Sentences with phrase «policy expenses as»

Aegon - Religare's website describes it as «a product suited for someone looking to reduce the life insurance policy expenses as their responsibilities decrease.»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

For purposes of computing ratios, billing and policy fees and other (which are a component of other revenues) are allocated as a reduction of underwriting expenses.

Netflix provides another classic example, having boiled down a complex policy governing business expenses to «spend the company's money as if it were your own.»

These policies help to protect against payments as the result of bodily injury or property damage, medical expenses, the cost of de1fending lawsuits, and settlement bonds or judgments required during an appeal procedure.

As the company's Chief Talent Officer, she helped build a corporate culture with no limits on vacation, a five - word expense policy and a belief that employees should be treated as adultAs the company's Chief Talent Officer, she helped build a corporate culture with no limits on vacation, a five - word expense policy and a belief that employees should be treated as adultas adults.

would both increase the HSA limits to $ 9,000 for individuals and $ 18,000 for families, as well as allow employees to use that money to buy policies, in addition to any out of pocket health care expenses.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Policies protect against payments as the result of bodily injury, property damage (including if the property is damaged off - premise), medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.

«Cyber insurance policies started to evolve to pick up those expenses, as well as providing what I call «crisis management coverage» — helping companies deal with the moving parts of dealing with a breach.»

There are some whole life insurance policies that are marketed as final expense insurance or burial insurance, which come at a low price.

An earlier filing might have been a telltale sign about the financial problems to come: Tesla disclosed that it had begun reimbursing Mr. Musk for his use of his private plane, justifying the cost by saying, «By paying only the variable expenses of Mr. Musk's private airplane, consistent with the reimbursement policy in place, we will recognize a cost saving as compared to the customary practice for an initial public offering road show.»

You should model your expense reports after your policy and keep them as simple as possible.

Spain could therefore either use the imported German capital to (a) increase domestic investment (which it did in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (which it also did)(c) accept higher unemployment (which it is now forced to do) which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (which Europe as a whole is trying to do and which will go nowhere in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian policies).

I have not seen addressed in Dr. Pettis» writing but given several statistics I have seen, I believe the business share of GDP is high at the expense of household's as a results of decades of policies.

As our efficient procure - to - pay management helps you reduce expenses for unnecessary services, we make sure strict compliance to corporate policies and governmental requirements.

This policy can be particularly useful if you have a particular outstanding expense or loan, such as a mortgage loan which would be reduced over time, that your family couldn't cover payments for without your income.

Medical care expenses are a big category, and you should check out the IRS list of what qualifies, such as fees to doctors, dentists, surgeons, chiropractors, psychiatrists, psychologists and nontraditional medical practitioners, as well as insurance premiums you paid for policies that cover medical care or for a qualified long - term care insurance policy.

As Durham puts it, because UL policies are paying very low interest rates, some companies found that their UL policies did not earn enough credited interest to cover the expenses of the contracts.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

Reno sees the policies of modern progressivism as an elite enterprise, pursued for the convenience of the rich and powerful at the expense of the poor and vulnerable.

As an example, any policy aimed at preserving Generation's Me - me - me (aka Baby Boomers) Social Security is wildly popular right now because the Baby Boomers who benefit from it (at the expense of the next generations) comprise the majority of population, and those who will be harmed by it aren't realizing it till it will be their time to retire 20 - 40 years from now.

Opponents claimed that it would lead to a poorly co-ordinated economic policy and could potentially lead to conflict in fiscal and monetary policy aims, resulting in particular from an over-emphasis in setting rates to meet inflation targets at the expense of other factors such as the exchange rate.

The City Council will hold a series of hearings on the mayor's preliminary budget and issue a response with policy recommendations, as well as expense and revenue proposals.

Just as the management of MPs expenses has been changed to reflect the growing concerns that it was not being properly and professionally managed, so too must the setting of HR and line management policy.

