Sentences with phrase «policy limit available»

That means that those costs don't eat away at the liability limit of your policy, and as a result you still have the entire policy limit available to pay a settlement or judgment if one arises.
When each of you have a policy, you each have the full defense coverage and policy limit available for your protection.
When each of you have a policy, you each have the full defense coverage and policy limit available for your protection.
Those fees are not generally part of the liability limit of the policy, which leaves the entire policy limit available to pay claims if necessary.
That means that those costs don't eat away at the liability limit of your policy, and as a result you still have the entire policy limit available to pay a settlement or judgment if one arises.
The subsection sets a threshold that once crossed, earns the designation of catastrophic impairment which makes higher policy limits available should treatment be necessary (e.g. post June 1, 2016, a new combined medical, rehabilitation and attendant care benefit of $ 1,000,000 available for life).
It simply means that the cost of your insurer's duty to defend you against that claim does not reduce the policy limits available to pay the claim should that become necessary.

Not exact matches

At the provincial level, land - restriction policies such as the Agricultural Land Reserve around Vancouver or the greenbelt that surrounds Toronto need to be seen as deliberate efforts to limit the space available for new housing.
Monetary policy doesn't work by restricting or «rationing» the reserve funds available to the banks and so limiting the supply of credit via balance sheet constraints: it works by way of changing the price of borrowing, shifting borrowers along their borrowing demand curve.
No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).
Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.
In addition, mothers can begin claiming maternity benefits — 15 weeks of leave available only to moms — 12 weeks before their due date, as opposed to the current policy, which is limited to eight weeks before a baby's expected arrival.
«It's important not to remove support, especially when the recovery is fragile and the tools available to monetary policy, should the economy falter, are limited given that short - term interest rates are at zero,» Yellen said at the Senate Banking Committee hearing.
Perhaps the White Rose, in the limited space available in their leaflets, could do no more than raise the basic point that the Nazi policy of extermination of the Jews was of a different kind altogether from the earlier anti-Semitism, which for all its enormities would never have suggested that the solution to the so - called «Jewish problem in Europe» should be mass murder.
Mintz concludes that the psychological cost to children has steadily grown more apparent, and he makes the familiar array of policy recommendations: more widely available health care, education reform, subsidized high - quality child care, family - friendly employment policies, a living wage, a limited work week and economic support to the impoverished.
For example, the Communications Policy limits all electronic correspon - dence topics between adults and minors to team activities, and all content must be readily available to the public ensuring transparency.
This is the maximum limit available to protect you against multiple claims within the policy year.
Other questions may include the hospital's rooming - in policies, if there is a lactation consultant available, and if the hospital limits the number of visitors.
«The committee felt that the potential benefits to NOMS [National Offender Management Service] from this research proposal were limited and that the project did not sufficiently link to NOMS priorities and our focus upon identifying ways of improving the effectiveness of operational policy / delivery and maximising the use of our available resources.
The new policies, which are available here, will place strict time limits on the shelter clients, forcing many into the streets, and will require daily payments from the financially strapped residents.
The town's budgets use conservative estimates, the administration regularly analyzes how current spending and revenue fit within historical trends, it has policies to limit debt and ensure that it always has money available, it uses long - term planning and provides elected officials with monthly financial updates, a Standard & Poor's report said.
Devereaux too would like to spend more of his time addressing policy issues, but says he is limited by the lack of funding available.
To illustrate how substantive policy choices underlie technocratic - sounding budgetary decisions, consider, for example, a decision to cut back on NIH training grants, making them available only in fields with a shortage of researchers.433 This approach may seem like a neutral way to decide how to allocate a limited sum of money.
Based on the available scientific knowledge it is only by concerted global actions and smart science - informed policies that we can provide solutions to limit warming of the climate system to 2 °C above pre-industrial levels, and thus reduce the risks and mitigate the consequences of climate change.
This suggests that it may be better policy to devote the limited resources available for education to employing more capable teachers rather than to reducing class sizes.
With limited funding available to provide extra school places, and many existing schools in need of a major overhaul, now is the time to look more closely at how excellent design can help the government's capital funding programme stretch as far as possible, writes Emilia Plotka, RIBA's policy advisor.
