Sentences with phrase «policy in a covered incident»

Underinsured motorist bodily injury coverage may pay for you and your passengers» lost wages, medical expenses and other expenses that exceed the limits of the underinsured driver's policy in a covered incident.

Not exact matches

All schools should have robust bullying policies in place that cover how to deal with incidents of hate crime and speech.
In the event that you are sued for a covered incident, your policy will also provide coverage for legal fees and court costs.
While your homeowners insurance policy may cover jewelry theft, the best protection is avoiding an incident in the first place.
The policy also would have covered the things that his kids may have lost in the incident.
If your home was burglarized or items were damaged in a covered incident, Petri says this coverage would help pay to replace your property up to the limits stated in your policy.
In the case of an incident that isn't your fault — for instance, a leak from another apartment that ruins your couch or electronics — the landlord's or other tenant's insurance policy might help cover your losses.
Consumers should understand their specific network's policy to ensure that their products are covered in the case of an incident.
The survey also covered policy effectiveness in regards to mass shootings, incidents which make up roughly 1 percent of firearm - related homicide deaths.
A peril - specific policy will cover any incidents that are listed in the policy.
The comments in the Proposed Rule listed examples of willful neglect as: (1) disposal of a hard drive in an unsecured dumpster where the covered entity failed to implement policies and procedures to safeguard PHI during the disposal process; (2) failure to respond to an individual's request for restriction of the uses of PHI where the covered entity did not have any policies and procedures in place for consideration of the request for restriction; (3) a covered entity's employee loses a laptop that contains unencrypted PHI and the covered entity feared for its reputation if the incident became public and decided not to provide the appropriate notification.7
Odds are you'll need to be covered by a homeowners insurance policy that was in effect on the day of the incident.
Examples of «willful neglect» from the comments in The Federal Register help define the term: (1) disposal of a hard drive in an unsecured dumpster where the covered entity failed to implement policies and procedures to safeguard PHI during the disposal process; (2) failure to respond to an individual's request for restriction of the uses of PHI where the covered entity did not have any policies and procedures in place for consideration of the request for restriction; (3) a covered entity's employee loses a laptop that contains unencrypted PHI and the covered entity feared for its reputation if the incident became public and decided not to provide the appropriate notification.5 In each of the examples, the covered entity had actual or constructive knowledge of the violationin The Federal Register help define the term: (1) disposal of a hard drive in an unsecured dumpster where the covered entity failed to implement policies and procedures to safeguard PHI during the disposal process; (2) failure to respond to an individual's request for restriction of the uses of PHI where the covered entity did not have any policies and procedures in place for consideration of the request for restriction; (3) a covered entity's employee loses a laptop that contains unencrypted PHI and the covered entity feared for its reputation if the incident became public and decided not to provide the appropriate notification.5 In each of the examples, the covered entity had actual or constructive knowledge of the violationin an unsecured dumpster where the covered entity failed to implement policies and procedures to safeguard PHI during the disposal process; (2) failure to respond to an individual's request for restriction of the uses of PHI where the covered entity did not have any policies and procedures in place for consideration of the request for restriction; (3) a covered entity's employee loses a laptop that contains unencrypted PHI and the covered entity feared for its reputation if the incident became public and decided not to provide the appropriate notification.5 In each of the examples, the covered entity had actual or constructive knowledge of the violationin place for consideration of the request for restriction; (3) a covered entity's employee loses a laptop that contains unencrypted PHI and the covered entity feared for its reputation if the incident became public and decided not to provide the appropriate notification.5 In each of the examples, the covered entity had actual or constructive knowledge of the violationIn each of the examples, the covered entity had actual or constructive knowledge of the violations.
Most automotive insurance policies cover bodily injury or death of another person in an incident that you are legally responsible.
If you choose replacement cost insurance, you are purchasing a policy that will replace the items that were stolen from your home, ruined in a fire or flood, or any other covered incident.
However, depending on the liability limits set on your policies, you can easily run out of coverage long before you cover your costs, particularly if the incident results in a lawsuit.
Many policies will cover cancellation due to terrorism if the incident occurs in a city listed on a traveler's itinerary.
