Sentences with phrase «policy in force without»

Is there any way to keep the policy in force without continuing to pay premiums?

The waiver of premium rider will keep the insurance policy in force without any premium payments for as long as the owner remains disabled, or until age 60 or 65, whichever is first.

By age 65, in this example, the benefit is projected to be $ 990,000 and the cash value $ 475,000, which can be borrowed, withdrawn or tapped to keep the policy in force without paying additional premiums.

If done correctly enough cash value will be left in the policy from the gain to continue to keep the policy in force without additional premium payments.

Suppose the due date of premium payment is 1 July 2016, then he has to pay it by 16 July 2016 to renew or continue a policy in force without loss of continuity benefits, else his risk cover may lapse.

By paying future premiums, you can keep the policy in force without additional out - of - pocket expenses.

Paid - up life insurance is an option that allows you to keep a whole life insurance policy in force without paying any premiums for a while, or permanently.

Is there any way to keep the policy in force without continuing to pay premiums?

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

After the Vietnam War, Ronald Reagan adopted a policy of high levels of military spending to force the USSR to match this spending on the premise that the U.S. had an economy more capable of engaging in this defense spending without collapsing than the Soviets, a concept many considered historically vindicated when the Soviet Union collapsed in 1989, following in close succession by the splintering of Yugoslavia and Czechoslovakia, and the unification of Germany.

Without mentioning President - elect Donald J. Trump by name, Cuomo again, as he did in Manhattan Monday, said New York state would be a blocking force to policies that would go against the state's «progressive» history.

People inundated the offices of Rep. Brian Higgins in recent weeks with complaints about a First - World problem: a federal agency's decision to end «net neutrality,» an Obama - era policy aimed at forcing internet service providers to allow the same access to all websites without playing favorites.

On foreign policy, Gibson whose 24 - year Army career included three tours leading combat units in Iraq, has emerged as an advocate for a smaller U.S. military footprint overseas and more limits on presidential authority to deploy combat forces without Congressional approval.

Effective teaching and learning have been hampered at the La Presby Senior High School, as students, including beneficiaries of government's Free SHS policy, are forced to study in uncompleted buildings without marker boards and adequate desks.

As capital moves freely, investing in production or in fictitious forms of capitalism, and as speculators, financier capitalists, stock and bond traders, investment bankers, hedge fund mangers, and others help to unleash the forces of capital accumulation globally, and as neo-liberalism with its aggressive pro-market state policies allows this finance capital to restructure itself, to diversify its forms, to expand its accumulation opportunities through the growth of retail, financial and service industries, and enhance its global reach, then it is safe to assume that our ecosystems have been harnessed exploitatively in a system of capitalist commodity production such that we can not talk about capitalism at all without talking about capitalism as a world ecology.

It's a good idea to double check your policy to be sure, though — there are some policies in Texas without replacement cost, and some older policies that are still in force didn't even offer the option!

Do not expect to die with term in force, since 99 % of policies expire without paying a death benefit claim.

Your landlord could even tell you that they won't let you renew your lease without a policy in force at that time.

From my angle, the Fed will slowly be forced to recognize that problems developed from speculation in residential real estate, CDOs, overdone arbitrage strategies and private equity are either a) too big to solve through monetary policy, without causing a lot of inflation, or b) they will try to «solve» the problem anyway, and hope that inflation doesn't rise too much.

One way or another, it will cost you more money to be without the coverage than to keep a policy in force.

Every policy and insured is unique which makes it impossible to estimate the value of a policy without an application, medical questionnaire, and in - force illustration.

I was gratified he recognized our intent to embrace intelligent policies that advance both innovation in and deployment of clean energy technologies «without forcing unnecessary either - or choices.»

An interesting article in The Times of India explains how one Indian state, Kerala, used a «three E's policy» — education, employment, equality — to drive down its fertility rate as far as China did but without China's draconian steps, and without the forced sterilization used in India's «family planning camps» at one time.

Declare without qualification a policy that the United States will not torture political detainees, engage in forced interrogations or submit people to degrading treatment in prison.

This decision will force the Commission (and the CMA when concerned) to alter its policy of treating agreements as violating Art 101 by virtue of the fact that they contain restrictions which «by object» prevent etc. competition, without having to show their effect in such terms.

It is Scarinci Hollenbeck's policy to consider all applicants for employment solely on the basis of their qualifications for the job without regard to race, color, creed, sex, sexual orientation, gender identity or expression, marital status, age, religion, ancestry, national origin, citizenship, disability, atypical hereditary cellular or blood trait, arrest record, liability for service in the armed forces of the United States or unfavorable military discharge.

«The majority today departs from the settled approach separating patent and antitrust law, weakens the protections afforded to innovators by patents, frustrates the public policy in favor of settling, and likely undermines the very policy it seeks to promote by forcing generics who step into the litigation ring to do so without the prospect of cash settlements.

