Sentences with phrase «policy is purchased separately»

The rider on a life insurance policy is purchased separately from the policy and it will provide additional benefits, typically at an additional premium cost.

Wind / hail and hurricanes are covered by standard homeowners insurance; flood and earthquake policies are purchased separately by homeowners.

Not exact matches

Policies can be purchased separately or in a package deal offered by many insurers.

You can also add any protection that you really need such as e.g. sewer backup that is often not included into home insurance policies and needs to be purchased separately.

And life insurance is definitely the most common policy I see purchased by clients separately from their group coverage.

The main difference between the jewelry and valuable items endorsement and a personal articles floater is that the latter can be purchased separately from your home insurance policy.

USAA offers a few other add - on coverages that are purchased separately from your homeowners and auto insurance policies, but they are only available if you're already getting at least one of the two from USAA.

If you're concerned about flooding impacting your personal property, you should purchase a flood insurance policy separately.

This rider is very similar to a long - term disability insurance policy, but it can be conveniently added to your policy rather than you having to purchase it separately.

Your Virginia homeowners insurance doesn't cover flooding or earthquakes, but coverage for special catastrophes like these can be purchased separately, or as a rider to your current policy.

Many of the best term life insurance policies offer options called riders, which can be added on to your existing policy or be purchased separately (depending on the rider type).

This free coverage will never be as extensive as a policy you purchase separately from a company like Travel Guard or Access America, but neither is it something to ignore and if you've had a recent loss you even might be able to file a claim retroactively.

A rider is purchased separately from your main policy for an additional cost.

The survivorship policy is more efficient than two policies purchased separately.

Accelerated Death Rider — This rider is often included in policies these days or can be purchased separately.

Riders, Health Benefit — Riders are provisions purchased separately from the policy at an additional cost, providing extra benefits.

An Umbrella or Excess Liability policy is not part of your Homeowners policy but makes a supplemental insurance coverage, which you have to purchase separately.

Otherwise known as a floater or endorsement, a rider is a policy you can purchase separately that insures content - related items, including gifts.

Special coverage options to address these concerns can often be purchased separately, or as riders to your homeowners policy.

It can be purchased separately but is usually prohibitively expensive; it's around the same cost as a long - term policy despite the difference in benefit periods.

Liquor liability insurance is designed to fill this gap in coverage and may either be added as an endorsement to a general liability policy or purchased separately.

It is purchased separately from the basic policy.

Some home insurance policies include hazard insurance, but it often must be purchased separately.

Though the terms are used interchangeably, riders are built into some policies, while add - on covers can be purchased separately.

A rider is additional coverage that can be purchased separately and added to your life insurance policy and is a common way for clients to personalize their life insurance plan.

A «rider» is an add - on you can purchase separately for your policy and there are many different types.

Although this can be somewhat different with various insurers, for some families both the working and non working spouse may each wish to, separately, purchase their own 1000000 term life policies at the same time.

The cost to cover each individual is cheaper because the policy is designed to cover a large group, just as purchasing a large amount of a particular grocery item is cheaper on a per item basis than buying each item separately.

Coverage for these must be purchased separately either as additional rider clauses to the standard form, or as entirely separate policies.

You may also want to strongly consider a flood insurance policy, which must be purchased separately from your homeowners insurance.

For this reason, earthquake insurance is a specialized policy that you must purchase separately.

If you're concerned about flooding impacting your personal property, you should purchase a flood insurance policy separately.

Wind coverage can often be purchased separately from your policy.

Health Insurance for College Students and Car Insurance are not included in residential insurance policies or personal property content policies, therefore must be purchased separately.

However, mudflows, which are byproducts of floods, are covered through flood insurance policies, which can be purchased separately.

Depending on the insurance provider, other kinds of coverage may be included with your policy or may be purchased separately as options.

Ransom is even covered under some travel insurance policies, although it typically has to be purchased separately.

In order for the insurance agents to distinguish who is owed what during a claim, you'll each need to purchase renters insurance policies separately in Greenfield.

Several types of coverage may be included in your commercial auto policy; others are options that you can purchase separately.

Don't make the mistake of assuming your home is covered by your homeowner insurance policy; flood insurance must be purchased separately.

These policies will need to be purchased separately, so make sure your Santa Clara insurance quotes include them if you live in a flood plain or an area prone to earthquake activity.

This provides a package of coverage that may be simpler and more affordable than purchasing each policy separately.

An earthquake insurance policy must be purchased separately.

Earthquake insurance is not usually included in your home owners or renters insurance policy, which means if you want this coverage, you must purchase it separately.

This extra insurance coverage is almost never included as part of a standard home or business insurance policy and often must be purchased separately.

The two main policies are general liability insurance and property insurance which can be purchased separately or packaged together in a policy called a business owners policy.

You may find that most problems are already covered, but some things, such as flooding, will require you to purchase coverage separately from your home insurance policy.

A floater can be purchased separately from a homeowners insurance policy.