Sentences with phrase «policy in force by»

The waiver of premium rider keeps the insurance policy in force by waiving the periodic premiums if the insured becomes disabled and is unable to pay the premium.

This is a grim reminder to all those who do not keep their policy in force by paying regular premiums and as a result their dependents are deprived of the full sum assured in the event of such unfortunate occurrence.

Obviously it assumes you keep your policy in force by paying premiums.

If you are applying for traditional term life insurance, you can reduce the amount of time it will take to get your policy in force by returning all of the delivery requirements on time.

Permanent life insurance (also called whole life) offers lifetime protection and a guaranteed death benefit as long as you keep the policy in force by paying the premiums.

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 %.

Not exact matches

Specifically, there are concerns about what might happen should the tide turn in the bond markets when 30 years of falling interest rates reverses at a time when the Federal Reserve is preparing to tighten monetary policy by forcing rates higher.

Five members of the armed forces earlier this month sued Trump and his top military brass seeking to halt the reversal of the transgender policy put in place by the Obama administration.

Within the coalition are two factions: those pushing to play hardball on Capitol Hill by threatening to force uncooperative lawmakers from office in November, and those who'd rather see the debate settled at the congressional negotiating table sooner rather than later, even if it means making policy concessions to companies such as Verizon and Comcast.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Michael Pettis, a professor of finance and economics at Peking University, is an expert in the Chinese economy, and he has argued for years that China's trade surplus with the United States and the rest of the world is driven by much stronger forces that the value of the Chinese currency or differences in tariff policy.

Chipotle Mexican Grill (cmg) is retraining kitchen crews on food safety and enforcing a zero - tolerance policy for employees refusing to abide by new rules, after identifying a sick employee as the cause of a Norovirus outbreak that forced it to briefly close a restaurant in Virginia last week.

Indeed, in a classic paper written in the early 1960s, Mundell (Mundell, 1963) showed how, in a world of complete asset substitutability and perfect capital mobility, real interest rates would be largely determined by international market forces with the exchange rate moving in response to changes in domestic monetary policy to provide most of the desired accommodation or tightening.

That some of the forces governing capital flows and asset values are driven not by market - determined expected return but by policy measures directed at, for example, an exchange rate objective means that at least some of what we observe in global capital markets may be attributed to these distortions.

While the assumptions about the future unemployment rate may be affected by policy, the fact is that slower U.S. population growth, coupled with an aging population, place substantial limits on labor force growth, which will leave U.S. GDP growth almost entirely dependent on changes in productivity.

While some countries still enact mercantilist policies that directly affect the relative prices of traded goods in ways that David Ricardo would have understood two hundred years ago, in today's global trading environment, persistent trade surpluses are usually caused by distortions in income distribution that force up savings rates.

Spain could therefore either use the imported German capital to (a) increase domestic investment (which it did in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (which it also did)(c) accept higher unemployment (which it is now forced to do) which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (which Europe as a whole is trying to do and which will go nowhere in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian policies).

It's true that demographic forces are leading to slower growth in the labour force, which reduces the neutral interest rate in the economy and increases the chances that monetary policy will be constrained by the lower bound on interest rates.

In the recent advancing half - cycle, the speculation intentionally provoked by zero - interest rate policy forced us to elevate the priority of market internals to a far greater degree than was required during the tech and mortgage bubbles.

The Trump administration, for example, wants not just to force a contraction in the trade deficit but has also proposed policies aimed at increasing U.S. investment, partly by making investment more profitable (cutting corporate taxes and rebuilding American infrastructure) and partly by increasing savings (cutting taxes on the very wealthy).

In the U.S. more recent policy driven examples include Paul Volcker's decision in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 In the U.S. more recent policy driven examples include Paul Volcker's decision in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 in 1980 to force the U.S. into a painful recession by elevating U.S. interest rates above 20 %.

Implementing a negative interest rate policy can also be problematic, in that it can punish people who save by forcing them to pay for their deposits.

The outstanding example, of course, is the Chinese government's long - running «one - child policy,» replete with forced abortions, public trackings of menstrual cycles, family flight, increased female infanticide, sterilization, and other assaults too numerous even to begin cataloguing here — in fact, so numerous that they are now widely, if often grudgingly, acknowledged as wrongs even by international human - rights bureaucracies.

At the beginning when we started building the Federation, in the framework of the current policy, the State's hand was forced by the financial backers who said: «there needs to be civilian representation and approval of the programmes if you want us to fund them.»

But such would have to be Arkes» outlook: if indeed there are fundamental principles of natural law and natural right, discernible to the human mind generally (as Arkes thinks), then policies or practices that effectively deny these can only be supported for the short term, or in the long term only by continuing fraud and force.

In May 1985 a Canadian Task Force report on Broadcasting Policy was established by the minister of communications, and it studied most of these same issues within the Canadian context.13 Where applicable, the Canadian Task Force report will be used to supplement the U.S. recommendations.

By forcing public positions into the center, and by forcing compromise in the formulation of policy, the institutions of American politics have diffused and defused the passion necessary for waBy forcing public positions into the center, and by forcing compromise in the formulation of policy, the institutions of American politics have diffused and defused the passion necessary for waby forcing compromise in the formulation of policy, the institutions of American politics have diffused and defused the passion necessary for war.

Each user and group of users has been forced by circumstances to accept a policy of «give and take», realizing that he must give in some instances in order to receive in others.

The ancestors of the September document are the Defense Policy Guidance paper of 1992, prepared in the Department of Defense under then Secretary Richard Cheney, and «Rebuilding America's Defenses; Strategy, Forces and Resources for a New Century,» issued in September 2000 by the Project for the New American Century.

