Sentences with phrase «policy on default»

Not exact matches

«The authorities continue to rely on local government investment — supported by LGFVs — to hit economic growth targets, and have a broad spectrum of policy tools to limit default contagion,» Fitch added.

Credit default swaps figured prominently in the financial crisis, notably in the near - collapse of American International Group, a giant insurer that sold protection to investors in home mortgages but couldn't pay out on the policies when the housing market crashed.

Mortgage insurance refers to any insurance policy that protects lenders against the risk of a borrower defaulting on a mortgage loan.

Figuring out ways to regulate trading by sophisticated investors in derivatives, which go by exotic names such as «currency forwards» and «credit default swaps,» is a hot topic in international policy circles, largely because failures on this murky side of the market are blamed for the 2008 global credit meltdown and the recession that followed.

Measures of negative equity have become a key component in crafting policies to address the foreclosure crisis, as these borrowers are twice as likely to be seriously delinquent or in default on their first - lien mortgage compared with positive equity borrowers.

November & December 2009 — Facebook again revises its privacy policy and the privacy settings for users and now, in a fell swoop, it makes a range of personal information public by default — available for indexing on the public web.

In 2011, when congressional Republicans were threatening to allow the government to default on its debts if their policy wish list was not met, Powell met with a number of GOP lawmakers, urging them to reconsider their strategy by pointing out the serious risks involved.

It's an insurance policy your lender will take out to cover a portion of the amount you borrow in case you ever default on your loan.

FHA MIP, or mortgage insurance premium, is a type of insurance policy that protects lenders if an FHA loan holder defaults on his or her mortgage.

Policy makers lifted the emergency assistance available to Greek banks by about 1.9 billion euros ($ 2.1 billion) to 87.8 billion euros on Monday, and are setting the aid level almost daily as Greece edges closer to a potential default.

This is not capitalism, not the natural economy, but «manipulated socialist policy» designed to subsidize the banks with artificially low cost of funds (pay nothing to savers) to cover losses on Mortgage Defaults.

While the policy notes that «New York's legal code is relatively accessible compared to other states,» it suggests that the state commit to including its laws on a platform such as America Decoded, adopting the Consumer Finance Protection Bureau's eRegs tool to make the laws more accessible, and instituting an «open by default» policy in the area of IT purchasing, data and research.

Tempting though it always is to attack opponents, their candidate, leader and policies, if the rationale for not standing aside is that the electorate deserves a proper choice then it becomes incumbent on the candidates to promote themselves rather than simply becoming the default option of «not the other».

This 2011 report centres on the prevalence of skills shortages, how government policy such as tuition fee rises and removal of the Default Retirement Age will affect the workforce, recruitment practices of graduates and apprentices, and whether organisations are rewarding or making redundant their employees.

«He defaulted to humor, which I thought was very good,» says an Assembly member who regularly disagrees with Cuomo on policy but at that moment couldn't help liking him.

DM and I had a row drafting TB's Times article on public services, which I felt had to have real cutting edge and DM kept defaulting to these policy wonk words that I found impenetrable.

Trevor Tompson, director of the AP - NORC Center, said the bipartisan agreement on climate change's existence could be reason to hope for policy action: «Public opinion around many energy issues tends to be fluid, with people often defaulting to partisan starting points.

Much like The Little Mermaid represented a somewhat cynical reboot of the fairytale default, so, too, was Cinderella a glorified salvage operation following the money - / audience - hemorrhaging pro bono work Uncle Walt did on behalf of FDR's Good Neighbor policy.

In the end, Republicans captured the default position on tax and spending policy at relatively limited cost to their high - income constituents.

The policy makes rights sharing with publishers and self - archiving the default, while allowing faculty to waive Harvard's license on a case - by - case basis, at the author's discretion.

Yannelis also notes that if wage garnishment has a linear effect on reducing defaults, then eliminating the policy altogether would increase default rates by over half.

In six hours, the San Francisco Board of Education will vote on a policy these students have fought for all year long: to make the «A through G» course curriculum, required for admission to California's state universities and colleges, the default curriculum for all students in the San Francisco Unified School District.

This policy, also known as LIFO, is no longer written in the state statute as the default policy for districts and union leaders who can't reach an agreement on how to handle layoffs.