Academic Standards (PDF) Academic and Career Plan (PDF) ADA 504 Notice (PDF) Asbestos Management Plan (PDF) Assessment Information (PDF) ATOD (PDF) Attendance Policy (PDF) Bullying (PDF) Child Nutrition (PDF) Directory and Yearbook Information (PDF) District Wellness Policy (PDF) Education for Employment — Career Counseling (PDF) Education Options Available to Resident Children (PDF) Homeless Education Program (PDF) Human Growth and Development (webpage) Indoor Air Quality (PDF) Limited English Proficiency (PDF) Meal Charge Policy (PDF) Participation (PDF) Public Use of School Facilities (PDF) Possession or Use of Cell Phones (PDF) Program and Curriculum Modifications — Programs for Children At Risk (PDF) School Accountability Report (webpage) Special Education (PDF) Special Needs Scholarship Program (PDF) Student Locker Searches (PDF) Student Non-Discrimination and Complaint Procedures (PDF) Student Records (PDF) Suicide Prevention Resources (PDF) Student Privacy — Pupil Records (PDF) Student Privacy — Directory and Yearbook Information (PDF) Title I Family Engagement Policy (PDF) Title I Professional Qualifications — Teacher (PDF) Title I Professional Qualifications — Teacher Assistant Youth Options Courses (PDF)
The mobile phone is also available on Three's infamous One Plan, with 2,000 minutes, a 5,000 text message allowance and a truly unlimited data bundle, with no limits or fair usage policy whatsoever — for # 35 a month.
For its part, Barnes and Noble has stated previously that it will not carry print editions of Amazon Publishing titles in its stores unless Amazon makes the ebooks available for the B&N website, which is a long - standing policy of the company and not limited to Amazon as a publisher.
The handset is also available on the infamous «One Plan» for # 37 a month, with 2,000 minutes, a 5,000 text message bundle and Three's truly unlimited data allowance, with no fair usage policy or limits whatsoever.
In an open letter to librarians explaining its switch to limit the number of check - outs a library can offer on an e-book, HarperCollins said that its previous policy of «selling e-books to libraries in perpetuity, if left unchanged, would undermine the emerging e-book eco-system, hurt the growing e-book channel, place additional pressure on physical bookstores, and in the end lead to a decrease in book sales and royalties paid to authors.9 Similarly, Simon & Schuster's executive vice president and chief digital officer Elinor Hirschhorn says that the company does not make its e-books available to libraries at all because «[w] e're concerned that authors and publishers are made whole by library e-lending and that they aren't losing sales that they might have made in another channel.»
If your exposure in the event of a fire is greater than the liability limit available to you, consider an umbrella policy on top of renters insurance.
Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.
No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).
My point here is that intelligent contrarianism does not work off of what market players think, but how much they have invested relative to their investment policy limits, and the capital that they have available to carry the trade.
If the entire policy limit was available for stolen cash, you can imagine there is a subset of the population who would claim that someone lifted $ 10,000 in cash off them, trying to get a quick payday.
There are various endorsements and additional coverages you can add, as well as increased limits available, but the basic policy that will get you covered is around fifty cents a day.
This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted and provides protection for securities and cash up to an aggregate of $ 150 million.
In addition, mothers can begin claiming maternity benefits — 15 weeks of leave available only to moms — 12 weeks before their due date, as opposed to the current policy, which is limited to eight weeks before a baby's expected arrival.
It offered just $ 50,000 of liability (pocket change if you're sued), defense inside the policy limits (defense costs eat away at the available coverage), and just $ 10,000 of personal property coverage.
The defense costs don't take away from the policy limits, so that $ 100,000 or more is still available to pay those claims.
Defense outside the policy limits just means that the amount spent on lawyers by the insurance company does not reduce the amount available to pay the claim.
Yes, that means that the insurer will pay for your defense — it's also their defense since they'd have to pay the claim, and generally it doesn't impact the amount of coverage available because that defense is outside the policy limits.
A child rider is generally available for term policies and offers a limited amount of coverage (generally less than $ 50,000) in the case your child does pass, and is available for children under a specified age (generally 20 or 25).
In short, it's good to shop around on price — but to make a true comparison, be sure you understand the types of coverage available to you, as well as the deductibles and limits that apply under each policy you're considering.
Check the fine print; some policies limit reductions in coverage as well as what kind of permanent policy is available for conversion.
For those making over $ 300,000 per year, should probably get the highest limits available and even consider getting an umbrella policy.
If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits.
Generally defense costs are outside of the policy limits, meaning that the money spent for your defense doesn't eat away at the money available to pay for the loss should you end up being liable.
Most policies are even written so that those defense costs don't count against your policy limits, leaving the full limit available to pay or settle the claim.
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