Sentences with phrase «policy makes financial»

It's important to review the policies carefully to make certain that a new life insurance policy makes financial sense for you and your family.

Run the numbers to make sure the policy makes financial sense for your situation.

You might even be wondering if a policy makes financial sense for you and your family.

And for both halves of a couple, consolidating insurance policies makes financial sense.

Not exact matches

Poloz's press conference followed the release of the central bank's December Financial System Review, which concluded that a record household debt burden makes Canada vulnerable to a housing crash, although policy makers see little reason to think that will happen.

That program, coupled with provincial - level financial inducements, has made Canada one of the world's most generous countries in terms of R&D tax policy, according to the OECD.

Is it still reasonable to assume that monetary policy should simply react to fiscal policy, even if the choices of politicians make the inflation and financial stability goals of central banks more difficult to achieve?

«The biggest mistake that people make is not filling out the FAFSA, or filling it out late,» said Karen McCarthy, director of policy analysis for the National Association of Student Financial Aid Administrators.

The Federal Reserve's ultra-low interest - rate policy since the financial crisis may have lent support to a listless economy and made the government's massive debt a lot easier to finance, but it's been more than hard on retirees and conservative savers.

This includes having an updated will and making sure your beneficiaries for financial assets — retirement accounts and life insurance policies — are up to date.

While declining to recommend steps the Trump administration might take to follow up on Obama administration measures to ease this financial burden, Dudley said that anything that «makes college more affordable, especially policies that make it more affordable for lower and moderate - income households, would be beneficial for income mobility over time.»

Rather than hypothesize about potential new markets or products, a growth - stage entrepreneur needs to think about making his or her operation conform to rigorous financial and operating standards while implementing repeatable policies and procedures.

Frenkel criticised the ineffectiveness of governments since the financial crisis of 2008 which forced central banks to take their place in the «front line» of policy making, he said at an event in London on Tuesday.

Federal Reserve officials go out of their way to assure financial markets that they could make a policy move at any meeting, not just the four of eight meetings per year that are accompanied by a press conference from the Fed chairman.

Comments received by the Department and media reports also indicate that many financial institutions already had completed or largely completed work to establish policies and procedures necessary to make the business structure and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting and implementing training for staff, drafting client correspondence and explanations of revised product and service offerings, negotiating changes to agreements with product manufacturers as part of their approach to compliance with the PTEs, changing employee and agent compensation structures, and designing conflict - free product offerings), and the Department believes that financial institutions may use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days for an orderly transition between June 9, 2017, and January 1, 2018.

The housing bubble in the United States, which triggered the financial crisis in 2008, had highlighted the danger of using the financial system to make up for the failures in social policies.

The exemption requires Financial Institutions to provide contract disclosures and contracts to Retirement Investors (Section II), adopt written policies and procedures (Section IV), make disclosures to Retirement Investors and on a publicly available Web site (Section IV), maintain records necessary to prove they have met the PTE conditions (Section V).).

These commenters assert that although financial institutions have worked to put in place the policies and procedures necessary to make the business structure and practice shifts required by the new rules, [4] there is still considerable work left to be done to implement the new rules in a proper and responsible manner and without Start Printed Page 16904causing further confusion and disruption to retirement investors.

That experience, together with influential research on monetary policy, convinced the economics profession that maintaining price stability is the best — or even the only — contribution monetary policy can make to promoting a country's economic and financial well - being.

Developments outside the United States affect our domestic economic outlook through their impact on trade and financial market conditions, and we have to take such developments into consideration in our monetary policy decision - making.

Empirical research shows that a buildup of household debt in the economy makes a financial crisis more probable, so we wanted to understand the costs and benefits of leaning against financial imbalances through tighter monetary policy.

In particular, a variety of attributes make Canada an attractive investment destination, including our sound public finances, resilient financial system, and credible monetary policy.

The problem is that U.S. financial and fiscal policy has institutionalized the financial sector's short - term outlook, «distorting decision - making away from long - term profitability and stability and toward short - term gains with insufficient regard for risk.»

C.D. Howe Institute «s `'» Canada «s 2012 Fiscal Accountability Rankings `'» looks at the financial information provided by senior levels of government (federal government, provincial governments and the territories) according to «Fiscal Accountability «and `'» Scoring Governments «Over - and Undershoots `'» and makes a number of policy recommendations.