Sadly, Connecticut has been defaulting on this duty for decades as short - term fixes and patchwork policies have failed to address the roots of inequitable funding across the state's public schools.

Finally, make sure that you don't just assume the default limits on an Ohio renters insurance policy are enough for you!

PMI is basically an insurance policy that you (the borrower) take out for the lender to protect them from financial losses in the event that you default on your mortgage.

Mortgage insurance is an insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies or is otherwise unable to meet the contractual obligations of the mortgage.

Mortgage brokers lying, banks not reviewing paperwork, applying policies designed for first time buyers to 3 times as many folks buying their 2nd, 3rd, 4th etc home, appraisers giving banks whatever values they wanted on appraisals, rating agencies doing likewise for CDO's, insurers issuing credit default swaps without even a fraction of the backing needed.

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

Private Mortgage Insurance is a special type of insurance policy, provided by private insurers, to protect the lender if you default on your loan.

Such reforms included the Bank on Students Emergency Loan Refinancing Act as well as default prevention policy.

FHA MIP, or mortgage insurance premium, is a type of insurance policy that protects lenders if an FHA loan holder defaults on his or her mortgage.

Mortgage insurance refers to any insurance policy that protects lenders against the risk of a borrower defaulting on a mortgage loan.

The American Enterprise Institute for Public Policy Research recently published a study that indicated that «by all relevant debt indicators, the U.S. fiscal scenario will soon approximate the economic scenario for countries on the verge of a sovereign debt default.»

Mortgage insurance — An insurance policy paid for by either the borrower (PMI) or lender (LPMI) that protects the invested party in the event that the borrower defaults on the loan.

Credit derivatives can be viewed against insurance policies against a default on a loan or a bond.

The insurance policy you are required to obtain and pay for as part of your monthly mortgage payment essentially provides protection to the lender in case you default on the loan, and covers the lender for the amount between 20 % down and what you actually put down.

Home sellers doing a short sale should do the extra research on the owner and insurer of their loan and look into their policies on «imminent danger of default» vs. true default and real estate professionals should be wary of giving advice on these matters and would do best to carefully and concisely relay communication (with a paper trail) from other parties to the transaction rather than make suggestions.

The death of the borrower in that case is so tragic, and indeed so unlikely, that perhaps it would make sense to bake into these loans a term life insurance policy that would leave the cosigner on the hook only for more typical forms of default.

Fortunately, the Consumer Financial Protection Bureau pushed lenders to change their policies on new and existing loans so that co-signer deaths no longer trigger such defaults.

Just as the euro was being launched 10 years ago, we wrote in our Dec. 1998 Insight that with a common currency, individual countries would be forced to rely on fiscal policy to deal with local business conditions and «the limit on fiscal stimulus will be default risks.

Richard Hunt, director of the Consumer Bankers Association recently sent a letter to CFPB director Richard Cordray stating that 10 banks offering student loans have committed to changing their policy on automatic defaults.

These recently released data, as well as other, more comprehensive data on default and loan repayment, can assist policy efforts to lower persistently high default rates.

Knowing more about the different ways in which loans are paid off would have policy implications and affect whether the tools currently used to collect on defaulted student loans are judged as the right ones.

There are no penalties for not making payments on time and you can not default on a policy loan.

As is the case with freshwater flood protection, most providers offer some sort of OPTIONAL sewer backup protection, but it is not usually included on default standard insurance policies.

Superficially, you are taking no risk, because if the bond actually defaults, you collect on the insurance policy you bought, and use that money to pay out on the insurance policy you sold.

Please note that a reservation which requires down payment or (wholly or partly) prepayment may be cancelled (without a prior notice of default or warning) insofar the relevant (remaining) amount (s) can not be collected in full on the relevant payment date in accordance with the relevant payment policy of the Supplier and the reservation.

Specifically, advocates are relying on misguided default policy choices to inform their arguments to the detriment of supporting the nascent clean economy.

That's a fabulous idea, and almost identical to the one Goldman Sachs had when they made a killing on selling dodgy investments to their clients whilst simultanously taking on out huge insurance policies (Credit Default Swaps) on their guaranteed failure.