Sentences with phrase «policy owners want»

The time may come when life insurance policy owners want to rid themselves of the policies they own.

If a policy owner wants to surrender early, the insurance company has a surrender value or cash value that reflects no loss to the insurer on average.

The downside is the premiums are more costly and the policy does not offer a lot of flexibility should the policy owner want to increase or decrease the amount in the future.

Depends on how the policy owner want the death benefits distributed.

Not exact matches

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All across the board — regardless of gender, minority status or political leaning — small - business owners wanted to hear the presidential hopefuls address the topics of small business (66.23 percent), the economy (59.10 percent) and tax policy (53.95 percent), first and foremost.

This may reflect mixed messages to employees when they are given employee ownership without supportive workplace policies: «We want you to be more productive as employee - owners, but we're not going to give you the tools to be more productive, and we're going to keep a close eye on you.»

Opinion: If the Liberals really wanted to help the economy, they'd design a policy with ambitious entrepreneurs in mind — not an army of small - business owners content to stay that way

However, this means that if something happens down the line that causes the owner of a policy to not want their initial beneficiary to receive their death benefit (such as divorce), it'll still go to the beneficiary they chose during their application.

The protests in the NFL are something that most owners still want to see gone, and they could enact a policy where players either must stand, or stay in the locker room during it.

We want to win the BPL we need to invest as a title challenger — with the current owner, board and transfer policy I do not see it change very soon — any new manager who come in have to be a miracle worker to turn it around.

However, if the actual time to profitability is 7 years instead of 5 years, as planned, the business owner may want to renew their life insurance policy to make sure any debts would be covered.

Life insurance policies ask if you want someone to be a contingent owner who will inherit the policy if the owner dies.

If you want to protect yourself from claims by others against your new home, you will need an owner's policy.

The owner of the policy has a contractual right to borrow from the insurer, using your cash value as collateral for the loan, for anything you want to use the loan for.

Q. Hello, 100 % shareholder President and CEO of an S Corp. wanted to purchase individually as owner and beneficiary a life insurance policy on the life of a vice — president and COO of his company.

When life insurance policy owners no longer want, need, or can afford to continue to pay policy premiums, they traditionally have surrendered their policies to the issuer for their cash surrender value.

These nonforfeiture rules are really meant for policy owners who miss payments but still want to hang on to some part of the policy.

So I suppose if you want to pay a huge insurance policy you can get one, but the third guy told me that that quote is for 1 million and many pitbull maimings especially of children exceed this and all of the fatalities do with the last one he heard of was 3.5 million and you know who is responsible for the other 2.5 million the owner!?

This policy frequently forces them to turn away people who want to surrender their pets, but they often soften the blow by maintaining a waiting list or referring owners to other private shelters or rescue organizations in the area.

In October of 2009, the Lynchburg Humane Society instituted a policy that owners who wanted to surrender a pet to the shelter had to make an appointment.

Oklahoma Beagle Rescue has a policy regarding owner surrenders, or people who want to «get rid of» their beagle.

We want to alert our vacation rental policy holders that if they have incurred financial losses and have not received compensation by their vacation rental companies or property owners, they can submit a claim by visiting our website or by calling our dedicated hotline at 800-816-9454.

The policy is being used to supplement retirement savings, and the owner wants to build a lot of cash value by overfunding the policy in the early years.

The estate tax life insurance relationships is present because many policy owners do not want their families stuck with paying the estate tax which can be considerable.

Be aware that if you do want to apply to a plan you can be the owner of the policy as well as the beneficiary of the policy.

The policy owner has the freedom to change the premium and coverage amounts based on how much they can afford to pay and how long they want the coverage to last.

100 % shareholder President and CEO of an S Corp. wanted to purchase individually as owner and beneficiary a life insurance policy on the life of a vice — president and COO of his company.

If you are a business owner, one option you may want to explore is an umbrella policy that can provide much higher liability limits.

If you want to learn more about how to manage your life insurance policy, go to our section for policy owners.

For instance, if a car owner wants to sell his / her car after the fourth policy anniversary, and never filed a claim during the policy period, then he / she is entitled to a 45 percent NCB discount.

Free Look Period: The period of time given to a policy owner to decide if they want to keep the life insurance policy they purchased.

The owner of a second - to - die variable universal life policy wanted to know how much he might get in a life settlement sale.

If you are among the proud business owners in this easily accessible city, you will want to be sure to protect the investment you have made in your company by securing it with a well - rounded business insurance policy package.

You may want to consider a package business owners insurance policy — or what's known in the industry as a BOP.

The loan does not have to be paid back, though the policy owner may want to replenish funds borrowed from the policy, so as to maximize long - term tax - free growth.

The owner of a $ 1 million policy on her father came to me after receiving a $ 225,000 gross offer from a high - pressure broker who wanted a $ 60,000 fee.

The vice-president and COO wanted to purchase individually as owner and beneficiary a life insurance policy on the life of..

You'll also want the new owner to pay the premiums so there's no confusion at the IRS over who actually owns the policy.

For example, if you see that in the past seven years, the current owners filed two separate claims under their flood insurance policy, you might want to discuss the scope of that damage with them, and factor the findings into your assessment of the risk of future flood damage, and into your offer.

A life settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her policy.

Quick Tips to Consider Before You Sell Your Life Insurance Policy Fraud Commissions Consider Your Options A life settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her pPolicy Fraud Commissions Consider Your Options A life settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her ppolicy by a policy owner who no longer wants or needs his or her ppolicy owner who no longer wants or needs his or her policypolicy.

First if you are going to be paying for the policy, you want to make sure that you are the «owner» of the policy.

If you are a business owner and want to buy a life insurance policy on the key employee which will provide a death benefit until that employees retirement then Return of Premium Term might be a great option since you will just get all your money back if the loss of life didn't occur and your valuable employee retires.

It is important to understand the difference between the two policy types if you are a business owner in New Jersey and want to be fully protected.

Our advice if you want to be the «owner» of the policy is to just give us a call so you can get an idea about what the cost would be and then have him give us a call directly so that we can get the application going if it looks like something you want to move forward with.

This means that if a business owner wants the policy to be cancelled on a specified date, he or she must notify the insurer before that date.

Owners of a higher - end second home typically want to insure it with a policy similar to what they have on their full - time residence, which includes a comprehensive list of causes of loss and replacement cost settlement.

You might want to check with your agent about adding such «loss assessment coverage» to your condo owners policy.

Owners of an investment property, maybe in a resort area, or someone who is renting out their home while trying to sell it, typically want insure it with a policy similar to what they have on their full - time residence.