The registration number of the vehicle shown on the insurance policy, along with other relevant information including the effective dates of cover are transmitted electronically to the UK's Motor Insurance Database (MID) which exists to help reduce incidents of uninsured driving in the territory.
The key is that a terrorist incident must be listed in the policy as a covered reason for canceling your trip, going home early, accessing medical care, etc..
A named perils policy covers any incidents stated in the policy.
Premium — a.k.a. how much money you're paying every month (or annually) to keep your pet insurance policy active, or «in force» Deductible — the amount you need to pay before insurance starts covering your expenses Reimbursement rate — the percentage of your bill that your pet insurance company will pay for Payout limits — the maximum amount a pet insurance company will pay per year, per incident, etc..
In reality, a good renters insurance policy will cover a variety of items and / or incidents.
Incidents are not forced to fit into a specific category in order to be covered by this type of insurance policy.
In fact, open perils policies are sometimes known as all - risk policies because they generally cover any and all risks, incidents, and events.
Our annual Car Hire Insurance policies cover any one incident up to $ 4,000 and up to $ 5,000 in any one year.
In most plans, it states that death incidents resulting from suicide shall not be covered by the insurer if it is within two years of the policy purchase.
Most deductibles are between $ 500 and $ 2,500, so most GPP insurance policies will cover this amount in the event of an incident.
A perceived gap in insurance coverage — when a TNC's commercial insurance policy is in effect and when a driver's personal auto policy will be expected to cover any unplanned incidents — has the insurance industry standing its ground.
In the event that you are sued for a covered incident, your policy will also provide coverage for legal fees and court costs.
«The fear of something happening isn't covered in the policy — there has to be an actual incident that occurs,» Cymrot said.
It protects you from financial losses in the event of incidents covered by your policy.
If your home was burglarized or items were damaged in a covered incident, Petri says this coverage would help pay to replace your property up to the limits stated in your policy.
Incidents like flood and earthquake may not be covered in their policies.
In the case of an incident that isn't your fault — for instance, a leak from another apartment that ruins your couch or electronics — the landlord's or other tenant's insurance policy might help cover your losses.
The typical insurance policy will cover you, up to your policy limit, for jewelry that's stolen or damaged in certain incidents, such as a fire at your home.
Although travel insurance providers may not provide assistance after an incident, purchasing a travel insurance... MORE policy before leaving home can ensure travelers are covered in the event of an emergency.
Trip Cancellation and Trip Interruption coverage for Terrorism: In order for an event to be covered under Tin Leg policies, the event must occur after the policy has been purchased and meet at least one of the following requirements: The terrorist incident must occur within 7 days of your departure and within 50 miles of a city listed on your itinerary
Be sure to have the right insurance policy in place, though, or you'll find those gains eaten up by incidents that would be easily covered by a landlord insurance policy.
While infrequent, car pile - ups or severe accidents resulting in death are the types of incidents that could get covered by your umbrella policy.
A broad form renters insurance policy will cover natural disasters and other incidents making your house even more protected in Rancho Cucamonga.
In the case of a covered incident, your auto or property liability policy may help protect you up to its stated limits.
One thing that is fairly noteworthy about commercial policies is the fact that as a covered truck owner, you really do not have to worry about getting your claim covered in case of a collision or other incident.
Some of these are indemnity policies, meaning that they pay out cash benefits for covered incidents, and they can work in conjunction with another personal medical plan that the insured has.
This protection comes with a good measure of peace of mind for policy holders, just knowing they are covered in the event of some unforeseen accident or incident.
Landlord insurance not only protects your Virginia rental property by covering repairs needed after natural disasters or break - ins, but finding the right policy can also protect investors from litigation, which can result from incidents at the house, townhome, condo or apartment building you own.
An Ankeny policy is going to offer you protection in case the items in your home are destroyed, damaged, or stolen in a covered incident.
Certain incidents, however, may not be covered so it is important to check every coverage situation in your policy.
These incidents may or may not be covered in your policy, so it's a good idea to double - check.
Fine print: Understanding fine print is essential; it may be possible that the incident you consider most likely to happen to your car, such as vandalism or theft is not covered in your policy.
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