Sentences with phrase «policy effective period»

Refund is possible, only if there is no visit to doctor or provider, during the policy effective period.

Not exact matches

Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37

Looking back over the past 25 years, a period of low and stable inflation, stock / bond correlation has generally moved in tandem with monetary policy, as measured by the effective federal funds rate.

A lower neutral rate also makes it more likely that interest rates will be constrained by the effective lower bound, meaning monetary policy will have less scope to support income growth during periods of economic weakness.

This adjustment policy is not effective during end of season Hanna Sale time periods, or with some offers such as (but not limited to) Cyber Weekend, Promotional events and is not applicable in our Outlet Stores.

The policy anniversary date, contestable suicide periods, conversion privileges, and optional riders may be based on the coverage effective date.

GEICO's flood insurance, like most other companies» policies, requires a 30 - day waiting period from the moment you purchase coverage in order to become effective.

If there is no waiting period, your policy will become effective as soon as you begin to make payments on the plan.

There is a waiting period of 15 - days after your policy effective date.

Whenever someone tells you a policy is or isn't cost - effective, ask «cost - effective based on which assumptions, over what time period, and for whom?»

This traditional approach to policy development should be changed to enable the government to make effective policy responses to drastic changes occurring in the sector, which is in a transitional period.

While statutes of limitations are not required retention periods per se, they are a critical external factor that must be considered in forming effective data governance policies and procedures.

Practically speaking, the Supreme Court of Canada's decision also increases the importance of establishing carefully - crafted written employment agreements for all non-union employees, implementing an effective probationary period, and administering redeployment policies where appropriate.

Response: The Secretary acknowledges that covered entities will have to make changes to their policies and procedures during the period between the effective date of the rules below and the applicable compliance dates.

(C) To each member of the covered entity's workforce whose functions are affected by a material change in the policies or procedures required by this subpart, within a reasonable period of time after the material change becomes effective in accordance with paragraph (i) of this section.

The effective rate of return for any return of premium term policy will vary based on your age, gender, health and especially the length of the level term period.

To determine an effective rate of return, you would need to place the difference of premiums ($ 205 annually) in an alternative investment * with the goal of accumulating 100 % of the ROP policy premiums ($ 19,050) at the end of the level term period (30 years).

When you take out a term life insurance policy, it is effective for a given period of time, such as 20 years, and must be renewed or forfeited after that time, called term, has expired.

General Liability Insurance policies always list a maximum amount that the insurer will pay during the effective period of the policy and the maximum amount the insurer will pay per occurrence.

Your Healthy Paws Pet Insurance policy has a fifteen (15) day waiting period after your policy effective date for accidents and illnesses.

The look back period is a set amount of time in the past from the policy effective date.

The proposed revisions in paragraph (b)(2)(i) align regulatory policy for special enrollment periods based on a court order with other similar special enrollment period types, and create operational efficiencies for Exchanges by streamlining effective date options across similar special enrollment period qualifying events related to a qualified individual gaining or becoming a dependent.

A term insurance policy is only going to be effective for a certain period of time, and after that point, they are no longer going to be active, which means that you won't have insurance protection.

In most cases, the contestability period begins on the effective date of the policy.

Even though you purchase your travel insurance plan well ahead of your scheduled departure, if you experience a medical condition within the look - back period prior to your scheduled departure date (which is now your policy's effective date), then any recurrence of that condition during your trip will not be covered.

When you understand that the» look - back» period is the amount of time (60, 90, or 180 days) prior to your policy's effective date that the insurance company will study for pre-existing conditions, you start to understand.

The look - back period is the amount of time (typically between 60 - 180 days) prior to your travel policy's effective date that the insurance company will review for evidence of pre-existing conditions should you file a claim.

The look - back period is the amount of time prior to your travel insurance policy's effective date that a travel insurance company will review for evidence of a pre-existing medical condition should you end up filing a claim.

Here's how travel insurance companies define a pre-existing condition: it's any medical condition that the insured experienced the symptoms of or had diagnosed and treated during a specified time (called the look - back period) prior to their policy's effective date.

A pre-existing medical condition, as defined in Mr. McKaig's policy, means «any injury, sickness or condition for which medical advice, diagnosis, care or treatment was received during the 180 - day period ending on the effective date of the insurance coverage.»

Pre-Existing as defined by the policy is any Injury, Sickness or condition of yourself, a Traveling Companion or You and / or Your Traveling Companion's Family Member for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date.

Most long - term disability insurance policies are the most cost - effective with a 90 day elimination period, so opting for a longer elimination period likely won't be worth it.

Most LTC policies have a «Pre-existing Condition» provision, which defines a period of time that must pass after the policy's effective date in order for the policy to pay for care related to a health problem.

Benefits will automatically reduce by 50 % on the policy anniversary following the insured person's attainment of age 70, or after five years from the effective date, whichever provides the longer period of coverage.

GEICO's flood insurance, like most other companies» policies, requires a 30 - day waiting period from the moment you purchase coverage in order to become effective.

(11) CANCELLATION BY INSURED PERSON — The Insured Person shall have three (3) days from the Initial Effective Date of Coverage (the «Review Period») to review the benefits, conditions, limitations, exclusions and all other Terms of the Master Policy as evidenced and outlined by this Certificate.

Also, review the terms of the life insurance policy, since full coverage may not become effective until you have owned the policy for a period of time.

Also, review the terms of the policy, since full coverage may not become effective until you have owned the policy for a period of time.

You'll need a separate flood insurance policy, available from the National Flood Insurance Program through USAA.See note1 Flood policies have a 30 - day waiting period before coverage becomes effective.

Anniversary Year The 12 consecutive months following the Effective Date of the Policy and each 12 - month period thereafter.

Most homeowners insurance does not cover floods and there is a 30 - day waiting period before a policy becomes effective.

Most graded death policies have a two - year period after you purchase the plan before it's actually is effective (some have a three - year waiting period).

A provision that if a person insured under the group policy, or the insured dependent of a covered person, dies during the period within which the covered person or dependent would have been entitled to have an individual policy issued before such individual policy becomes effective, the claim will be payable under the group policy.

Each policy has a «look - back» period of between 60 — 180 days prior to the effective date to determine if a condition is pre-existing.

Some other health insurance policies may deem this period before the effective coverage date as 2 years.

Moratorium Period Exclusions No benefit will be payable under this condition if within the first 90 days following the later of the effective date of the policy or the effective date of the last reinstatement of the policy, the life insurance has any of the following: signs, symptoms or investigations that lead to a diagnosis -LSB-...]

However, keep in mind that not all visitors insurance plans have a free look period, although many policies are refundable as long as you make your request for a refund before the effective date noted in the policy brochure.

In a whole life, universal life, or variable universal life policy, the grace period would only be effective if there was no remaining cash value in the policy, and the premium payment was due.

This effective insurance policy offers coverage against hospitalization expenses that take place because of any illness / disease / injury sustained or contracted by the insured during the policy period.

The policy period is the set of dates in which the policy is effective.