Sentences with phrase «policy makes financial sense»

It's important to review the policies carefully to make certain that a new life insurance policy makes financial sense for you and your family.
Run the numbers to make sure the policy makes financial sense for your situation.
You might even be wondering if a policy makes financial sense for you and your family.
And for both halves of a couple, consolidating insurance policies makes financial sense.

Not exact matches

The bottom line is that the American public is being fed a carefully crafted mythology (no doubt «market tested» on «response groups» to see which images fly best) to mislead the American public into misunderstanding the nature of today's financial problem — to mislead it in such a way that today's policies will make sense and gain voter support.
Rather than hold onto outmoded ideas ideas like the Phillips Curve, which may have made sense when the US was a more insular economy, there are better ways to think of monetary policy from a structural standpoint of how financial firms work.
In the meantime, global financial conditions remain highly accommodative, the Fed's latest move made sense, and we believe the U.S. economy will handle this policy transition quite well.
Yesterday Fannie Mae announced a new set of policies designed to deal with strategic defaulters — those who have the means to pay their mortgage but choose not to pay because they are so far underwater it no longer makes financial sense to pay the mortgage.
However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.
Rather than hold onto outmoded ideas ideas like the Phillips Curve, which may have made sense when the US was a more insular economy, there are better ways to think of monetary policy from a structural standpoint of how financial firms work.
Luckily, there are many free budget tools available, including Genworth Financial's Life Insurance Calculator, that can help you organize and define a policy that makes sense for you and your family.
There are instances where your health or financial situation changes such that it would actually make better sense to convert your term policy to a permanent one.
In order to decide if a whole life insurance policy makes sense for your financial situation, you will need to do a detailed analysis of your finances and future plans.
If a permanent life insurance policy doesn't make sense for your personal financial situation, don't be tempted by promises of growth in the future or the ability to borrow against the value — often, other types of investments are smarter in the long run.
For instance, if paying for college is a major financial concern but you're pretty sure that you won't need life insurance coverage after the kids graduate, than it might make sense to buy a term policy that'll get you through the college years.
Life settlements increase the policyholder's quality of life and financial health, but all of this only makes sense if policyholders no longer need their life insurance policies.
And even if you decide that it does not make financial sense for you to buy a policy, it may make enough emotional sense and provide you with greater peace of mind.
«I think it makes economic and financial sense for these tech companies,» said Devashree Saha, an energy policy analyst at the Brookings Institution in Washington, D.C. «As wind and solar markets have grown in the past few years, the cost of building and running renewable energy projects, along with the price of renewables, has come down substantially.»
However, if you are not sure or think your blood pressure, blood cholesterol, or blood sugar levels might be elevated, then going the safe route of a no physical life insurance policy makes good financial sense.
A life insurance policy may make sense and the cash benefit your beneficiary receives can help cover some financial costs left behind such as every day costs or even estate taxes.
All of the information has made it clear that it makes more financial sense to buy an inexpensive term insurance rather than on a whole life insurance policy.
This policy makes sense if you have financial needs that will diminish over time, such as a home mortgage or your child's tuition.
It makes financial sense to compare student Exchange policies to the University medical coverage that is offered.
Not all riders make financial sense for firefighters, though something like waiver of premium might, which covers your policy premiums should you be disabled and without pay for a certain duration.
One thing with Whole Life Insurance policies is absolutely certain, they rarely make good financial sense if it prevents you from maxing out qualified investment vehicles.
So, if your dog found you while you were casually strolling through a rescue shelter one day, a life insurance policy probably won't make financial sense.
Coupled with the fact that the average disability outlasts short - term policies, and how difficult it is to qualify for SSDI, long - term disability insurance makes sense as part of a financial safety net.
(As an aside, although you should always say yes to free insurance coverage from an employer, if the insurance isn't convertible then it makes sense to buy a large enough private policy to fully cover your financial needs instead of just making up the difference.)
But even if the policy is expensive, it can still make a lot of financial sense for older dogs if they haven't had any previous health problems.
As a life insurance agent and financial advisor, it would make sense for his pocket to offer Whole Life policies, except that's not Jeff's way.
There are quite a few pros to buying a universal life insurance policy, but this is only so for those that bought at a very young age, overfunded the policy, use it as a financial planning tool or simply had it for way too long where it does not make sense to surrender it.
However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.
And it makes sense that an American mortgage insurance policy pays off a mortgage, or similar financial obligation, when the payers / insured's vital signs fall to zero.
Purchasing a life insurance policy to provide a safety net for remaining family members in the event of a wage earner's untimely death makes good financial sense.
The term life insurance policy is cheaper and often makes more financial sense for younger people, but the whole life insurance policy provides peace of mind in knowing that premiums won't increase down the road beyond where they're at now.
Before deciding on a policy amount, talk to you family about your financial wishes for the insurance coverage and what makes the most sense.
Like any financial decision, choosing to sell your insurance policy requires you to weigh all of your life insurance settlement options in order to understand when selling makes sense.
Fortunately, buying a multiple life insurance policies is not only legal, but also makes great financial sense in some cases.
Giving away all of the additional cash value that has been paid into your policy over the years doesn't make financial sense.
For clients who can qualify at a preferred plus rate class, it makes financial sense to pursue a traditional exam policy.
• Advise staff of any changes in policy and procedures, allocate resources, plan work schedule and assign work • Train current and new staff members, conduct performance reviews and make recommendations regarding corrective actions and dismissals • Proactively assist departmental manager with scheduling for entire department for various training courses to ensure service level is met • Create and distribute various reports to staff and peers Collector III (September 2007 to present) • Assisted non prime borrowers in bringing their loan current using one of the variety of programs offered customized for individual financial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sfinancial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sFinancial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sales rate
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