At the end of the first five years and every five years thereafter, as long as your policy is in force, your coverage will be renewed at your new age - based rate - without any medical questions asked.

Renewable Term Life Insurance that is in force for a stated period, and can be renewed by the policy holder (or owner) at the end of each term for a limited number of terms without proving insurability of the insured

A revocable designation allows the insured to change beneficiaries after the policy becomes in force, if he or she so chooses, without the consent of the beneficiary; While an irrevocable designation can not be changed in the future without the consent of the beneficiary.

This is a term life policy which includes a conversion rider: The rider guarantees you the right to convert an in - force term policy (or one about to expire) to a permanent policy without going through underwriting or proving insurability.

Without additional contributions, many policies lacked enough principal to stay in - force and would lapse.

Your death benefit coverage can be guaranteed, provided that premiums are paid exactly as illustrated.1 The Lapse Protection Benefit allows you to ensure that your policy will be in - force for as long as you'd like, without regard to factors such as policy charges and changes in interest rates that are outside of your control.

If you want to purchase a no exam policy, but you don't want to have to wait two years for your policy to be in full force, there are a few insurance companies that offer life insurance without the exam, but won't have the waiting period.

The cost of going without car insurance can far, far outweigh keeping an insurance policy in force at all times.

Convertible Term Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurability.

Your landlord could even tell you that they won't let you renew your lease without a policy in force at that time.

The premiums for the insurance with this feature are often significantly higher than for policies without it, and they generally require that you keep the policy in force to its term or else you forfeit the return of premium benefit.

The cash value in life insurance is able to earn investment returns without incurring current income tax as long as it meets the definition of life insurance and the policy remains in force.

Because of this, the paramedical examination that is required for a medically underwritten life insurance policy may be too uncomfortable for them — and therefore, in certain instances, may even force some people to go without life insurance coverage.

Most term policies come with a conversion rider that will allow you to keep your coverage in - force without any medical exam or health underwriting.

This way, you can have a policy in force for the rest of your life without making another out - of - pocket premium payment.

Not Taken: A policy that has been issued, but not accepted and paid for by the prospective policyowner and, therefore, is returned to the company without ever having been in force.

During the grace period, the policy remains in force and the life assured continues to get the risk cover as per the policy terms without any interruption or penalty.

In fact, if the life insurance company performed well enough, your dividend may have been be used to keep your policy in force for a very long period of time without any additional premium outlay on your parIn fact, if the life insurance company performed well enough, your dividend may have been be used to keep your policy in force for a very long period of time without any additional premium outlay on your parin force for a very long period of time without any additional premium outlay on your part.

In addition, owning an individual policy ensures you will never be without coverage or be forced to buy a more costly policy later in lifIn addition, owning an individual policy ensures you will never be without coverage or be forced to buy a more costly policy later in lifin life.

One way or another, it will cost you more money to be without the coverage than to keep a policy in force.

As the policy concerned has been in force for six years without any premium default, the claim will most likely be paid for the full insured sum.

So anyway, there is now a company that will underwrite traditional life insurance that has a death benefit from the time it goes in force, has a range of products to choose from so your budget can be retained without having to take a ridiculously small policy, and it's available in amounts up to $ 1 million.

Texas allows licensed real estate brokers to use a drone to capture property images in connection with the marketing, sale, or financing of real property, and insurance company employees or affiliates may capture images using an unmanned aircraft in connection with an insurance policy or claim regarding real property or a structure on property.14 In Louisiana, the use of a drone for the purpose of spying upon others or otherwise invading the privacy of others is a criminal offense.15 Use of a drone in the space above property with intent to conduct surveillance constitutes «remaining in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).in connection with the marketing, sale, or financing of real property, and insurance company employees or affiliates may capture images using an unmanned aircraft in connection with an insurance policy or claim regarding real property or a structure on property.14 In Louisiana, the use of a drone for the purpose of spying upon others or otherwise invading the privacy of others is a criminal offense.15 Use of a drone in the space above property with intent to conduct surveillance constitutes «remaining in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).in connection with an insurance policy or claim regarding real property or a structure on property.14 In Louisiana, the use of a drone for the purpose of spying upon others or otherwise invading the privacy of others is a criminal offense.15 Use of a drone in the space above property with intent to conduct surveillance constitutes «remaining in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).In Louisiana, the use of a drone for the purpose of spying upon others or otherwise invading the privacy of others is a criminal offense.15 Use of a drone in the space above property with intent to conduct surveillance constitutes «remaining in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).in the space above property with intent to conduct surveillance constitutes «remaining in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).in or upon property» or «entering upon immovable property» under the offense of criminal trespass.16 South Dakota passed a law making it a misdemeanor to land a drone on lands or water of another resident.17 The owner or lessee of the drone is liable for damage resulting from a forced landing of the drone.18 In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).In Oregon, a property owner may bring a claim for invasion of privacy against a drone operator who flies over their property without permission (unless the drone operator complied with FAA requirements).19