American National continues to rank very high as most affordable term life insurance providers and offers one of the highest
policy face values without a medical exam in the industry.
Not exact matches
Universal means you can easily tinker with the main features
without having to alter the
policy in writing (e.g.,
face value, premiums, bells and whistles, etc.).
Guaranteed issue coverage
policies generally have a lower
face value, but they provide coverage to all applicants
without requiring a medical exam or medical history.
The convertible insurance
policy provides the option to change the
face value of the
policy into a cash -
value policy offered by the insurer in case you reach 65 years of age and are not financially secure enough to go
without insurance.
An adjustable life
policy gives you the flexibility to adjust the
face value, premium, and length of coverage
without having to completely change
policies.
The charity benefits by receiving the full
face value of the
policy without taxes.
Without a medical exam, term
policies can carry
face values ranging from $ 50,000 - $ 399,000, and GULs range from $ 25,000 - $ 249,000.
Convertible Term Insurance allows the policyholder to change the
face value of the term
policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life,
without any penalties or evidence of insurability.