Sentences with phrase «policy owners need»

Policy owners need to beware that a grace period payment may be larger than the premium payment that was due.
Whatever the reason, policy owners need be aware of all of the options they have at their disposal when deciding what action to take when shedding an unwanted policy.
The policy owner needs a death benefit that will continue to increase, for example when insurance is being used as part of a business succession plan.
For example, one popular term policy allows 2 % per month of the death benefit if the policy owner needs help with daily activities, like bathing and dressing due to chronic or critical illness.
Fulfilling policy owner needs on a daily basis utilizing best customer service skills in the process.

Not exact matches

And that's yet another reason executives like PayPal's Schulman say business owners need to take a stance on policy change.
If you are a small - business owner with immigrants on your staff, here's what you need to do to protect your workers and your business from the special challenges these new enforcement policies present.
A Business Owners Policy (or BOP) can roll all of these together in a cost - effective manner, but if you want to get customize your policy, here is what you need to focPolicy (or BOP) can roll all of these together in a cost - effective manner, but if you want to get customize your policy, here is what you need to focpolicy, here is what you need to focus on.
«You need to think about your business owners policy,» says Co. «If you don't have a comprehensive property and business interruption policy, you might not be covered if your building floods, is terrorized, if there's an earthquake.
Immigration policy, from potential burdens of reporting and verification to visa needs for highly skilled positions, are also critical to small business owners, as is Dodd - Frank's impact on lending to small business.
The survey, released Tuesday, polled 500 small business owners from around the country and found that half of them are in favor of a policy that would allow employees to use earned sick time when they or an immediate family member falls ill or needs preventative medical care.
This reinforces the need for small - business owners to take control by creating a social media policy.
It takes in - depth analysis to decide which type of policy — and how much coverage — fits the needs of the owner of a privately held company.
If the rental is considered a secondary home of the owner and their college student stays there free of charge then the student doesn't need renters insurance policy.
Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).
Business owners need to put consistent policies and procedures in place to ensure that customers pay in a timely fashion.
The need to address poverty's basic causes, including the unhealthy concentration of America's land and resources in the hands of so few owners — who have tended to misappropriate land values — ought to be high on our religious and public policy agendas.
@ Mohawk no you are not wrong, WENGER slightly changed his subs policy, when he was feeling the heat of angry fans, critics from the owners (Uzmanov), losing incredible games or letting ANDERLECHT ran us over at the Emirates, it was only then when he realized that he needed to bring SUBS and not just sit there petrified playing with his zipper or mumbling fruitless complaints against he 4th official.
We want to win the BPL we need to invest as a title challenger — with the current owner, board and transfer policy I do not see it change very soon — any new manager who come in have to be a miracle worker to turn it around.
Yes I'm angry with payet but it all boils down to our inept owners their transfer policy and our struggles since they need to go to #whu
Unfortunately, many trailer owners assume that their auto policy or truck insurance covers the trailer towed behind the vehicle, and discover the trailer needs its own insurance policy once the damage is done.
But they don't need to be paid by the policy owner.
These dollars can be used in the future for whatever purpose the policy owner desires — to help pay educational tuition, to help make a down payment on a home, or to supplement retirement income if the insurance needs decrease.
Janice needs to be an irrevocable beneficiary of this policy, but also possibly an owner, so she pays the premiums and the insurance doesn't expire.
If a condo owner needs more coverage than that, they generally would have to purchase an umbrella policy to supplement the liability limit of their condo insurance.
You might need to adjust your condo insurance policy because you, as the condo owner, would need to insure any changes or new structures inside your unit.
The amount of the surcharge you will need to pay depends on whether the insured building is owner occupied or held by tenants and the type of the policy form for the building.
This insurance policy death benefit is payable to the company providing owners with the financial flexibility needed to hire a replacement.
Most condo owners also have other insurance needs, such as policies for cars, RVs, or boats.
This enables business owners to purchase fully customized policies that meet their companies» unique coverage needs.
If you want to protect yourself from claims by others against your new home, you will need an owner's policy.
As a condo or co-op owner, it is important that you get an insurance policy that meets your unique needs.
When life insurance policy owners no longer want, need, or can afford to continue to pay policy premiums, they traditionally have surrendered their policies to the issuer for their cash surrender value.
A type of Permanent Life insurance that gives the policy owner flexibility with regard to the face amount and premium amounts, which can be modified to respond to changing needs and circumstances.
For more information about the many owner operator insurance policy options, you can speak with a Trusted Choice representative who will advocate for your independent commercial trucking business insurance needs.
For example, universal life and variable universal life insurance policies allow policy owners to adjust premiums and death benefits to suit their financial needs.
For example, the veteran will need a full year's home owner's insurance policy paid for at settlement in addition to setting up impound or escrow accounts.
When an investment bond is set up, you'll need to nominate a policy owner, a life or lives to be insured and beneficiaries.
Commercial insurance policies offer many different coverage options so that business owners can customize policies to meet their businesses» unique coverage needs.
However, if you need more than $ 10,000 worth of coverage, you should look into an in - home business policy or a business owner's policy (BOP).
Why You Need General Liability Insurance A Business Owner's / General Liability Policy has been compared to a homeowner's policy for your busPolicy has been compared to a homeowner's policy for your buspolicy for your business.
Auto - Owners Insurance also has 6,300 independent agents, meaning you can buy your policy directly from an individual who understands your needs.
As a business owner, you can customize your policy to meet your company's unique coverage needs.
Even when a property is resold quickly, or refinanced within a short period of time from the original purchase or most recent refinance, a new title search and title policy are needed because the owner could have taken actions that had an impact on his claim to the title, such as taking out a second mortgage or incurred a lien from unpaid taxes.
At a minimum, the small business owner will need to have a life insurance policy on the key man in an amount sufficient to cover the transition period that will be required in order to find a replacement for the departed salesman.
If you have a renters insurance policy and you move, you usually don't need to purchase a new policy if you move within the state, as your existing coverage should travel with you, says David Petri, an Allstate agency owner in El Cajon, California.
The policy owner's children may have attained their own success, are financially well - off and no longer need the money a life insurance policy would provide.
Note that most rental insurance companies do not cover dog bites, so you may need to get a separate pet insurance policy.The Federation of Insured Dog Owners will provide canine liability insurance policies for all breeds of dogs.
Pet insurance policies have become more popular over the years as pet owners discover that they fulfill a need that can increase their pet's quality of life AND keep their wallets from being drained.
Each breeder have his own policies regarding retired dogs, so prospective Maltipoo owners need to contact several different breeders for best results.
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