Sentences with phrase «policy exclusions with»

Before making the purchase, please cross check all the policy exclusions with a representative of the travel insurance company.

Generally speaking, fraud, misrepresentation and suicide within the first 2 years are the only policy exclusions with key man life insurance contracts.

Not exact matches

It is noteworthy that shares in Medibank Private hit a record high the day after Opposition Leader Bill Shorten attacked the private health insurance industry for allegedly earning excessive profits, holding too much capital and ripping off customers with too many policy exclusions.

«While we are grateful to have resolved the issue with CSU, InterVarsity continues to believe that all - comers policies will result in the exclusion, rather than inclusion, of diverse students from campus.»

In 1959 it was suggested that «there remain three principles of democratic procedure to which free church polity must give serious thought» — that is, free discussion, no exclusion from national office except on the basis of creed or ability, and legislation and policy - making executed in accord with methods of representative government (Authority and Power in the Free Church Tradition, by P. M. Harrison [Southern Illinois University Press, 1971], p. 162).

The main causes of exclusion of persons with disabilities are key for comprehending the major obstacles to operationalizing inclusive policies, frameworks and guidelines in the field, especially in complex emergencies.

That outcome was stunning given the speaker's long identification with the LGBT community — as the 1991 campaign manager and later chief of staff to Tom Duane, the Council's first out gay member; as head of the New York City Gay and Lesbian Anti-Violence Project; as a demonstrator arrested year after year in protests against the exclusion of openly gay participants in Manhattan's St. Patrick's Day Parade; and as a Council member who pursued a range of initiatives in support of the community, including a school anti-bullying law, a requirement that the city only do businesses with contractors with anti-discrimination policies in place, and funding for LGBT homeless youth services, senior services, and the capital needs of the LGBT Community Center.

Every store is different with specific exclusions, shipping and return policies.

Now, as a member of the British Cabinet Office's Social Exclusion Task Force, he focuses on strategy and policy with regard to the socially excluded.

President Obama's 2012 administrative action — the Deferred Action for Childhood Arrivals (DACA) program — represents an acknowledgement that the current status quo on immigration policy is having particularly disastrous effects on young people who have grown up in the U.S. but due to their undocumented status and to the inability of Congress to pass comprehensive immigration reform, experience turbulent transitions to adulthood rife with legal barriers and exclusions.

The Exclusion Policy should be read in tandem with the school's Behaviour Policy as well as other relevant school policies, particularly the Special Educational Needs Policy and the Single Equality and Community Cohesion Scheme.

Even with an inclusive approach and a clear behaviour policy, permanent exclusion is sometimes necessary to protect staff or students, says Jacqueline Valin Pupil exclusions are finally on...

Even with an inclusive approach and a clear behaviour policy, permanent exclusion is sometimes necessary to protect staff or students, says Jacqueline Valin

Call on state lawmakers and school districts to formulate and pass legislation and policies that allow school employees to provide parents with their opinions on whether students would benefit from exclusion from a state / and or district standardized test and that no adverse action or discipline would be taken against employees who engage in such discussion.

Charter application guidelines for groups applying to open a new school state that the DC Public Charter School Board is «unlikely to approve applications for schools with discipline policies that rely solely on exclusion to manage student behavior and / or that are likely to result in high rates of suspensions and expulsions.»

individuals with disabilities continually encounter various forms of discrimination, including outright intentional exclusion, the discriminatory effects of architectural, transportation, and communication barriers, overprotective rules and policies, failure to make modifications to existing facilities and practices, exclusionary qualification standards and criteria, segregation, and relegation to lesser services, programs, activities, benefits, jobs, or other opportunities;

This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.

Each has a specific way in which it intertwines with the rest of the policy, and each has its own limitations and exclusions.

As with any insurance policy, there may be a deductible, as well as limitations and exclusions.

Actual policies are typically loaded with exclusions.

