infrastructure, enabling customers to optimize and automate instance purchasing to take advantage of pricing changes, allows a business user to automate all rules, policies and governance, and gives security professionals visibility into real - time risks.

To the extent that changes are driven by temporary supply disturbances, most countries would expect not to respond to these with monetary policy, since it is likely that by the time any policy response has its effect the problem will have gone away.

Facebook has been trying to clean up that mess with sweeping changes to its data policies, plus lots and lots of public face time for Zuckerberg.

MaRS may review this Policy to ensure that it is relevant and remains current with changing laws, regulations and technologies, and reserves the right to change this Policy at any time.

Given all the above considerations, the Board judged at its November meeting that a firming in the stance of policy was appropriate, with the timing of such a change the main question.

Emphasizing her government's record on refugees and climate - change policy, and stressing Canada's shared values with Europe, she was interrupted multiple times by applause.

President Obama seems likely to change the government's policy on the subject soon, and begin for the first time to support embryo - destructive research with taxpayer dollars.

It's certainly possible that I'm wildly optimistic (it would not be the first time), but I am inclined to disagree with the recent suggestions of Joseph Knippenberg and Matthew Franck, based on recent (possible) changes in policy on sexual orientation, that the Boy Scouts of America....

In my opinion, the club's transfer policy is a direct correlate of Wenger being too stubborn in sticking to his philosophy and not moving with the changing times.

With Wenger finally showing signs of moving with the times by playing a back - three system, Arsenal fans can only hope that Wenger will change his transfer policy as well and bring in world - class talent who can carry the Gunners to future succWith Wenger finally showing signs of moving with the times by playing a back - three system, Arsenal fans can only hope that Wenger will change his transfer policy as well and bring in world - class talent who can carry the Gunners to future succwith the times by playing a back - three system, Arsenal fans can only hope that Wenger will change his transfer policy as well and bring in world - class talent who can carry the Gunners to future success.

Yes we have a shrewd and clever manager yes we have built a team that is now coming together and who were brought in using a wise and financially aware transfer policy BUT this is the first time since the game changed in this country that we are as close as we have ever been to being able to compete with the elite clubs without spending WHAT THEY SPEND this does not mean however that we don't need to spend at all!!!! Our season ticket prices are the highest in Europe yet we have not progressed in European competitions for five years!!!

I disagree with u ryan the playwrs we got from southampton hve been so inconsistant and u then you say origi ings etc were bought at a steal and will be worth more in time to come so u agree with fsg policy buy potential and once they become better players sell them for a profit sorry but thats my opinion we need to hold on to the better players than compliment them with other great players fsg have turned liverpool into a selling club to fill there bck pockets this was never the liverpool way and now because of this fsg policy is the reason were mid table klopp needs to be given the funds he needs to change things only then can we judge him i just hope he is given the chance before he decides to walk YNWA

As we have suggested previously, 3,39 use of routine data to evaluate the effectiveness of local or national policy changes over time, or between areas, with respect to breastfeeding rates needs to account for differences in ethnic composition and socioeconomic status.

At the same time, he credits the large amount of breastfeeding research going on with positive policy changes.

It has been an honour to negotiate and then serve in the first coalition government of modern times which has substantial achievements both in reducing the economic dangers faced by our country, and in making progress with policies to tackle climate change and provide energy security.

Yet with Labour's socially conservative voters long defected to UKIP, and the Tories adopting Miliband's policies unnoticed, perhaps it is time for a change in tack.

Other Tories view her adaptation of Conservative policy as a sign of the party changing with the times, in a similar manner to David Cameron's current project with the Conservative brand.

The leftwinger has embarked on a slight change of tactics, in which he will flesh out more of his policy plans this week, after mistakenly believing that the leadership contest would move down a gear in early August to allow Andy Burnham and Yvette Cooper to take time out to be with their young children.

«With climate change gone from Hilary Benn's [environment, food and rural affairs secretary] in - tray, his department must spend more time banging heads together across Whitehall to really make thorough «rural proofing» of government policy a reality,» he said.

While urging President Buhari to stop deceiving himself and short - changing Nigerians, especially States and Local Councils in the country with his Forex Policy, Fayose who said there was no time in the history of Nigeria that the gap between dollar official rate and open market rate was more than N200.

