Sentences with phrase «policy covers all items»

The condominium association policy covers items which are structural parts of the dwelling and the shared areas of the complex, such as the roof, the basement, the elevator, the parking area, the swimming pool, exterior walls and walkways.

Your homeowner policy covers these items instead.

Typical homeowners» policies cover these items under Other Structures Coverage.

Not exact matches

He also suggests paying for add - ons to your renters or homeowners insurance policy to make sure possessions such as jewelry, high - end cameras and other treasured items are covered.

He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.

If you have valuable computer equipment or technology that mostly stays in your home, both types of policies should help you recover the lost value of those items after covered events, such as a fire or theft.

Keep in mind that not every item you own, or potential damage you face, may be covered with a standard policy.

But, at least at present, the ultimate check is a triennial audit by the state agencies overseeing federal school meal programs; this audit covers hundreds of items, everything from food safety to sanitation, and also includes determining whether a district has a wellness policy in place that's being enforced.

Under the governor's budget proposal, two of the top items on his wish list — covering state college tuition for hundreds of thousands of low - and middle - income New Yorkers, and a package of tax cuts aimed at the middle class — would be made possible in part by a three - year extension of a higher tax on people who make more than $ 1 million a year, another policy favored by liberals.

The Executive Chamber will not place a surcharge on a particular individual with a disability or any group of individuals with disabilities to cover the cost of providing auxiliary aids / services or reasonable modifications of policy, such as retrieving items from locations that are open to the public but are not accessible to persons who use wheelchairs.

Delivery service is available for this item, but is not covered by our Return & Exchange Policy.

Delivery service is available for this item, and is covered by our Return & Exchange Policy.

If you need to update your home's security, make sure you let your broker know so that they may update your policy accordingly or provide you with a suitable home contents insurance quote if you don't already have that specific item covered.

While this policy covers the trailer, it does not cover the loose contents because it is difficult to ensure the security of those items.

For those items that are too valuable to not be insured, we suggest that you cover them with a Portable Possessions Policy.

This fine - tooth comb policy can result in a part being redesigned — such as the Sport 350's rear subframe, replaced — the engine cover is now a plastic louvered item (it not only saves 3 kg but it improves engine cooling too), or removed altogether.

If you have a policy covering $ 50,000, you would be insured up to $ 5,000 for the items in your storage unit.

Musical instrument insurance doesn't just cover the replacement cost of items damaged or lost, it can be customized like most other insurance policies.

Your renters insurance will cover items stored in the unit even if you are moving to a new apartment — just be sure to change the address on your policy to the new apartment within 30 days.

Your policy covers theft from your residence, as well as theft of items from your car, and even theft from you if you're elsewhere.

Renters insurance will cover items in a self - storage container up to 10 % of your policy limits.

The exact items and situations that are covered will vary by insurance company and policy.

In most cases, single items within any of the categories can be scheduled and covered with a floater policy.

If there's damage to your possessions, furniture, or electronics caused by a covered peril the policy pays to replace the property with items of like kind and quality.

A renter's policy typically covers items such as clothes, electronics, furniture and kitchenware, Larkin - Thorne says.

Other policies cover replacement cost, which is the amount it would cost to buy a similar item today, without deducting for depreciation.

Now, if you have a replacement cost value policy, the insurer covers the cost of repairing or replacing the item at its current price.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

You can buy an add - on to your policy, called a floater or endorsement, to make sure these items are covered.

As we said before, many standard policies only cover these items up to a certain dollar amount or not at all.

If you have an actual cash value policy, your insurer covers the actual cash value of your stuff, but — and it's a big but — that's the actual cash value of the item today, not how much you threw down for it originally.

Yes, subject to the limits of the policy itself with regard to certain classes of property, renters insurance does cover theft of items from a vehicle.

If Bob has properly endorsed the watch on his policy with the standard HO -61-B Valuable Items Plus endorsement, the watch would be covered at its full replacement cost, up to the value it is insured for under the endorsement.

This insurance comes in addition to the stores» normal return policies, and it will cover up to $ 300 per item up to a total of $ 1,000 each calendar year.

If you suffer a loss to your property as a result of a peril covered in the policy such as a fire or a theft, your policy can pay to replace those items at retail replacement cost.

You are not an item of «covered property» under your renters insurance policy.

Trusted Choice, a network of independent insurance agents, emphasizes that you should consider insurance beyond what routinely is covered in a policy if your home is full of expensive electronics, artwork, collectibles or other high - value items.

Keep in mind that not every item you own, or potential damage you face, may be covered with a standard policy.

A renters insurance policy that covers contents will replace or repair items damaged from these perils:

If the items listed on your homeowners policy needs to be replaced because of a covered loss, there are two different ways your SDL Brokerage coverage could help:

Do you have valuables or specialty items like firearms that might need coverage above and beyond what a basic policy would cover?

If your five - year - old fur coat is no longer worth the $ 5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high - end computers and valuable art work) and pocket the difference.

An insurance policy designed to cover a specific item or category of items.

Scheduled Personal Property is optional protection you can add to your homeowners policy to cover high - value items.

Items you keep inside your car are damaged or lost: Depending on your renters insurance policy, you may be covered for belongings that you keep inside your car.

The vast majority of your belongings will be covered up to the limits of your policy, but some items will be limited as to how much coverage you get.

The overall policy covers the same items covered under other homeowners policies, including furniture, televisions and clothing.

Keep in mind that some renters insurance policies will even cover items stolen from your car.

For example, most policies will exclude coverage for outlying structures such as swimming pools, fences and landscaping, and many will not cover damage to fragile items such as glass chandeliers and china.

This is a separate policy in addition to your renters insurance, and it's designed to cover one or more items which have been appraised and have an agreed value.