Sentences with phrase «policy ownership rights»

Life insurance policy ownership rights include the ability to: A) change beneficiaries B) reduce the policy death benefit C) change address D) change payment E) withdraw cash accumulation value F) cancel / surrender the policy

A viatical settlement is a contractual agreement to provide a life insurance policy holder with immediate cash in exchange for the sale and transfer of life insurance policy ownership rights.

Any policy ownership rights including future policy loans or policy collateral on a loan are controlled by the beneficiary, not the insured, though the beneficiary can give these rights back to the insured if the beneficiary so chose.

Not exact matches

based in part on their business line performance, and thus presented the potential for excessive risk taking, the HRC concluded that the emphasis on overall Company performance in compensation decisions, the existence of robust compliance, internal control, disclosure review and reporting programs and clawback policies, the Code of Ethics prohibition on, and right to discipline employees for manipulating business goals for compensation purposes and its prohibitions on derivative and hedging transactions in Company common stock, and the Company's stock ownership guidelines provided adequate safeguards that would either prevent or discourage excessive risk taking.

Mr. Garland and his team are responsible for developing and implementing the Funds» active ownership programs for public equities, including voting proxies, engaging portfolio companies on their environmental, social and governance policies and practices, and advocating for regulatory reforms to protect investors and strengthen shareholder rights.

We hope it will give governments a nudge in the right direction towards policies that make employee ownership more attractive (they will soon reap the rewards as innovative companies begin to flourish in their countries).

This government's housing policy so far has emphasised wider home ownership, with ambitions to increase the number of «starter homes» and plans to extend the right to buy.

A party for those whose priorities include the Welfare State, workers» rights, trade unionism, the co-operative movement, consumer protection, strong communities, conservation rather than environmentalism, fair taxation, full employment, public ownership, proper local government, a powerful Parliament, the monarchy, the organic Constitution, national sovereignty, civil liberties, the Union, the Commonwealth, the countryside, grammar schools, traditional moral and social values, economic patriotism, balanced migration, a realist foreign policy, and a base of real property for every household to resist both over-mighty commercial interests and an over-mighty State.

There's the example I used in my column: the party's drive towards property ownership is based around more and more spending, and implicitly critiques Thatcher - era policies such as the Right to Buy.

Both initiatives are struggling with issues about data sharing and differences between national policies in ownership and property rights.

The best policies and practices of copyright ownership of eLearning courseware and course materials by faculty members will recognize and balance the rights of individual creators and contributors, as well as the needs of institutions as communities of scholars and learners.

Good board policies will protect the rights of the school district by giving it ownership rights that will remain even should the creator leave the district.

Also in the discussions was the policy on ebook licensing rights that allow libraries to retain ownership after purchasing a digital title for their catalogs through 3M, even if opting to select a competitor for ebooks later on.

Assignment: The transfer of the ownership rights of a life insurance policy from one person to another.

Some of the incidents of ownership may include rights: (1) to cash - in the policy, (2) to receive a loan on the cash value of the policy, and (3) to change the beneficiary designation.

Interestingly, both a deed and a policy are basically contracts because they specify the nature and extent of your ownership rights and the piece of paper itself is an enforceable legal document.

Dog ownership is a basic constitutional right, but guardianship is bestowed by the government and can be revoked for violation of specious policies or regulations.

The Intellectual Property Policy sets forth Pratt Institute's policy regarding the Ownership and Use Rights of Intellectual Property created by members of its commPolicy sets forth Pratt Institute's policy regarding the Ownership and Use Rights of Intellectual Property created by members of its commpolicy regarding the Ownership and Use Rights of Intellectual Property created by members of its community.

The explanation for this, though, rests on an understanding of wider political and economic interests — could it be, perhaps, that this is the result of the billions of pounds pumped into the economy by professional denialist foundations such as Nigel Lawson's Global Warming Policy Foundation and the legions of right wing Tory backers (not to mention the combined, and substantial efforts, of the global oil industry and other vested interests) which influence, through their ownership, most of the mainstream media?

A school with such a policy might also be able to claim ownership rights in student copyrights for any literary or artistic works that they create and even the profits from advertisements that run on students» blogs.

The Haida Nation asserts that: Haida Gwaii is Haida lands, including the waters and resources, subject to the rights, sovereignty, ownership, jurisdiction and collective Title of the Haida Nation who will manage Haida Gwaii in accordance with its laws, policies, customs and traditions.

We also create intellectual property policies governing ownership of intellectual property developed by consortia and licensing of patents and other intellectual property rights between consortia members.

Some of the incidents of ownership may include rights: (1) to cash - in the policy, (2) to receive a loan on the cash value of the policy, and (3) to change the beneficiary designation.

Incidents of Ownership: Various rights that may be exercised under the policy contract by the policy owner.

For example, a client is the person who has the rights of ownership for a NYLIFE Securities account or the owner of a New York Life Insurance policy.

Assignment: The transfer of the ownership rights of a life insurance policy from one person to another.

Absolute Assignment The transfer of all incidents of ownership (rights) in a life insurance policy to another individual or entity.