So people have a hard time connecting compelling current concerns — such as widespread corruption, or non-competitive elections, or a need for major improvements in such fundamental policy areas as education — with the possibility for reform through state constitutional change.

This creates the political justification for sharpened rhetoric on equality, while the policy rationale is contained in counteracting the tendencies to inequality involved with both globalisation and technological change, the great drivers of economic transformation in our times.

They are made with stainless steel that means they'll last for a long time and come with a 30 day return policy so if you change your mind or don't like them for any reason you can get all of your money back, just like that.

«There is the potential for the U.S. and other countries to continue to rely on coal as a source of energy while at the same time protecting the climate from the massive greenhouse gas emissions associated with coal,» says Steve Caldwell, coordinator for regional climate change policy at the Pew Center on Global Climate Change, an Arlington, Va., thinkchange policy at the Pew Center on Global Climate Change, an Arlington, Va., thinkChange, an Arlington, Va., think tank.

«There is the potential for the U.S. and other countries to continue to rely on coal as a source of energy while at the same time protecting the climate from the massive greenhouse gas emissions associated with coal,» says Steve Caldwell, coordinator for regional climate change policy at the Pew Center on Global Climate Change, a Washington, D.C. thinkchange policy at the Pew Center on Global Climate Change, a Washington, D.C. thinkChange, a Washington, D.C. think tank.

The committee has prepared a report that, in my view, provides policy makers and the scientific community with a critical view of surface temperature reconstructions and how they are evolving over time, as well as a good sense of how important our understanding of the paleoclimate temperature record is within the overall state of scientific knowledge on global climate change.

Constantly changing and often inconsistent regulations, chaotic reimbursement policies, lack of insurance coverage of routine care associated with clinical trials, increasing demands on physician time, and scientific advances demonstrating the complex differences between individual patients, all complicate clinical research in both benign and malignant hematology.

With the uphill battle we face in so many areas of nutrition and public policy, all of us must be united in delivering this hopeful message that change is possible, one diet and one healthy, repopulated gut at a time.

The scene changes over time, starting out with underground raves in abandoned warehouses or old docked submarines, and morphing into parties at gigantic nightclubs with a velvet - rope policy at the door.

However, despite claiming she was unimpressed with the policy, the 32 - year - old star was wearing a pair of stilettos at the time but later changed into a pair of flats for the afterparty.

We have suffered from lack of Third Party support ever since the N64 era — although it was more due to Nintendo's policies fault, time have changed, and even though they are doing what they can to get your support, and gamers are eagerly waiting for that, you still decide to punish us with your jokes that you call «support».

Only time will tell if the policy changes do improve the provision for those children with SEND.

With various Fire and Rescue Services making policy changes to their attendance at automatic fire alarms (AFAs) it could be time to take notice of this problem if you want to avoid paying for unwanted fire signals.

They're doing it at a time of political change and policy uncertainty at the national level, with a new team taking the field at the White House — and at the U.S. Department of Education — that may have its own ideas about how details of the new law play out on the ground.

Moreover, in conversations with reporters, Secretary Bell publicly acknowledged — for the first time since February 1981 when he withdrew the proposed Lau rules — that the policy change also applies to about 500 school districts that had negotiated compliance agreements requiring native - language instruction based on the «Lau remedies.»

The timing coincides with the desegregation of many school districts, especially in the South, but other policy, economic, and social changes may also have influenced the achievement gap.

Once again, the organisers have been hugely encouraged by the efforts of schools in all sectors in what has been a challenging year, with several policy changes and funding issues occupying plenty of time.

• Communicate to the field any changes from Obama - era policy with enough time to respond (particularly if the changes require state legislation!)

Comparing costs of expanding instructional days with the costs of other policy interventions will be an analytic and policy exercise of real importance if the call for expanded instructional time is to result in real change.

Butchko joined forces with another mother who was having similar struggles and ultimately helped get the homework policy in her district changed, limiting homework on weekends and holidays, setting time guidelines for daily homework, and broadening the definition of homework to include projects and studying for tests.

«As a full - time classroom teacher, I have spent the better part of fifteen years wrestling with failed policies, frustrated by the suggestion that practitioners are to blame for everything that is wrong with American schools and paralyzed waiting for meaningful change that never seems to come.

Her results indicated that participation in the district effort was not integrated with either state policy or the classroom changes that individual teachers were making; the district rules, objectives, players, audiences, and time frames were not conducive to such integration.