Sentences with phrase «policy fees associated»

In a broad finance perspective, two policies issued for your vehicle and your house results in incurring two administrative and policy fees associated with them, not to mention double the potential taxes and deductibles.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Indexed Universal Life products are not an investment in the «market» or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.

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Therefore, if your college student causes bodily injury or property damage to another person while away at college and a lawsuit is presented against them, your policy would most likely help pay for associated legal defense fees and court costs.

One of the primary reasons is your policy is paid up and many of the fees associated with it are no longer taken, providing a higher return dollar for dollar.

Either it's money that essentially covers the cost of selling and issuing the policy initially, and per the insurance contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the policy is issued.

There may also be additional fees and charges associated with a VUL policy.

There are fees and charges associated with variable universal life policies, including cost of insurance charges, surrender charges, administrative and investment management fees, mortality and expense risk charges, and charges for optional benefits.

The vast majority of people choose to pay for that policy in full for the year, because there are inevitably fees associated with billing it monthly.

Also, there are additional fees and charges associated with a variable universal life insurance policy that are not found in a whole life policy, such as management fees.

While you may see tax advantages with this type of policy — you are earning returns or income that you do not have to pay taxes on — there are fees associated with the policies that may offset the tax advantages.

Fortunately, your landlord insurance policy may be able to shield you from losses associated with these problems and will frequently include coverage for court costs and legal defense fees, up to your coverage limit.

In addition, life insurance policy loans that are taken from a cash value life insurance policy will also likely have associated administrative costs and other fees.

Fortunately, in this type of situation, your landlord insurance policy may be able to shield you from the losses associated with these problems and will typically include coverage for court costs and legal defense fees, up to your purchased coverage limit.

(Remember, policies commonly cover medical expenses and lawyer fees associated with an accident someone has at your place.)

Permanent life insurance policies sound like a dream come true — life insurance and an investment in one — but the high fees normally associated with permanent life insurance make these policies prohibitively expensive.

What's not covered: As with most pet insurance companies, a Trupanion policy will not cover teeth cleaning (prophylaxis) or its associated fees (such as anesthesia or pre-anesthetic blood work).

Problems are often associated with bad policy decisions continued dirty energy usage / generation and some mandatory actions need to be made, i.e. Carbon fee and dividend or more and bigger renewable energy projects.

According to Harper, change will only come if «clients to press harder for alternative fee arrangements, courts to back away from policies that embed the billable hour, law firm leaders to stop rewarding excessive associate hours and senior partners to consider the deleterious consequences of their myopic focus on short - term profit - maximizing behavior.»

In respect of all Associates, excluding Quebec, the claim seeks damages for excessive charges by Shoppers Drug Mart in respect of cost recovery fees and equipment rentals and leasing, as well as commercially unreasonable procurement and inventory policies.

In this action, the plaintiffs allege that Shoppers breached its Associate Agreements by charging excessive cost recovery fees and equipment rental fees as well as issues pertaining to leasing and commercially unreasonable procurement and inventory policies.

It is the policy of the company to recover all debts and associated court costs and legal fees incurred in so doing.

Surrender fees allow an insurer to recoup costs associated with issuing the policy, including commissions.

The life insurance surrender charge is something that can be avoided with a little planning ahead, so it is important that you read about the fees associated with your policy.

It is what your policy is worth to you today, minus any penalties or fees associated with surrendering your policy early.

Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit individual needs.

Umbrella policies cover claims, as well as defense costs and attorney fees associated with claims that your umbrella policy covers, that may not be covered by your primary auto or homeowners policy, and coverage is provided should you be sued for the following:

Against: «The fees associated with life insurance policies usually eat away at the rate of return,» says Carrie Houchins - Witt, a financial advisor in Coralville, Iowa.

Fortunately, a landlord insurance policy may be able to cover these damages, as well any associated court costs or legal defense fees, up to your coverage limit.

(Remember, policies commonly cover medical expenses and lawyer fees associated with an accident someone has at your place.)

But, that $ 300 average — which amounts to $ 25 a month — is all - in, including all coverage and fees associated with your policy.

Nearly all renters liability policies include compensation for court costs and legal fees associated with a liability lawsuit.

The costs associated with injury, property damage and legal fees can add up fast, and can quickly soar past the limits you have set on your policy in the event of an accident.

Life insurance has fees and charges associated with it that include costs of insurance that vary based on the insured person's sex, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Fees and charges − Before you buy, ask about the fees and charges associated with a life insurance policy, how they're calculated and what they're Fees and charges − Before you buy, ask about the fees and charges associated with a life insurance policy, how they're calculated and what they're fees and charges associated with a life insurance policy, how they're calculated and what they're for.

In addition, life insurance policy loans that are taken from a cash value life insurance policy will also likely have associated administrative costs and other fees.

Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

The higher cost of permanent insurance goes to fees and commissions associated with the investment part of the policy.

The additional premium that you pay goes into the cash value of your policy, as well as payment of the many fees that are associated with whole life policies.

In the end, if investment is your bottom line, there are other routes you can take that provide better returns that come without the expensive premiums and high fees associated with a whole life insurance policy.

Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs.

A huge negative for the universal life policy is the fees associated with it that will be coming out from your premium.

You won't pay the high policy fees and agent commissions associated with permanent life insurance, your investment performance won't be tied to the life insurance company's financial performance, and you won't be limited to the investments the insurance company offers.

With increased healthcare costs and legal fees associated with lawsuits, umbrella policies are becoming increasingly important.

There are fees and charges associated with variable universal life policies, including cost of insurance charges, surrender charges, administrative and investment management fees, mortality and expense charges, and charges for optional benefits.

While you may see tax advantages with this type of policy — you are earning returns or income that you do not have to pay taxes on — there are fees associated with the policies that may offset the tax advantages.

In order to get a no - load life insurance quote, you may need to speak directly with a life insurance representative and ask if it is «No load», or if any annual fees are associated with the life insurance policy.