Sentences with phrase «policy deductible when»

Actually, this is very frustrating to spend some extra money on policy deductible when you have already spent much money on the treatment of your loved one.

Not exact matches

Dollar - amount deductibles are a set amount chosen by a policyholder when they purchase a home insurance policy.

If you were to cause damage to the building through your negligence, your liability would respond where his policy wouldn't — the deductible — and your policy would respond when the landlord's insurance company came looking to recoup the money they had paid out on the damage.

Students covered under their parent's policy are typically subject to their parents» deductible if and when a claim is made.

This means that, when you file a claim within the policy's limits, you will only have to pay your policy's deductible.

The deductible you choose when taking out your auto insurance policy should depend on how much you can afford to pay now and in the long run.

Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.

A policy with a higher deductible may be less expensive to purchase, but the National Association of Insurance Commissioners points out that a higher deductible may have a more significant impact on you when it comes time to file a claim.

The deductible is the amount you're required to pay, when you file a claim, before your insurance policy kicks in.

When choosing a deductible, what you're really doing is balancing the short - term cost you can afford (your deductible) and the long - term cost of a policy (your premiums).

Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of your insurance policy.

Policy alterations like increasing your deductible and lowering your limits can also reduce your premiums, though they could end up costing you money out - of - pocket when you file a claim.

You can get a low renters insurance deductible simply by asking for one when you start the policy.

When we're discussing a new policy with someone, one of the questions that comes up is how much of a deductible there is on the policy.

It can also pay for funeral costs, hospital stays, and lost wages when you cause bodily injury to a third party - again, up to the set limits on your policy, and after your deductible has been paid.

When was the last time you looked carefully at your auto insurance policy — your coverage, your deductible, your premiums?

When our pup was hospitalized with double pneumonia and we were left with a fat hospital bill, I was pleasantly surprised that our insurance policy with Healthy Paws ACTUALLY covered 90 % after our $ 250 deductible.

Make sure though when you're checking out potential policies that the one you're interested in does indeed offer accident protection, and you are prepared to cover the deductible.

Higher deductible policies only make sense when choosing an annual deductible.

Yes, the Trupanion policy covers 50 % of the cost of prescription pet foods, less the deductible and 10 % coinsurance, when recommended by your veterinarian for the treatment of covered injuries or illnesses for up to two months of feeding.

When your claim is approved, you may be reimbursed for up to 100 % of your costs, depending on your deductible, your individual policy, and your pet's past health history.

With pet insurance, you purchase a health policy from a company and then submit the vet bills when your pet has a covered illness or procedure, and they reimburse you, less the deductible.

At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).

When the other driver of a vehicle who caused your accident is unknown, likely from a hit and run accident, and you have uninsured / underinsured coverage on your policy, your insurance company should pay for damages, minus your deductible.

-- A person should adopt risk policies such as «always take the highest possible deductible when purchasing insurance» and «never buy extended warranties»;

Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.

You have the option of selecting a higher or lower deductible when you sign up for your insurance policy.

When choosing a deductible for your Oro Valley renters insurance policy, you should consider how much money you are likely to have in reserve for something like this.

You agree to pay a deductible amount for any repairs when you buy a car insurance policy.

Replacement Cost (RC)- When something in your plan is insured for its Replacement Cost, a covered claim would be reimbursed for the cost of replacing that item as of today, minus your policy deductible.

Until your deductible is met, you are responsible for all medical costs not covered in your policy, so it's important to take that into consideration when reviewing catastrophic health insurance quotes.

That's one of the things you discuss with the New York Renters Insurance experts when you set up a policy, to make sure the deductible matches your individual tolerance for risk.

Deductible: The amount the policy holder will pay when they make a claim on their collision or comprehensive insurance policy.

Increased deductibles can powerfully affect Topeka renters insurance rates, but they must be approached with caution: you must realize that a certain amount of available cash flow is necessary to come up with a larger deductible in the event of a total loss, so bear this in mind when putting your policy details into place.

That thousand - dollar deductible didn't sound too bad when you signed up for your policy — but then again, you weren't exactly planning to crash your car.

A few companies are offering rideshare policies that cover all phases of rideshare driving, so you can get your car fixed regardless of when the accident happens by paying your normal deductible.

Homeowner's and rental insurance policies often have high deductible in case of lost or stolen baggage when traveling.

However, you can opt to reject your PIP benefits entirely or accept a deductible of up to $ 1,000 when you are initiating your auto insurance policy.

Waiver of Collision Deductible - Pays the insured's collision deductible during a hit and run or when the at - fault party is uninsured when the policy holder is able to identify the at - faDeductible - Pays the insured's collision deductible during a hit and run or when the at - fault party is uninsured when the policy holder is able to identify the at - fadeductible during a hit and run or when the at - fault party is uninsured when the policy holder is able to identify the at - fault party.

Car insurance deductibles are one of the most important determining factors when it comes to the overall cost of an auto insurance policy.

Some policies also cover Periods 2 and 3, when your policy's personal deductible may be more manageable than that of the rideshare company's policy.

When items are scheduled or listed individually on the policy the coverage is usually all - risk with no deductible or depreciation.

You're usually not required to pay the deductible when you make a claim on a scheduled item, but it will raise your policy premiums, and you'll have to get the items appraised.

When comparing policy prices, pay close attention to whether or not there are deductibles.

When choosing a deductible, what you're really doing is balancing the short - term cost you can afford (your deductible) and the long - term cost of a policy (your premiums).

When you increase the deductible on your policy, your rates each month are lowered.

When you have decided what additional features you would like to add onto your policy, your next step is to determine what deductible you would like to pay.

Gollier and Schlesinger (1995) analyzed the decrease in efficiency that occurs when consumers are forced to buy separate policies with separate deductibles.

One way to save money on a homeowners or auto insurance policy is to raise the deductible so, if you're shopping for insurance, ask about the options for deductibles when comparing policies.

When she balked, the salesman on the phone suggested that she could buy a «gap plan,» a separate policy for $ 50 a month to cover her deductible.