The monthly rates for a policy with $ 500,000 of coverage will generally be lower when
a policy is purchased at a younger age.
1 Employees pay a level premium until the age of 65 or for 20 years if
the policy is purchased at age 46 or later, after which the policy becomes fully paid with no premiums due.
There is really no better way to remove a huge financial burden from dependents / family members than to ensure that a perfectly tailored insurance
policy is purchased at the right moment.
An Owner's Title Insurance
policy is purchased at the time a property is purchased and protects you, the buyer.
And this population was pre-selected — we know sub 70 - 75 yr old insureds aren't that interesting to life settlement purchasers, we know a purchaser's criteria & target return will generally focus them in on a v specific age range, and we know
policies were purchased at least 7 yrs ago at this point — all pointing to a tight age distribution arnd current 89 yr avg.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should
be considered in evaluating our outlook include, but
are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the
purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that
was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and
purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not
be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Expectations
are high the Bank of Japan may boost its government bond
purchases at its April 3 - 4
policy review, the first under new Governor Haruhiko Kuroda, who has vowed to do whatever it takes to hit the BOJ's new 2 percent inflation target.
After Walmart debuted its free two - day shipping
policy, which
is effective on any
purchase of
at least $ 35 on Walmart.com, Amazon lowered its own threshold for non-Prime customers from $ 35 to $ 25.
All in all, we believe eurozone bond yields may move a little higher, but any increase
is likely to
be capped by the ECB's ongoing level of
purchases,
at least until policymakers start to signal their next steps on monetary
policy later in the year.
Depending on the seller's stated return
policy at the time of
purchase, your refund may
be reduced by restocking fees or return shipping costs.
The only step they took
at the meeting
was to drop outdated wording from the bank's
policy statement in which it said it would step up the
purchases if need
be.
Annual renewable term life insurance (ART)
is a type of term life insurance
policy that allows you to
purchase one year of coverage
at a time.
The downside
is that if you
purchase your IUL in a strong market, the
policy actually caps the amount of money it can accumulate — typically
at around 10 % -15 %.
And we have the ECB [European Central Bank], again, likely to tell us what their plans
are and not for selling bonds back into the market, I think not
at this stage for changing their interest rate
policy, but again, slowing the rates of
purchase of bonds.
Short term life insurance
policies, such as those with 1 - year or 5 - year terms, often have the option of
being renewable, meaning that
at the end of the term you can
purchase the same coverage again without a new application process.
Regarding the path ahead for ECB
policy, it seems likely adjustments to the central bank's bond -
purchasing program will
be discussed by policymakers
at meetings in coming months, given the technical difficulties and political risks involved.
At the same time, ruling out any increase in interest rates while bond
purchases are scaled back, in our view, signals ECB President Mario Draghi's determination to resist any political pressure to speed up the process of normalizing monetary
policy.
As anticipated, the ECB held its
policy rates constant with the deposit rate remaining
at -0.4 % and monthly government bond
purchases of $ 60bn euro, despite a slightly brighter outlook on GDP growth, which
is expected to rise to 2.2 % in 2017, Mario Draghi announced during yesterday's ECB monetary
policy meeting.
Items
purchased at off - site retailers must
be returned through the same retailer and
are subject to the
policies of the retailer in which it
was purchased.
Before this season began, Emtman
purchased a $ 1 million insurance
policy from the NCAA,
at a deferred cost of $ 14,000, that will pay off if Emtman
is injured.
If we
purchase a business, the Personal Information received with that business will
be treated in accordance with our Privacy
Policy in effect
at that time, so long as it
is practicable and permissible to do so.
By continuing with your
purchase using the eBay's «Buy It Now» button, you agree to the Toys «
R» Us Terms of Use
at stores.ebay.com/toysrus/Terms.html and the Privacy
Policy at stores.ebay.com/toysrus/Privacy.html.
A youth sports organization of any type should
purchase at least four different insurance
policies, which
are the following:
Infant milk, as per
policy, would
be declined
at point of
purchase if the vouchers
were attempted to
be used on Infant milk.
Subsidising the
purchase of LCVs, a move that has proven popular amongst
policy makers to date,
is economically unviable for the long - term development of the sector since the desired market penetration would only come
at considerable expense.
The headteachers of some Senior High Schools
were interdicted, while one of them
at the La Presbyterian Senior High School in Accra
was transferred for asking parents of new students under the Free SHS
policy to pay for the
purchase of plastic chairs to enable their wards to sit on them in class.
