Sentences with phrase «policy in effect at»

However, if you have a mortgage or home equity line on the property, or ever plan to do any type of conventional financing (such as a refi), your lender will require to keep both a homeowners insurance and flood insurance policy in effect at all times if it is located in a flood zone.
Keep your driving record in check and keep your insurance policy in effect at all times to escape high - risk rates.
You have to have a policy in effect at the moment the accident occurs.
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Your lender will require that you have a homeowner's insurance policy in effect at settlement, also known as hazard insurance.
If we purchase a business, the Personal Information received with that business will be treated in accordance with our Privacy Policy in effect at that time, so long as it is practicable and permissible to do so.
If we sell a business, we will include provisions in the selling contract requiring the purchaser to treat your Personal Information in the same manner required by our Privacy Policy in effect at that time.
Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used.
The requirement that the original loan must have met the bankruptcy and foreclosure policies in effect at the time the loan was originated is also being removed.
As a result, the financial recovery available to New Mexico car accident victims is often limited to the insurance policies in effect at the time.
I have additional policies in effect at this time.
All insurance companies licensed to sell car insurance in KY must submit a record of all policies in effect at the time.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Nearly 4 million U.S. jobs have been lost since NAFTA took effect and since China entered the World Trade Organization in 2001, according to Robert E. Scott, director of trade and manufacturing policy research at the Economic Policy Institute, a nonpartisan think tank in Washingtonpolicy research at the Economic Policy Institute, a nonpartisan think tank in WashingtonPolicy Institute, a nonpartisan think tank in Washington, D.C.
If those efforts fail, by using our Site or other online service, you agree that any complaint, dispute, or disagreement you may have against NBCUniversal, and any claim that NBCUniversal may have against you, arising out of, relating to, or connected in any way with these Terms of Service, our Privacy Policy, or any NBCUniversal Transactions or Relationships shall be resolved exclusively by final and binding arbitration («Arbitration») administered by JAMS or its successor («JAMS») and conducted in accordance with the JAMS Streamlined Arbitration Rules And Procedures in effect at the time the Arbitration is initiated or, if the amount in controversy exceeds $ 100,000, in accordance with the JAMS Comprehensive Arbitration Rules And Procedures then in effect (respectively, the «Applicable Rules»).
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«The choice of Williams... would in effect have chosen to prioritize monetary policy expertise over first - hand experience of financial markets and diversity considerations pushed by some,» wrote Krishna Guha, Fed watcher at ISI Evercore and a former NY Fed official.
«The preferred solution, in the opinion of many of these countries, is for the United States to internalize the effects of its monetary policies — more specifically, not to exit or at least to do so at a time that is more convenient for others,» Deputy Bank of Canada Governor John Murray recently said in prepared remarks for a speech about the likely effects of the end of QE.
Conservative politicians and hawkish economists have at times criticized the Fed's «full employment» mandate in large part because the main monetary policy tool, the short - term interest rate, has only an indirect effect on the labor market.
It could be just enough to «turn off the sequester,» the second tranche of across - the - board cuts that will take effect in mid-January if Congress doesn't act, says Steve Bell, a former staff director of the Senate Budget Committee now at the Bipartisan Policy Center.
«We had parents telling us things like, «It helped me stay afloat,» «it gave me peace of mind,» «it eliminated stress, and that helps me be more successful,»» says Natalie Wood, a senior policy analyst at Denver's Bell Policy Center, which conducted a survey of participants in Colorado's slope - effect prpolicy analyst at Denver's Bell Policy Center, which conducted a survey of participants in Colorado's slope - effect prPolicy Center, which conducted a survey of participants in Colorado's slope - effect program.
And thirdly, of course, higher leverage means that monetary policy's impact via its effect on the behaviour of borrowers will be bigger than in the past — especially in a country like Australia where the majority of household debt is at floating rates.
UCLAW alum and now a visiting scholar and senior fellow in residence at the Lowell Milken Institute for Business Law and Policy at the UCLA School of Law has a great summary of the likely effect of tax reform on executive compensation.
But if the change in fiscal policy is expected to be «permanent» (or at least be wound down slowly enough that this effect can be ignored) the BP curve will not shift up.
Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.
We will need to organize to effect change in government policies at all level.
A second observation is that it is precisely at the national headquarters levels of the typical western church that the Inertia of church organization and staff exerts Its most debilitating Influence on the capacity of the church to effect change in its own program or in the policies of the economic and political institutions In which It Is enmeshein its own program or in the policies of the economic and political institutions In which It Is enmeshein the policies of the economic and political institutions In which It Is enmesheIn which It Is enmeshed.
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The policy has play on the outer courts stopped at the ends of sets that were in progress when the rules went into effect.