Humanists UK Director of Public Affairs and Policy Richy Thompson commented, «It is alarming to see that, as the Church of England continues to represent an ever smaller fraction of the public, its state schools are increasingly being used as tools for recruitment, at public expense.

The outlook for oil prices in my view, remains problematic especially with the advent of pro-energy policies in the US by President Trump's administration and less restraints on oil production and pipelines as a result of climate concerns; the reserves accretion is probably artificial and worse still, at the expense of trade and manufacturing output; the IMF and World Bank have been wrong many times before -LRB-!)

This is evident in the policy of the government, which pays greater attention to trivial educational inputs, such as common uniforms for pupils at the expense of regular payment of teachers salaries.

First - year fellows who are hired and paid directly by their host office are not eligible for reimbursement for moving expenses, as stipulated by federal policy.

Those favoring a permanent credit, a long list that includes Obama as well as business and academic leaders, say such policy lurches create uncertainty for companies doing long - term planning, making them less likely to invest in risky projects if they think they can't defray expenses.

The few who stand to benefit from such policies can nonetheless lose out to other strong interests, as happened when a proposal to increase high - skill visas — at the expense of visas devoted to increasing cultural diversity — failed in Congress late in 2012.

With no insight into how climate projections are judged, the public could take away from situations such as the IPCC's uncertain conclusion about Antarctica in 2007 that the problems of climate change are inconsequential or that scientists do not know enough to justify the effort (and possible expense) of a public - policy response, he said.

Second, it's a sign that the politics of pensions may be changing as people start to realize that pension systems with a few big winners at the expense of lots of small losers is not a good retirement policy.

An effect of this size would be so small as to be essentially negligible from the standpoint of public policy; a one - point gain is too little to justify the expense of class - size reduction.

State laws, not national policy, determine which school expenses must be taxpayer - funded and which can be charged to students as user fees.

That's because the expenditures are listed in NEA's financial disclosure report as expenses for «media,» going to Independent Strategies, one of Rakis and Varoga's groups, for «generalized message, program expenses,» or «membership communication development,» or «legislative policy development.»

«They see this as proof that the more equally weighted, combined measure is superior, but they omit all discussion of the expense and difficulty of collecting the classroom observations and student surveys,» said Jay P. Greene, a professor of education policy at the University of Arkansas.

«Quality and state spending on pre-K are also higher in states with salary parity policies... Moreover, we see no evidence that salary parity and the associated higher earnings for pre-K teachers comes at the expense of coverage, as the share of the four - year - old population enrolled in states with salary parity policy is statistically level with that of states without parity policy.»

Indeed, Conservative backbenchers and the media seem to be increasingly interested in the lack of vision and ideas across Whitehall as Brexit, just like before, takes centre stage at the expense of virtually all domestic policy issues.

Some see the refusal to participate in SBAC testing as an act of courage and conviction; they see it as willful push - back against flawed education reform policies that since the passage of NCLB have failed to improve education in America's public schools and yet continue to be promoted by special interests who seek to profit at student, parent, and taxpayer expense.

If your car is stolen, this protection can help offset the cost of theft - related expenses such as your insurance policy deductible and rental car reimbursement.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

A long - term care policy, purchased when one is younger, behaves as if it's prefunding one's late - life healthcare expenses on a level - payment basis.

While these products are all structured differently, the term and whole life insurance policies would fall within the category of final expense insurance, as they have limited payouts that are better suited to covering end - of - life costs than income replacement.

But he can use the same low - expense SUL policy as a surrogate joint - life term by paying premiums to keep it in force for 20 years.

Further, even if your child held on to the policy for 25 years, say, the cash value would still likely be too small to cover large expenses, such as paying for a wedding.

There are some whole life insurance policies that are marketed as final expense insurance or burial insurance, which come at a low price.

Funeral Advantage is essentially a whole life insurance policy designed to cover a limited set of costs associated with your passing, and is also referred to as final expense insurance.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Further, those costs are unfairly distributed because unreimbursed expenses, such as those in excess of a policy limit or deductibles, are borne by the parties in proportion to the size of the loss.