Permit agents or brokers to make a recommendation only if they have a «reasonable basis to believe that the consumer can meet the financial obligations under the policy.»

This resulted in monetary policy working more broadly through the financial system, rather than being focused only on banks, making it more effective and also less distorting.

(Warren went on to expound on how Trump's lack of financial transparency makes it borderline impossible to know if a policy will benefit him.)

The bottom line is that the American public is being fed a carefully crafted mythology (no doubt «market tested» on «response groups» to see which images fly best) to mislead the American public into misunderstanding the nature of today's financial problem — to mislead it in such a way that today's policies will make sense and gain voter support.

our budget not only tracks financial inflows and outflows, but can also be used as a starting point to create policies that you can fall back on when making financial decisions.

These policies allow the cosigner to be released from their financial obligation after the borrower has made on - time payments for a specified period — typically a few years.

Additional information about material risk factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward - looking statements may be found under «Risk Factors» in our most recent Annual Information Form, under «Risk Management», «Risk Factors» and «Critical Accounting and Actuarial Policies» in our most recent Management's Discussion and Analysis, in the «Risk Management» note to our most recent consolidated financial statements and elsewhere in our filings with Canadian and U.S. securities regulators.

The «financial conditions» argument regarding monetary policy has been made most strongly by NY Fed President Bill Dudley.

Financial Decision Making, Monetary Policy, and Asset Prices Under Incomplete Information Principal Investigator: Alexander David $ 99,500

As a part of his first semiannual monetary policy report to Congress, Chairman Powell made an appearance this week before both the House Financial Services Committee and Senate Banking Committee to discuss monetary policy and the state of the economy.

The Fed's statement following its March meeting suggested to us it was unlikely to be hurried into any further interest - rate hikes by a single piece of inflation or employment data crossing a particular threshold and instead would make a wider judgement on the appropriate setting for monetary policy, based on a range of readings across the economy and financial markets.

This policy has contributed to creating a more stable economic environment relative to that of previous decades and has allowed households and businesses to make better long - term financial plans.

This week's big policy review might require the BOJ to make other concessions to the financial industry.

As this uncertainty and confusion seeps through and grows, investors should be prepared for panic in both policy making and financial decisions.

Central bank independence, or monetary policy autonomy refers to a central bank's ability to conduct monetary policy without political interference, that monetary policy decisions are made purely based on economic and financial conditions to achieve publicly - stated objective (s) of a central bank.

Always talk to a financial advisor if you'd like to explore using policy loans on a whole life insurance plan, and check up on your policy loans regularly to make sure that your financial strategy is still on track.

Accommodative Federal Reserve policies have indeed distorted financial markets and sectors within the real economy, but policymakers had expected the benefit (stronger employment and higher inflation) to exceed the cost, but the latest developments indicated that distortions in financial markets and the real economy may actually undo progress made toward maximum employment and price stability since 2008.

It's common for retailers to require their suppliers to have a product liability policy explained in the first scenario above because if a product fails as a result of a manufacturing flaw or design flaw, they want to make sure there is a layer of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities of a product failure including paying any fines or legal defense costs.

Though China has made strides in opening its equity and bond markets to foreign investors, American banks and securities firms have complained for decades that China's ownership - cap policy marginalized them in one of the fastest - growing financial systems on the planet.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

Appearing before the House Financial Services Committee on Feb. 11 to present the Federal Reserve's semiannual Monetary Policy Report to Congress, Yellen said that Congress should make it a priority to pass -LSB-...]

So, for example, my colleague Don Kohn, who was the vice chairman of the Fed when I was there, is a member of the British financial policy committee, which tries to identify such problems and, when it does, it makes recommendations to the parliament to impose restrictions.

Yet somehow, despite policy failures that are made obvious by the lowest interest rates ever recorded in human history, a persistent narrative still dominates financial markets: all - knowing, omnipotent central bankers are still in full control of the situation and will do «whatever it takes» to maintain order.

Rather than hold onto outmoded ideas ideas like the Phillips Curve, which may have made sense when the US was a more insular economy, there are better ways to think of monetary policy from a structural standpoint of how financial firms work.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.

It occurs to me that, despite the unprecedented flood of writings of all sorts — books, blog - posts, newspaper op - eds, and academic journal articles — addressing just about every monetary policy development during and since the 2008 financial crisis, relatively few attempts have been made to step back...