This type
of policy covers for a defined period or term such as 5, 10 or 20 years for example.
Genius tip: An actual cash value renters or
homeowners policy covers what the item is worth now, not what it was worth at the time you purchased it.
Dog - specific
liability policies cover damage your dog has caused, whether it's damage to property or injury to a person.
Most policies cover only damage caused by a peril listed in the policy, and this list is usually quite comprehensive.
Car insurance
policy covers for losses that might arise if your vehicle gets damaged or stolen.
My traditional insurance plan is nice with some good benefits like
policy cover maximum scenarios and claims are high which is easily cleared because of quick service given by company members.
This health
policy covers in - patient hospitalization expenses for you and your family.
A comprehensive insurance
policy covers loss and damage to your own vehicle caused by certain events like fire, theft, vandalism, falling objects, etc..
A life insurance
policy covers death of the insured person resulting from an accident or natural causes.
The good news is that standard renters
policies cover fires, including those caused by dropped candles.
Most, if not all, comprehensive insurance
policies cover theft of your motorcycle whether it happens at home, on the road, or during transport.
Consider this: The average renters insurance
policy covers $ 15,000 of personal property.
This coverage feature is key, especially if your condo association's
master policy covers only up to the studs in your walls.
As its name suggests, a claims - made
policy covers claims made against an insured during the policy period.
Named peril policies only cover things that are specifically mentioned in the policy; all risk
policies cover everything except for any exclusions specifically mentioned.
The standard «named perils» travel insurance
policy covers more events, including delays, emergency medical and dental costs, and change fees.
As the name suggests, open
peril policies cover claims caused by any sort of disaster, and they are very expensive.
But this may fall well short of needed coverage in the event of serious injury, which is where a personal
umbrella policy covering personal injury can become invaluable.
Most
policies cover trip cancellation, lost baggage, medical, dental, and accidental death coverage.
If your auto liability
policy covers accidents that might occur in a specific area, an umbrella policy could expand the coverage territory.
Contact your agent for help reviewing your policy or to make adjustments so that you understand what your homeowners insurance
policy covers before wind damage occurs.
Some people mistakenly believe that their home or business insurance
policy covers flood damage, but it does not.
These two: liability and property coverage are the only
policies covered by full coverage car insurance.
Understanding what the commercial
condo policy covers, versus your personal condo policy, is one of the most critical things that you need to clarify as a unit owner.
Even
policy covers whole billing and the claims are easily sanctioned because of quick services.
Critical
illness policy covers health emergencies like heart attacks, multiple sclerosis, liver disease and cancer, just to name a few.
If the tree fell on your car, you may also be saved — auto insurance
policies cover vehicles hit by falling trees as part of their comprehensive coverage.
Standard
policies cover accidental water damage in the building — a broken water line or overflowing tub - but not the result of heavy rain and flooding.
This is because
permanent policies cover you for life and they also include a cash value accumulation feature in addition to traditional death benefits.
The pollution liability
policy covers bodily injury claims, property damage along with clean - up costs caused by contamination from toxic waste materials.