Sentences with phrase «policy is more»

A stand - alone policy is more flexible than an add - on as it offers a larger cover.

If the face value of your life insurance policy is more than $ 1,500 to $ 2,500, depending on the state, then your cash value will count toward your assets.

But the cash value portion of a permanent life insurance policy is more than just a tool to gradually increase the death benefit until your death.

The amount of premium you pay for this policy is more than you would pay for a regular level 20 year term policy.

Dale's policy is more expensive than Jane's for several reasons.

While a guaranteed issue policy is more expensive and carries modestly higher premiums, it is far better than not being covered.

They also get paid more money if your policy is more expensive.

Here, the policy is more flexible than whole life because the premium may be adjusted — based on certain guidelines.

A permanent life insurance policy is more like buying a home.

$ 250,000 Term Life Insurance Rates — While some people search for lower amounts, such as $ 50000 life insurance or less, a $ 250,000 policy is more common than you might think.

In reality, the business of locking down a Wheaton - Glenmont insurance policy is more akin to weeding a garden or cutting your hair — it's a process, not a one - time «thing» that you can resolve with a few short - term maneuvers.

There are also a number of optional riders available that may be added so that the policy is more customized to fit the insured's protection needs.

The average annual renters insurance premium is only $ 187 so even if one policy is more expensive than another, it might be easy to justify the small increased cost.

The different is that a Universal Life policy is more flexible.

For larger trailers such as horse or livestock trailers, boat trailers, cargo trailers, flat - beds and gooseneck trailers, a separate, more comprehensive policy is more appropriate.

Critical illness rider along with a life insurance policy is more beneficial than a standalone Critical Illness Health Plan in many ways;

The reason why mortgage life insurance policy is more expensive is because the insurance company is taking more of a risk to insure because they have less medical information on you than they would have with a medical exam.

When they realize that the policy is more affordable than they originally thought, you have a much greater chance of closing the sale.

If your current policy is more than 2 years old, then this clause no longer applies.You would lose this advantage when switching to a new policy.

A whole life policy is more expensive than a term policy.

A guaranteed issue policy is more expensive than a policy that has health questions.

Car Insurance Considerations Although it will increase your auto insurance rate, adding your son or daughter to your policy is more cost effective, than if your teen had to purchase his or her own car insurance.

Yet a renters policy is more important, accessible, and affordable than you might think.

If your husband chooses to reinstate the policy and the policy is paid up - to - date, he can opt to drop the coverage amount so the policy is more affordable.

Increasing the deductible on your auto insurance policy is a more common way in which consumers seek to reduce their monthly premiums.

Such a policy is more expensive than the regular policies that are -LSB-...]

Senior cruise - goers are required to purchase a senior plan that includes special benefits, and this type of policy is more expensive than a standard policy.

An annual trip policy is a more cost - effective option for those who are planning to travel more than two times every year.

CoversIn case of couples who take a joint life cover, premiums are higher because the policy is more likely to see a claim at some point.

Generally speaking, the «replacement cost» policy is more desirable but is usually only available when the property is insured in an amount equal to its replacement value.

Alternatives: The death benefit that's paid out from a good ol' life insurance policy is more than enough to cover the cost of a funeral.

Such a policy is more expensive than the regular policies that are available to most travelers, because the insurance providers are taking a bigger risk by offering insurance to elderly travelers.

An RCV policy is the more expensive of the two policy types, but a replacement cost rider can be added to an ACV policy to allow you to make RCV claims on certain eligible property, and may even be included in the cost of the policy so you won't have to pay more for it.

But a replacement cost policy is more expensive.

Instead of a temporary benefit like renting a home, a permanent life insurance policy is more akin to buying a house.

If you own a car in Calgary, you know that having good, quality Calgary car insurance policy is more important than ever (especially if you're commuting on our busy highways.)

The short term policy is more affordable since it is only for a short period of time.

If you rent your manufactured or modular home, a renters insurance policy is more appropriate for you.

«You may be very surprised to learn that your key man policy is more valuable than you think!»

The GUL policy is more pure protection and the little cash value it does accumulate, is normally just used to keep the premium level.

If your life insurance policy is more than three years old — or if you were «rated» as a pilot — you will likely save between 40 % and 70 % in your annual premium.

The survivorship policy is more efficient than two policies purchased separately.

When compared to a term life policy a Guaranteed Universal Life policy is more expensive.

For these reasons, a permanent policy is more expensive than term life insurance — often significantly more.

The term life insurance policy is more affordable because it pays out death benefits only.

This type of term life insurance policy is more expensive than traditional term life insurance, but the premiums remain level over the life of the policy.

A whole life insurance policy is more expensive than a term life policy, but it accumulates cash value even while you are alive, and the payout will be available to a life insurance beneficiary even if you die when you're 100!

This policy is more expensive than the Term policy, however, it lasts longer and will never need to be replaced, which is a comfort, especially to our older clients who don't want to have to qualify for, or afford a new policy once they reach 60, 70 or 80 years old.

Choosing the right policy is more than just selecting the quote that offers you the least price.

A Guaranteed Universal Life Insurance policy is a more affordable permanent life insurance product because it doesn't include the investment aspect of most permanent products.