As individuals, by working in our communities, and by supporting climate policy, we can effect dramatic positive change at the community level.
Effective food policy actions are part of a comprehensive approach to improving nutrition environments, defined as those factors that influence food access.1 Improvements in the nutritional quality of all foods and beverages served and sold in schools have been recommended to protect the nutritional health of children, especially children who live in low - resource communities.2 As legislated by the US Congress, the 2010 Healthy Hunger - Free Kids Act (HHFKA) updated the meal patterns and nutrition standards for the National School Lunch Program and the School Breakfast Program to align with the 2010 Dietary Guidelines for Americans.3 The revised standards, which took effect at the beginning of the 2012 - 2013 school year, increased the availability of whole grains, vegetables, and fruits and specified weekly requirements for beans / peas as well as dark green, red / orange, starchy, and other vegetables.
The effect is small, but statistically significant, making it important to consider in policies aimed at increasing female representation in politics.
«Specific business tax reductions in the Governor's tax package will have significant multiplier effects throughout the state's economy, and will support more than 14,000 new jobs by 2019, and almost 18,000 new jobs by 2024, as noted in a recent Public Policy Institute report prepared by state tax experts at Ernst and Young.
Whilst there are some ways in which I think Labour and the Lib Dems could work to each other's benefit at a national policy level I just can not imagine how this would effect the dynamics of local politics, as others have pointed out.
Repeal remains relevant because it is a fascinating puzzle of intertwining causes and effects, but also because the ideas, interests and institutions that lie at the heart of Repeal still have bearing on trade policy in the 21st century.
The UK was last investigated in 2009, so no previous CESCR investigation has looked at the effects of the Conservative - Liberal Democrat coalition government's policies nor those of its successor.
The 10 foot entryway smoke free policy is also in effect at all Buffalo & Erie County branch public libraries located in the City of Buffalo.
Ontario Premier Kathleen Wynne said at the time the deal will impact businesses in her province, and said she would advocate for Ontario to receive an exemption from the policy before it comes into effect, the Canadian Press reported.
This report summarizes the findings of the 2016 - 2017 Halcyon Dialogue on robotics, taking an in - depth look at the critical issues of robotics policy, regulation and the effect this technology will have on the workforce and human / robot interaction in the near future.
Cowal said that the combination of environmental and health issues provides opportunities for publics to express their opinions on topics and in ways that are different from before, which is having an effect on public policy questions at the international level.
A recent study from the Center for Injury Research and Policy at Nationwide Children's Hospital done in conjunction with researchers from Colorado School of Public Health at the University at Colorado and Temple University used data from a large, national sports injury surveillance system to determine the effect of state - level TBI laws on trends of new and recurrent concussions among US high school athletes.
The findings underscore the way legal policies — such as the growth of the U.S. prison population from the 1980s — can have a ripple effect in communities, says Nancy La Vigne, director of the Justice Policy Center at the Washington, D.C. — based Urban Institute.
CARRF also denounces the perverse effect of splitting the money among too few researchers and giving none at all to about half of them — a policy allegedly intended to promote «excellence» but in reality compelling people awarded grants to stick to «safe» avenues of research to please the judges and guarantee continuous funding.
«Shedding light on trends in the burden of stroke among Medicare beneficiaries may provide important information for policy purposes, including describing the past and current scope of the condition, assessing the potential effect of stroke prevention interventions on a national level, and identifying areas where resources can be targeted more specifically and effectively,» says lead investigator Margaret C. Fang, MD, MPH, an Associate Professor of Medicine at the University of California San Francisco School of Medicine, who also serves as the Medical Director of the UCSF Anticoagulation Clinic.
They indicate that particulates are the greatest current environmental risk to human health, with the impact on life expectancy in many parts of the world similar to the effects of every man, woman and child smoking cigarettes for several decades,» says study co-author Michael Greenstone, the director of the Energy Policy Institute at the University of Chicago (EPIC) and the Milton Friedman Professor in Economics, the College and the Harris School.
But a study published online today in the journal Cognition by researchers at the Annenberg Public Policy Center (APPC) of the University of Pennsylvania found that the encyclical did not directly influence people's beliefs about the seriousness of climate change or its effect on the poor.
In the absence of broader structural measures, the authors conclude that «targeted technology initiatives, strategic industry policies, and the like will have modest positive effects at best, and may instead prove harmful to overall economic performance».
This contributes to policy discussion on Medicaid expansion by providing evidence that public outlays on Medicaid are well spent,» said Kimberly Johnson, associate professor at the Brown School and co-author of the study, «The Effect of Health Insurance on Childhood Cancer Survival in the United States,» published Sept. 11 in CANCER, a peer - reviewed journal of the American Cancer Society.
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