Sentences with phrase «policy features and benefits»

It is advisable to appraise your existing policy features and benefits to evaluate if it covers your health needs.

A life insurance agent — like Quotacy — will get you the best policy features and benefits for your needs during the application stage and will service your policy after you buy life insurance.

Comparing policy features and benefits is key — and so is taking a good look at the life insurance company that will be underwriting the policy itself.

A life insurance agent — like Quotacy — will get you the best policy features and benefits for your needs during the application stage and will service your policy after you buy life insurance.

Not exact matches

While the cash value feature is an attractive option it's important to remember, though, that tapping into the cash value of a life insurance policy reduces its value and death benefit and increases the chance the policy will lapse.

This feature guarantees that the policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy policy debt never exceeds the Policy Policy Value.

There was a congressional benefit for the Shakespeare Theater Company in D.C. last year which featured a scene where the interns fled the summer heat of D.C. and were followed by members of congress who were terrified because without the interns, they had no clue how to access their own Twitter accounts and had no clue what the President's new Foreign Policy stances of the day were.

You simply want to know what different policy types, features, and death benefit amounts might cost.

Take your time to compare how different death benefit amounts, policy features, and riders may influence your monthly premium rate.

The lone exception is when the policy has an accelerated death benefits feature, and the owner has a terminal illness.

A base rate based on your age, gender, smoking history, state of residence, benefit period, elimination period, and policy features.

Electric provides a suite of added features and benefits above the standard coverage and protection typically offered in insurance policies.

Each of these policies has features and benefits that are specific to that policy type.

Life insurance policies in fact are so popular that earlier the product which was meant simply to provide death benefit, nowadays has started offering many different features which offer growth in investment, an opportunity to invest in the market, investments that are goal oriented and much more.

When shopping for term life insurance, the key policy features which will impact premiums are the term length and death benefit.

Premiums vary based upon the policy features you select: elimination period, benefit period, and monthly benefit amount.

This option is called an accelerated death benefit and is a common feature for life insurance policies.

On the protection side, it generally includes a tax - free death benefit to your loved ones and has an optional feature that gives you the ability to access your policy values to help pay for costs should the insured suffer from a chronic or terminal illness, just in case.

Such is the popularity of the policy that the simple aim of only providing death benefit to the policy holder has now multiplied to several features that offer growth in investment, opportunity to invest in the market, goal oriented investments and much more.

Life insurance policy provisions describe or explain various features, benefits and conditions of your life insurance policy.

The features and benefits of this life insurance policy are as follows:

It refers to the brief summary of all the important features (Maturity Benefit, Life Cover, Sum Assured, Guaranteed and Non-guaranteed Benefits, Tax Benefit etc.) of the Insurance Policy.

Following are the features and benefits of this life insurance policy:

Seg funds are simply a special kind of mutual fund with three extra features thrown in (for a fee, of course): (1) A certain amount of creditor protection, as they are considered as insurance policies (2) Downside protection in the form of a promise to return 75 % to 100 % of capital in a certain number of years, usually ten and (3) a death benefit that allows the beneficiary to redeem the fund at the purchase price in the event of death within the 10 year period.

Permanent life insurance policies provide a death benefit as well as other unique features such as lifelong protection and the ability to accumulate cash values on a tax - deferred basis, similar to assets in most retirement - savings plans.

Although whole and universal life policies have their own unique features and benefits, they both focus on providing your loved ones with the money they'll need when you die.

Life insurance is subject to exclusions and limitations and terms for keeping it in force, Certain types of policies, features and benefits may not be available in all jurisdictions or may be different.

On the protection side, it generally includes a tax - free death benefit to your clients» loved ones and has an optional feature that gives them the ability to access their policy values to help pay for costs should the insured suffer from a chronic or terminal illness, just in case.

Some insurance policies are quite complex and can have a number of features such as guaranteed death benefits, guaranteed interest etc., incorporated into them.

«Those with a Hailo for Business account also benefit from features such as online booking, expense and travel policy management.

This overview of cover provides a guide to the cover provided under the policy by setting out the significant features, benefits, limitations and exclusions.

Some «revenue - neutral» climate - change proposals — including I - 732 — include tax cuts and / or tax benefits targeted for lower - income households, and proponents may characterize such policy features as a blow for equity.

More Complexity: The added features and benefits available with a whole life policy do make it more complex than term life insurance.

You get the flexibility to adjust benefits and premiums, plus select from optional features and riders, to tailor the policy to your own personal needs.

The policy delineates or separates how the administration, the death benefits and cash accumulation features are to be handled.

These quotes will help you compare the features and benefits of each policy and the coverage options available.

The policy features guaranteed death - benefit protection and flexibility to make partial withdrawals while maintaining pro-rated benefits.

This universal policy features a guaranteed death benefit and can be used toward key man business life insurance.

Be careful to compare policies with identical features and benefits.

The difference between a permanent policy and a term policy is that a permanent policy provides not only death benefits but a cash value accumulation feature.

This policy features little to no underwriting, with benefits only paid should death occur within a specified period of time (between two and three policy years).

With a Universal Life policy with Secondary Guarantees, the death benefit is guaranteed for life and you have the flexibility of adjusting your premiums, a valuable feature since estate tax rates and exclusion amounts keep changing from year to year.

In the following section we will break down the different policies offered and point out some key features and benefits of each.

Optional features and benefits also allow you to tailor the policy to fit your specific needs.

As a form of permanent life insurance, this plan provides death benefits and a cash value accumulation feature which grows through the life of the policy.

We have a free online quote form, we have a toll - free phone number, and we can use screen - sharing technology to show you real - time quotes, benefits, and features of the best insurance policies.

If you borrow money using the policy's loan features, and die with the loan not having been paid back, the balance of the loan will be deducted from your death benefit.

It can change your disability definition, total benefit, ability to receive claims, and many other features of your policy.

And you can enhance the benefits of a particular life insurance policy type by adding additional features in the form of life insurance riders.

With policy benefits being equal, premiums can be carefully evaluated and potential policy feature variations can accurately be identified.