Sentences with phrase «policy forms in»

It is essential to be aware of the differences in these two policy forms in order to make the most effective decision.
First, be aware that there are two common policy forms in use in the State of Texas.
While here, Mr. Makin consulted on the evaluation of risks and claims, and the drafting of policy forms in connection with technology errors and omissions and specialty intellectual property insurance policies.
It is essential to be aware of the differences in these two policy forms in order to make the most effective decision.
Bear in mind that there are two common policy forms in Texas, the HO - 4 and the HO - BT.
Generally, the HO - 4 is the one you'd want in this situation because the HO - BT is a somewhat more limited policy form in many aspects.
Earth movement is excluded from the standard policy form in California.
Generally, the HO - 4 is the one you'd want in this situation because the HO - BT is a somewhat more limited policy form in many aspects.

Not exact matches

«No matter how Adblock Plus tries to justify their form of extortion, or make it seem harmless, it is a practice that will continue to erode the value exchange that powers the free and open Internet,» said IAB public policy chief Dave Grimaldi in a statement.
Your home and auto policies already offer some form of liability coverage in the event you're sued for bodily injury or property damage.
In an internal memo obtained by CNBC, IBM's Rometty condemned the «hate groups in Charlottesville» and said the policy forum «can no longer serve the purpose for which it was formed.&raquIn an internal memo obtained by CNBC, IBM's Rometty condemned the «hate groups in Charlottesville» and said the policy forum «can no longer serve the purpose for which it was formed.&raquin Charlottesville» and said the policy forum «can no longer serve the purpose for which it was formed
But one thing is certain: either Italy gets some form of government and continues credible economic reforms and fiscal consolidation, or the markets - with active help from Germany et al. - will force Rome in an IMF - EU - ECB ward where these policies will be imposed.
«The coalition that allowed a majority to form government in March 1933 might not have been able to form had fiscal policy been more expansionary,» the researchers wrote.
Most of the CEOs believe Canada's foreign ownership policies are uncoordinated and need to be re-examined, although 29 % of the respondents say the country's rules tend to work well in their current form.
Risk managers and researchers say the cyber insurance policy, the industry's hottest product, could be unsustainable in its current form.
For the economy overall — including big swaths of Trump country — trade policy veterans of past Republican administrations say the challenge now is limiting damage in the form of disrupted supply chains, higher prices and lost jobs.
Frankel urged a form of managed competition, in which oil producers would recognise their common interests and coordinate their policies at strategic level while remaining competitors at tactical level.
If his policy were accommodating, it might look like he feared retaliation by the bank in the form of tighter terms on those same loans.
For the economy overall, trade policy veterans of past Republican administrations say the challenge now is limiting damage in the form of disrupted supply chains, higher prices and lost jobs.
But for the economy overall — including big swaths of Trump country — trade policy veterans of past Republican administrations say the challenge now is limiting damage in the form of disrupted supply chains, higher prices and lost jobs.
«The landscape of e-communications and the «Internet of things» changes so rapidly that to focus on one specific form of communication, or a specific device, may render a policy obsolete in a matter of months,» Krugel says.
But then again, so is demographics, water scarcity, technological change, creativity, policy choices, public sentiment, corruption, cultural differences, new forms of energy and a myriad of other factors, all interacting in unpredictable ways.
In 1936, Mussolini formed an alliance with Nazi leader Adolf Hitler in which he introduced anti-Semitic policies in ItalIn 1936, Mussolini formed an alliance with Nazi leader Adolf Hitler in which he introduced anti-Semitic policies in Italin which he introduced anti-Semitic policies in Italin Italy.
Besides anti-immigration sentiment, Dimon is also worried about the risk «de-globalization» poses to J.P. Morgan in the form of «poorly conceived anti-trade policies» with Mexico and China, two countries where Trump has made it clear he is not happy with the status quo.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Some online merchants that accept bitcoin as payment, according the FTC, may not deliver the product on time or may only offer refunds in the form of store credit, not currency: «That is why it is important to always know the seller and their policies before making a purchase.»
Leaving aside any potential issues with our hiring policies or company culture, what sort of questions / puzzles / brainteasers can I ask in our online application form or phone interview that can potentially screen those candidates who are motivated by providing great work and service, rather than those who want a «cool» name on their resume?