A proposal similar to «common carrier» status for cable operators was made in 1986 by the Canadian Task Force on Broadcasting Policy, but it has not been implemented.

Joe and Claryce Holcombe have alleged in their claim that the Air Force's actions «directly caused this horrific tragedy,» as they failed to follow their own policies by not reporting the shooter's criminal history to the FBI.

While conceding that there is «some basis» for concerns about «the negative social effects of globalization», it contends that it is «not true that globalization is an overwhelming supra - national force that has largely usurped national policy autonomy...» It asserts that «national policies can, and should, give priority to mitigating negative effects on globalization» of financial markets), and the desperate and helpless attempts by the national regimes to come to grips with the soaring unemployment situation in the face of the continuing onslaught of the «supra - national» financial markets, the above bland assertion about «national policies» has an air of unreality about it.

«The possibility that forces being trained by the US now will eventually turn on the IDF [Israel Defense Forces], using enhanced skills and equipment, is exceedingly high,» wrote David Bedein and Arlene Kushner in a 2009 study for the pro-Israeli Center for Near East Policy Resforces being trained by the US now will eventually turn on the IDF [Israel Defense Forces], using enhanced skills and equipment, is exceedingly high,» wrote David Bedein and Arlene Kushner in a 2009 study for the pro-Israeli Center for Near East Policy ResForces], using enhanced skills and equipment, is exceedingly high,» wrote David Bedein and Arlene Kushner in a 2009 study for the pro-Israeli Center for Near East Policy Research.

(2) somewhat linked to the previous comment in that we never seem to be prepared to hit the ground running with our best potential lineup come opening day... it's become so common, in recent years, that many fans actually hope we stumble a little in the first couple games just so it forces Wenger to bring in reinforcements... unfortunately this can be problematic, thus one of the most common phrases associated with Wenger, «panic buy»... this situation is also negatively impacted by the ridiculous policy regarding players who played in the summer months... right now I'm watching the Super Cup and not a single player is unavailable to either manager, including Ronaldo, yet somehow we have a list of players half a mile long that haven't seen game - time so far this preseason... I can only assume this is a reactionary policy created due to the multitude of injuries this club has faced over the years... just another sign of the fragility that permeates this club

We are reaping the rewards of their protests by forcing Wenger to abandon his tight fist policy by bringing in credible additions to the team this summer.

Yet in the wake of the collapse of your drug - testing policy, you appointed still another committee, only this time — you must be getting really serious now — the committee was supplemented by a «special task force» charged with reviewing the activities of the entire athletic department.

I'm a doctoral candidate in educational policy — but consider myself an educational sociologist — and spend my days thinking about how personal lives, opportunities, and choices are often constrained by inequalities and cultural forces.

This committee meets monthly, by conference call, to share ideas and collaborate around policies and programs that will promote IMH and work force development in the infant family field.

TXBC board member covered by this conflict of interest policy are the coalition's members, paid or contracted staff, and those serving in volunteer leadership positions (such as committee and task force chairs and members).

After the Vietnam War, Ronald Reagan adopted a policy of high levels of military spending to force the USSR to match this spending on the premise that the U.S. had an economy more capable of engaging in this defense spending without collapsing than the Soviets, a concept many considered historically vindicated when the Soviet Union collapsed in 1989, following in close succession by the splintering of Yugoslavia and Czechoslovakia, and the unification of Germany.

«For eight years, the Republican Bush / Cheney agenda allowed Wall Street to run amok, stretched our armed forces to the limit, undermined a secure retirement by allowing employers to weaken pension protections, and promoted some of the most anti-woman health policies in recent memory,» Lancman said

If the DACA deal - making in D.C. drags on too long, it could be disrupted by a different force: a federal judge in Brooklyn who has sternly warned that should policy makers prove unable to repair the program, he might have to do it.

The proposal that English votes determine English laws (EVEL) was part of the Conservative manifesto in 2005 (pp. 21 - 22), 2010 (p. 84) and again in 2015 (p. 70), although this policy's time may now have been forced upon them by increased Scottish and Welsh devolution.

More importantly, however, French policy - makers now see themselves as confronting the spectre of further progress by Islamist forces not just in Mali, but also in Africa more generally, and even possibly in Europe.

It copies a similar policy introduced by Barack Obama in 2009 which forced cigarette firms to contribute more to the cost of tobacco - related illnesses.

«The introduction of this policy has also complicated the roll - out of universal credit by diverting most claimants who are responsible for three or more children back to tax credits; and at the same time the policy has been introduced into universal credit under interim rules, with full rules expected to be in force from November 2018.2 «This has created unnecessary complexity and is likely to lead to a great deal of confusion for claimants not only in respect of support for their children but also around which benefit that support will come from.»

The project was the first proposed by a private developer under mandatory inclusionary housing, a de Blasio administration policy that forces developers to include affordable housing in any project that needs zoning approval.

Despite massive pressure by the government to force MPs into line, 120 MPs signed a «private» letter to Gordon Brown calling for delay in the proposals at least until an assessment of the government's «Welfare to Work» policies was possible.

Of course, even if you can economize a specific policy on scale (e.g. negotiating medical costs visavi Obamacare, in theory), that still runs smack into the other downsides of having a federal policy, both # 1 (you impose Obamacare on ~ 50 % of the country that hates it by force); and # 3 (if Obamacare is a bad policy, there's no way to easily tell because it's not like we have a duplicate USA that doesn't run Obamacare and serves as a control group for an experiment).

«The federal government must take action, but for too long forces in Washington backed by the gun industry lobby have offered empty words instead of life - saving laws and policy changes.