Sentences with phrase «policy in force»

If it's clear you do not have time to get a traditional life insurance policy in force before your departure date, consider a no medical exam term life insurance policy.

This means you can keep your existing policy in force by continuing to pay the premiums.

Furthermore, they have $ 6.3 billion worth of direct written premium with the number of policies in force growing by nearly 3 % year - on - year.

The cost of going without car insurance can far, far outweigh keeping an insurance policy in force at all times.

Like the high risk life insurance we can now put policies in force via email and provide an electronic policy if the client wants.

Can you keep the balance of the term policy in force if you want or do you have to give it up?

The entire application process is done by telephone with an electronic signature, meaning you can have your new policy in force within 24 - 48 hours.

Depending upon your objectives and your need for life insurance coverage you may or may not need to have a life insurance policy in force on the day you pass away.

So, the probability that you have a term policy in force during the age when you are likely to die are pretty low.

The condo association should have a flood insurance policy in force which would cover the outside walls and roof of the condo.

Our best estimate industry wide is that 60 % of all universal life policies in force today are depending on non guaranteed assumptions to keep the rate level.

But, you must have an active pet insurance policy in force prior to diagnosis for that condition to be covered.

She thanked me for being so persistent with him and encouraging him to put a rated policy in force rather than blow it off.

The time, usually 30 - 31 days, following the premium date, during which you can pay an overdue premium while keeping your insurance policy in force throughout this period.

The consequence of this is that it is necessary to keep a run - off policy in force after retirement, to cover any claims that may arise in the future.

According to the ratings agency, the company is enjoying a strong investment profile, capitalization, and a large number of policies in force.

The company has more than 3.3 million policies in force which encompasses more than $ 45 billion of life insurance.

Most universal life policies in force today are in trouble.

If you currently have a term policy in force and you have had major health changes since the policy began, conversion may be the best choice.

As a result, we now have more than 100,000 life insurance policies in force and over 10,000 independent licensed financial service professionals marketing our products.

Universal policies feature a cash value account, which serves to supplement your premium payments to keep policies in force in later years.

Paid - up life insurance is an option that allows you to keep a whole life insurance policy in force without paying any premiums for a while, or permanently.

I have a customer that has a 20 year term policy in force with American General.

The money that is used to purchase the contract is placed into an escrowed trust account — typically an irrevocable trust — and that money makes premium payments to keep the life insurance policy in force until the insured dies.

Currently, Citizens has more than 450,000 mobile home insurance policies in force in Florida.

The insured has the choice of either deferring the medical examination for up to six months or choosing not to undergo the medical exam at all and just keeping the blended policy in force as it is issued.

In 2016, Hancock had core earnings of more than $ 1.2 billion and policies in force over $ 56 billion.

Renewal: The process of keeping an active policy in force through the issuance of a renewal policy.

The renters insurance experts at Effective Coverage realize you likely have other policies in force, and can work with those policies to avoid coverage gaps.

The insured has the choice of either deferring the medical examination for up to six months or choosing not to undergo the medical exam at all and just keeping the blended policy in force as it is issued.

Nonstandard personal auto earned premiums increased from both higher policies in force and higher premium rates.

GHG data and HadCRUT4 Global Mean Surface Temperature measurements, to make sure the rationally decided government policy in force still makes sense..

Depending on the circumstances, that may be the full practice policy coverage (that is, if the lawyer has kept his or her standard policy in force) or run - off coverage only.

Gerber Life has over 2 million policies in force across the US, Puerto Rico and Canada and over $ 650 million.

Premium In insurance, the periodic payment required to keep a specific policy in force.

The effect of this was that in the UK a vehicle that is not declared SORN, must have a valid insurance policy in force whether or not it is kept on public roads and whether or not it is driven.

John and Mary purchased a 10 - year term life insurance policy when they got married, they paid their premiums and kept the same policy in force.

On average, the cash required to keep a VUL policy in force is much higher than with other types of insurance policies.

You may qualify for a discount on your Titan policy if you have either a business owner's policy or a general liability policy in force with another insurance provider.

Convertible Term Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurability.

In your case, I would get a no medical exam policy in force first, then apply with a fully underwritten company to get a lower rate and if you don't get that lower rate, you at least have the no exam coverage.

According to the American Council of Life Insurers the majority of individual life insurance policies in force include a rider that waives the premium upon total disability.

The Northwestern Mutual Life Company (AKA, The Quiet Company), has been a provider of life insurance since 1857 and as of 2011, it has over one trillion dollars in individual policies in force.

If the price is higher than you wanted to pay, adjust the amount of coverage to fit your budget and get a non contestable policy in force to protect your family's future.

As described above, some companies will permit policyowners to surrender paid - up additions for the net surrender values while keeping the underlying policy in force.

The income tax act states that any amount paid to keep a retirement policy in force is eligible to be claimed as a deduction under section 80C.

If a flood occurs, if the unit owner has a flood policy that insures the condo for at least 80 % of the replacement cost then the claim will be settled for replacement cost whether or not the condo association has a flood policy in force.