These findings have important
policy implications because individuals in the higher - consuming clusters
were more likely to have signs of alcohol dependence, report lower health satisfaction, enjoy alcohol ads, and have
purchased alcohol late
at night.
Eileen Chou, a public
policy professor
at the University of Virginia, and her collaborators began by analyzing a data set of 33,720 U.S. households and found that those with higher levels of unemployment
were more likely to
purchase over-the-counter painkillers.
Tons of things
are machine washable, and they have a pretty fabulous return
policy: Lands» End will accept any item
at any time for an exchange or refund if you
're not satisfied with your
purchase.
While it
is a worthwhile goal to train preservice teachers as «savvy consumers of technology,» teachers
are rarely in positions of authority to make
purchasing decisions and
are often limited by acceptable use
policies set
at the district level, including filters and insufficient technology support and maintenance or access to computer labs.
The district can adopt a
policy under which the school provides food
at no cost if the student
is unable to
purchase a meal or snack.
As tough as the scandal
is in the United States, it could become worse in Europe, where
policies across the EU promote
purchase of «clean» diesel
at refueling stations.
First, we address the disclosure in fare advertisements of higher prices, recently introduced by several air carriers, for tickets
purchased at ticket counters or by telephone.1 Second, by this notice, we
are advising carriers of the current
policy of the Office of Aviation Enforcement and Proceedings (Aviation Enforcement Office) with regard to the disclosure of «government - approved» surcharges.
Lester Glenn Auto Group Free oil change
policy, effective 1/01/2015 entitles all Lester Glenn customers who lease or
purchase any new or pre-owned vehicle from any Lester Glenn Auto Group location a total of four (4) free oil changes to
be used
at the discretion of the customer over the course of two (2) years from the lease or
purchase date of the customer's vehicle.
The Porsche Assistance
policy is available to
purchase at our Porsche Centres or directly via calling Porsche Assistance on 0800777123 subject to your Porsche satisfying the eligibility criteria.
To add some bigger - picture perspective, Macmillan and Simon & Schuster have yet to offer libraries their books in the ebook format
at all, and other publishers
are continuing the longstanding
policy of allowing libraries to
purchase ebooks in perpetuity.
In a 2010 interview, Apple CEO Steve Jobs may have unintentionally slipped when he
was asked by the media why a consumer would pay almost $ 15 for a bestseller in the iStore when the same e-title could
be purchased through Amazon
at $ 9.99 (
at the time Amazon's
policy was all New York Times bestsellers would retail for $ 9.99 in the Kindle store).
In a phone conversation with a key person
at the Tattered Cover here in Denver, CO, he said, «We don't
purchase vanity press books — they usually fall apart... not to mention, they
are so costly per unit and the return
policy is usually not available — it
's a clear pass for us.»
Ereaders
purchased at local stores
are subject to store return
policies.
Rather, the value of the
policy is established
at the time it
is purchased and that value does not change.
It
's offered for a one - time additional fee of $ 100 and
is available only
at the time you
purchase your
policy.
For example, if you
are 40 years old and want to cover your income until retirement
at age 65, you can
purchase a 25 - year term life insurance
policy.
Your Virginia renters insurance
policy can
be purchased today
at the cheap price of just $ 155 a year.
The question that I have
at this point in the cycle
is how low the Fed will get before they get scared about inflation, and flatten out
policy to see which effect
is larger — deflation from overvalued housing assets
purchased with debt, or inflation of goods and services prices.
For those unfamiliar with the idea, it suggests that buying cheaper term life insurance and investing the difference in a mutual fund
is a better financial option than
purchasing a whole life
policy and cancelling it
at age 65 for the cash values.
If you recently
purchased a home or
are in the market for a new mortgage, there
is a good chance that
at some point, you will
be offered a mortgage life insurance
policy.
Granted, you can stare
at your insurance
policy, but there
is nothing concrete to hang onto to try and convince yourself that your
purchase was worth it.
Goodreau says that the right insurance agent will help consumers
purchase the insurance
policy that provides the amount of coverage they
are seeking
at the best possible price.
These hazards
are regularly excluded from condo
policies, and you'll typically need to
purchase separate coverage if you live in an
at - risk region.
There
are many other perils covered by the
policy as well, and you get replacement cost coverage that allows you to
purchase a replacement item
at retail rather than having to make up the often significant difference between retail price and the actual cash value that some
policies provide.