Sentences with phrase «policy holders who»

The percentages covered by each party will be defined in the insurance contract and it's important for policy holders who have coinsurance to understand their obligations under that contract.
Personal property and personal liability protection are important to policy holders who understand their importance, particularly those among us who have ever had to file claims against their Tyler renters insurance policy.
A life insurance policy will go a long way in assuring you that your family will be taken care of in your absence and TROPs are perfect for policy holders who expect to survive the term of the policy.
One of the most significant advantages offered by a short - term auto coverage option like month to month insurance is the great flexibility it affords to policy holders who choose to take on this type of policy.
Most Kansas City insurance providers offer discounts to policy holders who take out multiple policies.
But there is hope for auto insurance policy holders who are seeking relief from the pressure of ever rising auto insurance premiums.
Insurers also aim to compensate policy holders who spend on their health but don't claim from the companies.
It added that the enhanced death benefit provided by HDFC Life to its policy holders with effect from April 1, 2012 shall be offered to all the policy holders who have opted for the products prior to April 1, 2012 also and shall be debited from the shareholders» account as and when these additional death benefits are settled.
The first is the guaranteed surrender value for policy holders who have paid premiums for three years.
Auto insurance companies frequently give discounts to policy holders who work in certain companies, or are members of certain organizations.
For the motor vehicle insurance policy holders who actually abide by state laws and keep up their policies, these accidents are a source of endless frustration.
Policy holders who understand the life of the claims adjuster and the way the insurance claims process works cab more effectively negotiate their way to a better deal on their claim settlement.
A one - time bonus, insurers may declare it for those policy holders who have stayed loyal till the plan maturity and not surrendered the plan mid-way.
Many Portland insurance providers offer discounts to policy holders who appear less risky.
Some policy holders who have no other options may consider policy alterations like increasing their deductible, lowering their limits, or purchasing less comprehensive coverage to lower their rates.
It is not uncommon to find policy holders who make changes in the beneficiary section of their insurance plan.
The first type is «First Claim Basis», under which the sum assured is payable on the death of any of the two policy holders who dies first and the policy ceases, thereafter.
The deal to bring about reforms in the no - fault insurance plan offered a ray of hope to Florida insurance policy holders who were reeling under very high insurance premiums.
Policy holders who participate in the program will receive an automatic 10 percent discount for enrolling and after that, additional savings will be calculated and deducted from your policy premium every six months.
Most San Jose insurance providers offer discounts to policy holders who are deemed less risky, but your perceived risk can vary from provider to provider, policy to policy, and year to year, so it's important to talk to your provider regularly about any available discounts.
User reviews of the Snapshot program range from those who did not see any significant savings to policy holders who have reported receiving up to a 30 percent discount on auto insurance.
For example, policy holders who bought universal life policies 10 - 15 years ago (when fixed interest rates were 5 - 6 %) are experiencing problems with those policies today.
Quite a few policy holders who stand to benefit the most from this option do not even realize non owners coverage exists.
Military Discounts — There are companies which, even if they don't offer other organizational discounts, offer discounts to policy holders who are currently serving in the US Armed Forces.
Annuitization is a handy option for policy holders who wish to achieve a guaranteed level of income, and who wish to allow their insurance company to shoulder the responsibility for that income.
Preferential rates are offered to policy holders who follow a healthy lifestyle and abstain from smoking.
As you compare your options, inquire about discounts and reduced rates for policy holders who take out both auto affordable Missouri insurance and homeowners Missouri insurance online.
The Return of Premium Term Insurance is for those policy holders who do not like the idea of their premiums going waste once the policy term expires.
This means that those deaths that do occur are supported by all the policy holders who remain living.
These two ways are either Direct Recognition, which passes the adjustment only to the policy holders who have outstanding loans and Non-Direct Recognition, which passes the adjustment to ALL of the policy holders, regardless of outstanding loans.
This is a better alternative for policy holders who need solutions for short term cash flow problems.
However, throughout the years, the pattern is that some policy holders who are in good health will drop their coverage while others who are in poor health will keep theirs.
Because of this, indexed universal life insurance is used by many policy holders who are seeking higher potential growth (than that of whole life, or even CDs and money markets), yet with protection of principal.
Just about every Philadelphia insurance provider will offer discounts to policy holders who reduce their risk factors.
Policy holders who have permanent life insurance protection are allowed to withdraw or borrow cash from the policy's cash component for any need that they see fit — including to pay off debts, to supplement retirement income later in life, or even to take a nice vacation.
Many insurance companies offer discounts to policy holders who are safety certified.
The company also offers discounts for insurance policy holders who have a history of a responsible credit usage or who hold long - term policies and / or multiple policies.
According to experts, a provision saying that the extending of premium discounts will not apply to policy holders who had a lapse in coverage is... (more) December 19, 2009
In many cases, insurers will give discounts to policy holders who complete a defensive driving or traffic safety class.
Many District of Columbia insurance companies offer discounts to policy holders who seem less of a risk.
The Household Discount is only available to policy holders who are age 65 and over.
Most Dallas insurance companies offer discounts to policy holders who they feel pose less of a risk.
Chubb Insurance said wealthy policy holders who buy its personal insurance will be covered for up to # 50,000, which could be used to pay for counselling, lost income if they are off work for a week or more, and help from online experts for victims of cyber-bullying and their families.
We like to reward our holiday home policy holders who stay claims free by offering up to a 30 % No Claims Discount on our policy.
They will offer good advice for customers who are not sure about the type of travel insurance they need, and can provide valuable assistance to policy holders who are involved in accidents or other emergency situations in a foreign country.
The changes only affect Intact Insurance policy holders who were impacted by the June 2013 Southern Alberta flood.
Most auto insurance providers have, what we call, a multiple - vehicle discount for policy holders who insure more than one vehicle.
Numerous auto insurance companies offer discounts to policy holders who enroll in «pay how you drive» programs.
Travel Insured policy holders who purchased coverage prior to March 11.
That is why many auto insurance companies offer discounts to policy holders who complete a Nevada online traffic school program.
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