For example, you could have a policy that bans all forms of electioneering in the office.
In a recent interview, Harper laid out new policy considerations that form part of the «net benefit test» for proposed foreign acquisitions.
Tied for the largest single donation to Arizonans for Responsible Drug Policy, the campaign against the state's recreational marijuana proposal, was $ 500,000 from Insys Therapeutics, a pharmaceutical company known for selling the painkiller fentanyl in the form of a sublingual spray.
The general policy of the Board is that compensation for independent directors should be a mix of cash and equity - based compensation, with the majority of compensation being provided in the form of equity - based compensation.
Lender - paid mortgage insurance is a slightly misleading term that refers to policies paid for up front or in the form of higher mortgage rates.
The sixth, and most extensive, form of co-operation is where individual countries cede control over an arm of policy to an international body, which conducts that policy in pursuit of a collective goal.
Some people believe that these policies will prove too effective and will induce runaway inflation; others believe that they have been largely ineffective but carry significant future costs in the form of financial instability and lost central bank independence.
The bilingual code aims to help family businesses set governance structures in the form of rules, policies, and procedures.
Excess liability protection is usually in the form of combined single limits, which doesn't set aside a set amount for bodily injury or property damage that the standard auto policy does.
Trump formed corporate advisory groups in part to show how closely he was pulling in corporate executives after they often complained about tax and regulatory policies during the Obama administration.
Policy and rider form numbers may vary by state and may not be available in all states.
The HRC has reaffirmed the policy of deferring a portion of annual incentive compensation for the Company's highest earners in the form of long - term awards whose vesting terms take into account longer risk - emergence periods, and has overseen the implementation of standard performance objectives for the Company's control function staff to further prevent or discourage excessive risk - taking.
Effective May 3, 2007, our director equity compensation policy provides that non-employee directors» initial annual equity awards shall be made in the form of RSUs.
«PIAC is calling on policy makers to define «loyalty currency» as a form of non-cash payment, with the intention of having loyalty currency enjoy protections similar to other forms of payment under the payments system in Canada» added John Lawford, Executive Director of PIAC.
However, with the inception of the inflation target, the quarterly assessments on its view of the current and future state of the Australian economy gradually increased in length and depth of analysis, to reach their present form where they are published as a stand - alone document — the quarterly Statement on Monetary Policy.
The company, which has a longstanding policy of paying out 70 - 80 % of its cash flow per share as dividends, returns over $ 5 billion to shareholders each year in the form of dividends.
Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.
Here it is important, in my view, for policy - makers to encourage markets to form their expectations on the basis of the central bank behaving consistently with its announced inflation objective.
Additional information about material risk factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward - looking statements may be found under «Risk Factors» in our most recent Annual Information Form, under «Risk Management», «Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulators.
One form of this model was practiced beginning in the 1930s by the Soviet Union, which more or less invented it, although we also see similarities in German economic policies during the same period.
Spain could therefore either use the imported German capital to (a) increase domestic investment (which it did in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (which it also did)(c) accept higher unemployment (which it is now forced to do) which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (which Europe as a whole is trying to do and which will go nowhere in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian policies).
In addition, term policies are typically the cheapest form of no medical exam insurance.
Roper and other consumer advocates argue that conflicted advice is deeply engrained in the brokerage business model, echoing the concerns outlined in a recent leaked White House policy memo in which officials concluded that «the current regulatory environment creates perverse incentives that ultimately cost investors billions of dollars a year» in the form of unnecessary rollovers of 401 (k) plans into costly IRAs, and «excessive churning (repeated buying and selling) of retirement assets.»
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