Check with your credit card issuer to find out about exclusions to such policies.

Generally, you should look for a policy with as few exclusions from coverage as possible.

As with other purchase protection policies, there are restrictions and exclusions that you should review before making your purchase.

Check out and ask questions about the exclusions and the deductibles associated with each policy as many of them are different.

Most people with renters insurance policies are not terribly concerned about the war exclusion, they ask the question because they're curious and want to understand their policy.

Of course, not all life insurance policies have the same exclusions, so you'll need to check with your insurance provider to know exactly what your exclusions are.

Counter Offer Exclusions If your policy was issued with any exclusion, as described in a counter offer agreement made with you, claims are not eligible if they relate to these eExclusions If your policy was issued with any exclusion, as described in a counter offer agreement made with you, claims are not eligible if they relate to these exclusionsexclusions.

Most homeowners insurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insurance Program.

Of course, you can look up every local insurance company in the phone book and ask each for quotes on similar policies with similar limits and similar exclusions and coverage; this, however, is really more hassle than you need to put yourself through.

This means that, for personal property like your furniture, your renters insurance covers you against risks named specifically in the policy yet is subject to the usual exclusions and limitations that come with the policy language.

Let's assume that the dog is disclosed and not excluded from the policy with an animal liability exclusion endorsement.

Flood is always an exclusion, and that has to do with the fact that there's a Federal program to write those policies because the exposure is so great.

A federal flood insurance policy has a large number of exclusions though, so you may not receive the full payment expected if you're not familiar with them.

Find out what you would be covered for with each policy and what you are not covered for (exclusions) including any caps or limits.

Even the best policy with the best coverage can have important «fine print» details and exclusions.

Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice.

An open perils policy is also shorter than a standard named perils policy — the endorsement replaces the list of what's covered with much more sweeping language and those very limited exclusions.

Another thing: Most policies come with exclusions, so a claim will only pay out if damage was due to a covered event.

Please call to speak with an agent for policy specific information, including limitations and exclusions.

Obviously, the premium for the Whole Pet policy is going to be higher, but it seems to be competitive with other pet insurance companies who reimburse according to a percentage of invoice - especially considering it includes wellness coverage and has virtually no exclusions for medical conditions.

For complete details on your gift policy, including limitations and exclusions, check coverage information included with your enrollment.

Healthy Paws makes every effort to be transparent throughout our website, during the online quote process, in conversation with our Customer Care Team and in the policy documents about the limited exclusions of our policy.

Why: It took the company 7 months to underwrite the policies and then they came back to me with exclusions that were totally ridi...

This provides full medical coverage around the world (sometimes with exclusions depending on the policy).

At World Nomads, we aim to present insurance terms with clarity, however there are times when certain terms will have various restrictions, limits and exclusions, which only the description of coverage (policy wording) can fully explain.

Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice.

The New York Times recently shed light on yet another important aspect of gas drilling leases, that U.S. Department of Agriculture rural housing loans are being routinely granted on properties with oil and gas leases using a so - called «categorical exclusion» from the National Environmental Policy Act (NEPA), although such exclusions are only supposed to apply to properties without environmental risks.

It's arcane terminology and its structure (replete with abstruse definitions, exclusions of liability, unjustified conditions precedent to liability and excessive notice provisions) resembles an insurance policy a lot more than anything one might recognise as a compensatory scheme for victims.

Accordingly, excepting a passenger with actual knowledge that the driver is uninsured and the possible permitted exclusion of a passenger who knows that the vehicle has been stolen, all the other exclusions are unsustainable under the superior Community law as they conflict with the directive policy aim of ensuring a consistent compensatory guarantee scheme across the different member states.

[3] The Court also noted that where the language of the policy is ambiguous, the court should resolve the ambiguity in accordance with general rules of contract construction, contra proferentem and the principle that coverage clauses should be construed broadly in favour of the insured and exclusion clauses narrowly against the insurer.