Sentences with phrase «policy holder do»

It's because a large percentage of policy holder don't stick with them long enough from them to turn in their favor.

No one really cares what real inflation is and the policy holders don't either because the demon is deflation.

But 76 percent of auto policy holders do have comprehensive coverage, according to the Insurance Information Institute.

The policy holder does not earn any interest for the excess premium paid.

After such calculations have been made, the premium rates stays relatively constant throughout the duration of the policy given that the policy holder does not make any major changes to the plan.

Bad mouthing a company because a policy holder did not read and understand their policy is a waste of everyone's time.

A report on essential health benefits from December 2011 notes that 9 % of individual policy holders didn't have basic prescription drug coverage, 34 % didn't have substance abuse coverage, and a whopping 62 % didn't have maternity coverage.

On most health insurance policies pre-existing conditions are only a concern if the policy holder did not have prior coverage with another health insurance carrier.

Interestingly enough, many auto insurance policy holders do not spend very much time thinking about exactly what is insured under their motor vehicle insurance policy beyond the motor car itself.

The various types of insurance that consumers purchase are generally viewed as a necessary expense that policy holders don't think about much in everyday life, except to grumble about the cost of the premiums.

One drawback is the policy holder does not have the liberty to choose facilities when it comes to medical insurance Dubai.

Therefore, the policy holder does not need to worry about the premium increasing — even if he or she contracts an adverse health condition.

While replacing your current life insurance coverage may not always be a good idea, there are several good reasons why some policy holders do so.

Free look period: If the policy holder doesn't want to continue with the policy, he can cancel it by giving the reason of cancellation of policy.

The policy holder doesn't have to pay the premiums any longer.

No claim Bonus - If the individual policy holder does not make a claim on their policy through the entire tenure, the policy holder receives a No Claim Bonus.

Different insurance companies offer very different terms for their trip cancellation coverage, but in general, policy holders don't have to submit more than simple receipts (and proof that a covered event occurred) to receive a payout on a trip cancellation claim.

This will not end here, if a policy holder doesn't claim for continuous 3 year, he / she will get 30 % more rebate.

Auto Cover Continuance: This feature ensures the life cover continues for one year even if the policy holder doesn't pay the premium.

In many cases policy holders do not ever really take the time to look at their policies and try to understand the terms and definitions contained therein.

Car Insurance Comparison Quotes Although plenty of auto insurance policy holders do renew their policies with the same company year after year, there are many who choose to read more...

However, the policy holder does have two options.

If the policy holder does not make a selection, the terms of the policy will generally stipulate which option would go into effect, in the event that the policy lapses or is surrendered.

Very often, policy holders do not realize that they are required to update their auto insurance company when they get married, move, get a new car or need a change in coverage.

So if policy holder does not not want to received maturity or death claim amount in one go, costumer has option for equal amount over period of 5, 10 and 15 years.

If the policy holder doesn't change the name of the beneficiary after the beneficiaries death, depending on what state you live in it goes to next of kin.

All the insurace companies are one and the same cos all these are governed by IRDA, so the policy holder does not need to worry about his claim even when the JV exits its business from india.

Not exact matches

When an employee takes a government job that requires divesting of assets in order to prevent conflicts of interest — as the role of Treasury Secretary certainly would, and did for the current holder of that office, Steven Mnuchin — J.P. Morgan's policy fast - tracks the vesting of the employee's stock awards.

Although discussions of monetary policy since the crisis have mainly had to do with the quantity of money, and central banks» efforts to expand that quantity so as to stimulate spending, the effects of the crisis, and of governments» response to it, on the quality of money, and especially on the investments its holders have been funding, deserve at least as much attention.

Once holder of the worst record in hockey history, New York's «other team» is suddenly a threat to meet the Rangers in the Stanley Cup's first round, and the Islanders don't believe in a good - neighbor policy

Back in 2005, Tony Blair held a meeting with Tory MEPs in his role as holder of the Council presidency, during which he implored us to support his Government's policy because he couldn't count on his own party's representatives to do so.

Martin said if affected homeowners do not purchase flood insurance, the mortgage holder will decide which policy they get.

But for the regions that are faced with increasingly stressful weather patterns, «there's a great deal that could be done to offset the impacts of climate change through adaptation, farming with new technology and government policies that are conducive to promoting small - holder agriculture,» he said.

Using statistics from the ERS White book and resources from ERS / ELF Healthy Lungs for Life campaign, ERS experts outline what can be done by all stake holders in respiratory medicine, from healthcare professionals to policy makers, to help make the changes we need to #BreatheCleanAir.

They can afford to do so because of their size and because of policies that advantage them, and because stock - holders and financial analysts have bought in to their strategy.

Hi Vipul, on maturity of ulip for Type 2 option on a ulip do you get funds value + sum assured or is it only in case of death of policy holder.

As a policy holder, be fully aware of what your insurance plan does and does not cover.

A preliminary step before you do anything else is to call the insurance company's policy holders service department and give them the policy number on the statement and whatever information they request from you.

A related reason why a mutual life insurance company is preferable is because excess profits are NOT used for purposes that do not benefit the policy holders, such as large executive bonuses AND a conflict could arise if a stock company is concerned.

Insurance providers do their best to gauge each individual policy holder's potential risk; and since risk to a vehicle tends to be significantly lower in rural areas and places where population density is low, it's easier to understand how even large, national insurance providers are able to offer such bargains here.

Similarly, since Southwest tickets come with free checked baggage and their generous change / cancel policy, elite status holders don't need these kinds of fee waivers.

Understand that as long as it is economically feasible for the policy holder to pay the base premium, it is highly advisable to continue to do so in order to foster ongoing growth in the cash value.

While this is not strictly a fee, the effect of this policy is to charge account - holders who do not opt for automatic payments a fee.

This does not concern insurance companies because they base payments only on what the average life expectancy is for all of their policy holders.

This means that the company does not have to answer to shareholders, but rather is owned by the policy holders that it serves.

Some policies do allow for a guaranteed number of payment years, which will be paid to an annuitant's estate if both the policy holder and their spouse at an early age.

If the company does well, the rate of return for the policy holders increases.

Another reason why a mutual life insurance company is ideal for our purposes is because excess profits are NOT used for purposes that do not benefit the policy holders — for things like large executive bonuses.

«The fact that one group of policy holders» exposures has imperiled the policies of the other does not mean they should forfeit the value of their claims altogether,» the Bank of America analysts said.

All insurance companies doing business in the United States are regulated by state law, and required to maintain enough capital and surplus to satisfy their obligations to their policy holders.