Sentences with phrase «policy conversion as»

I like to refer to term policy conversion as the ultimate do - over.

I like to refer to term policy conversion as the ultimate do - over.

Not exact matches

As a result, their aggressive Best Price Guarantee policy would theoretically result in an increase in conversion rate and buyer confidence.

As in Shakespeare's «strange eventful history,» they end up adopting a policy that is sans repentance, sans conversion, sans forbearance, sans prudential judgment, sans forgiveness, sans almost everything one might have hoped for from bishops of the Church of Jesus Christ.

A policy and research Think Tank, VIAM Africa Centre for Education and Social Policy, says government's hasty decision to convert the country's polytechnics into technical universities, could have dire concerns on the quality expected to come about as a result of the convepolicy and research Think Tank, VIAM Africa Centre for Education and Social Policy, says government's hasty decision to convert the country's polytechnics into technical universities, could have dire concerns on the quality expected to come about as a result of the convePolicy, says government's hasty decision to convert the country's polytechnics into technical universities, could have dire concerns on the quality expected to come about as a result of the conversion.

However, U.S. government policy is to handle UET as wastes, not a uranium resource, and to build multi-billion-dollar conversion plants to remove the depleted uranium and to dispose of that waste through shallow land burial at low - level nuclear waste disposal sites.

Director of the Melbourne Education Research Institute John Hattie has warned that some of the UK government's key education policies, such as performance related pay for teachers and increased academy conversion, are a «distraction» that will only have a «minimal» impact on student's learning.

Jonathan Simons, head of education at the Policy Exchange think tank, said while some authorities may be able to operate improvement services now, the conversion of as few as one or two secondary schools could threaten its viability.

Check the fine print; some policies limit reductions in coverage as well as what kind of permanent policy is available for conversion.

Call your financial institution which holds both of your T - IRA and Roth IRA to make sure you can do so as every firm has its own policy regarding to the conversion procedure.

Because term conversion riders are so common and usually automatically included, these policies are just referred to as a convertible term policy.

Luckily, most term life policies come with a standard conversion option that turns it into a whole life policy, which lasts as long as you need it.

Having a conversion option means that if you decide you want permanent life insurance, you can convert regardless of your health as long as you convert before the deadline on your policy.

Most term policies include a conversion option and allow you to convert to a permanent policy regardless of your health as long as you do so before the deadline on your current policy.

Most policies have a deadline for conversions and providers may have other restrictions on when you can convert your policy — such as permitting conversion only in the first five years of your policy's term.

I described our erstwhile PM's contibution to policy as «JWHâ $ ™ s role last - minute conversion to conserving policy... No doubt it was too little, too late.»

Forest degradation and forest land conversion are different aspects of the same problem, caused by multiple and interacting factors, such as economic growth, macroeconomic policies, population movements and the legislative framework, intertwined with climatic variation, economic activities and urbanization, among others.

Proposed causes such as shortages of grain due to adverse weather, increasing meat consumption in China and India, conversion of corn to ethanol in the US, and investor speculation on commodity markets lead to widely differing implications for policy.

The report says that despite the widespread perception of slash - and - burn being «a destructive system that leads to forest loss and degradation,» policies that support conversion to rubber plantations (which gets counted as reforestation, even though a plantation forest is hardly the same thing as natural forest) don't have a great environmental benefit.

However, if the driver in the example above had conversion insurance, he would receive the $ 300,000 under the at - fault driver's policy, as well as $ 200,000 under his own policy.

While some Indigenous peoples rejected early conversion attempts, generations suffered under destructive government policies such as residential schools and the outlawing of the potlatch and Sun Dance under the Indian Act in 1885.

Life Step UL was designed for term conversions or new policies with face amounts as low as $ 50,000.

If your insurance needs are long - term or you are unsure, buy a term policy with a conversion option to a permanent policy such as Universal Life or Whole Life.

If the policy selected for conversion to LTCSO exceeds the IRS tax - free maximum, the policy will be amended as necessary on an individual basis.

The key advantage of the conversion option is that when exercised, the new universal life policy will be issued at the same underwriting class as your existing term.

The conversion option allows you to keep all or a portion of the face amount as you convert your term policy into a permanent one.

Also, the conversion option usually has an expiration, such as 10 years into the policy, where you can convert without new proof of health.

And with a term conversion rider, you won't have to retake the paramedical exam as you would when taking out a new policy.

It is also a major factor as a policy holder becomes capable of converting his existing policy to something else depending upon changing situations but there are certain restriction about the conversion cost, time period and also the converted amount.

If the term policy you previously purchased has a conversion option, you can convert all or a portion of your policy into a permanent one regardless of your health as long as you convert before the deadline listed on your policy.

From the website, policyholders have the ability to view benefits, file a claim, find policyholder service forms such as conversion forms, beneficiary forms, change of ownership forms, policy change request forms and form to request a loan / withdrawal or cancellation.

* Conversion: If your current term policy has conversion benefits, you may be able to convert your policy to a Permanent policy such as a Whole Life or Universal Life.

A conversion option is typically included and allows the owner of the term policy to covert all or a portion of the term into permanent coverage, such as universal life insurance, without proof of insurability — that means no health questions or medical exam.

Some companies, such as MetLife, allow conversion to any UL policy in their portfolio.

Having a conversion option means that if you decide you want permanent life insurance, you can convert regardless of your health as long as you convert before the deadline on your policy.

Most policies also have a conversion feature which allows you to convert your term policy to a permanent policy such as Whole Life, Universal Life or Indexed Universal Life for example.

Conversion privilege: Most term life insurance policies in Canada have what's known as a conversion privilege.

Get an understanding of how long the conversion option is available; the most generous conversion privileges are available for as long as you pay term policy premiums or to a specific age, such as 70.

Most term policies include a conversion option and allow you to convert to a permanent policy regardless of your health as long as you do so before the deadline on your current policy.

As to Q5, there may also be a conversion provision in the existing policy allowing for an exchange into a different contract, such as Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for surAs to Q5, there may also be a conversion provision in the existing policy allowing for an exchange into a different contract, such as Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for suras Universal Life, with the same company and no new underwriting if not asking for more coverage — have to read the contract to know for sure.

Insured must be the owner, one policy per owner / insured in a 12 - month period; $ 25K coverage limit; no replacement or conversion into this product allowed; payer can be different from insured; Social Security number will be required as part of the application process.

(1) If your health hasn't changed or there's some minor health issues, we're typically not converting your West Coast Life policy as we can find you something cheaper than the conversion product Protective is offering AND guaranteed level for life.

In general, the conversion provision according to which your initial Term Life coverage can be changed for a Permanent Life Insurance policy is a significant contribution to the initial coverage, as in addition to a longer - term protection you receive, the number of benefits and options available also increases.

There are other policy options as well, including one for return of premium, as well as a term conversion option that allows the company's term life insurance policy holders with additional flexibility as their policy ages.

A term conversion rider allows you to convert a term insurance policy into a «permanent life insurance» such as universal life, indexed universal life and whole life.

Since term life offers a conversion option, you can always convert the policy to permanent life coverage down the road when money is not as tight.

The conversion option in your term life policy allows you to convert over as much of the original face amount you would like to a permanent policy without taking a new health exam.

Unless you have a specific need for permanent coverage, such as estate planning or funding a special needs trust, it makes sense to first buy a term policy with a conversion rider and fully fund all your qualified retirement plan and IRA options.

Policy conversion options come with the risk of extra fees, conditions as well as requests for more information or having to take a medical examination.

There's no expiry age (the policy continues as long as you pay the premiums, no matter your age) and no conversion option (as the policy is already a lifetime policy).