Incidents of Ownership In life insurance and annuities, the right to exercise any of the privileges of policy ownership, including the right to change beneficiaries, withdraw cash values, take policy loans, make assignment, etc.) Incidents of ownership can be major estate planning factors for policyowners who wish to transfer policy ownership from themselves to another person or a trust, thereby removing the policies from theirOwnership In life insurance and annuities, the right to exercise any of the privileges of policy ownership, including the right to change beneficiaries, withdraw cash values, take policy loans, make assignment, etc.) Incidents of ownership can be major estate planning factors for policyowners who wish to transfer policy ownership from themselves to another person or a trust, thereby removing the policies from theirownership, including the right to change beneficiaries, withdraw cash values, take policy loans, make assignment, etc.) Incidents of ownership can be major estate planning factors for policyowners who wish to transfer policy ownership from themselves to another person or a trust, thereby removing the policies from theirownership can be major estate planning factors for policyowners who wish to transfer policy ownership from themselves to another person or a trust, thereby removing the policies from theirownership from themselves to another person or a trust, thereby removing the policies from their estates.

When transferring ownership, the IRS also requires you to forfeit all legal rights to the policy.

ETECHACES MARKETING AND CONSULTING PRIVATE LIMITED (the «Company») has an efficient Intellectual Property Policy and Intellectual Property Management guidelines (Collectively referred to as «IP Policy», hereinafter) in place basically to maintain absolute clarity on IPR related issues such as ownership, rights and obligation of employees and Company, rights and obligation of customers and Company, disclosure of work / invention, non-disclosure of confidential information, liabilities in case of misappropriation of IP or resolution of IP related disputes strategically.

These rights include the right to receive policy dividends (if applicable), the right to name a beneficiary, the right to surrender the policy for its cash value (if applicable), and even the right to transfer ownership of the policy.

In addition, you can review the section of the life insurance policy regarding ownership rights under life insurance.

There are some requirements that must be met regarding ownership rights of the policy to keep life insurance benefits tax free to heirs.

Ownership right to the policy may be transferred as a portion of property settlement or alimony payments.

The ownership interest and rights of the life insurance policy are limited and transferred based on the terms of the agreement.

His opinion placed the ownership rights in a life insurance policy on the same legal footing as more traditional investment property, such as stocks and bonds.

Understanding the rights of a policy owner will help make sure the right person in your household owns the life insurance plan and can help spare your loved ones any stress that may arise from mismanaged policy ownership of life insurance.

One thing that can help make boat ownership more secure and enjoyable is the right Austin, TX boat insurance policy.

Often an AIDS patient would be offered as much as half of the death benefit of their policy in trade for the ownership rights of the policy.

Microsoft's new policy on sharing IPs gives partner firms more clarity on patent and design rights ownership.

Government policies need to be flexible to accommodate different types of land ownership (for instance, communally - held native title land or freehold land granted under a land rights regime) and to support the distinct development aspirations of specific communities.

In short, this report discusses the purpose of land rights and native title legislation; the existing provisions for leasing Indigenous communally owned lands under current legislation; economic factors affecting home ownership and business enterprise; and a human rights analysis of the NIC Principles.It does not advocate a position suffice to note that the full and meaningful participation of Indigenous peoples affected by any policy shift, is critical if sustainable outcomes are to be realised.

«As the leading advocate for home ownership, housing issues and private property rights, the National Association of Realtors ® and our members are committed to keeping housing first on the nation's public policy agenda, because housing and home ownership issues affect all Americans,» said NAR President Ron Phipps, broker - president of Phipps Realty in Warwick, R.I. «Now is the time to «seize the day,» and I am confident that Realtors ® have the strength, wisdom and leadership to shape a bright and positive future for our industry and our nation.»

Mission Statement: The Canadian Real Estate Association represents and promotes the interests of the members, enhances members» professionalism and ability to succeed, and advocates policies that ensure real estate property rights and ownership.

Foreign investors are also shying away due to policy uncertainty surrounding the rights of land ownership, as well as tough and unclear BEE guidelines and a very militant labour force.

«Home ownership is the cornerstone of the American Dream, and it is imperative that REALTORS ® actively engage in public policy discussions that support home ownership and private property rights,» said Wilson Sherrill, 2017 NCPAC Trustee and 2017 - 2018 BCAR Legislative Chair.

Additional documents you can expect the lender will require you to sign include, a TRID Notice, a uniform residential loan application, a good faith estimate, a truth - in - lending disclosure statement, an acknowledgment of receipt of home ownership counseling notice, home ownership counseling list, an authorization for the social security administration (ssa) to release social security number (ssn) verification, a notice of right to receive a copy of appraisals, authorization to release information, a mortgage brokerage business contract, notice to the home loan applicant credit score information disclosure, affidavit of occupancy, anti-coercion statement, equal credit opportunity act disclosure, flood disaster protection act of 1973 disclosure, mortgage loan origination agreement, patriot act information disclosure, privacy policy disclosure, servicing disclosure statement, IRS Form 4506 - T — Request for Transcript of Tax Return, Florida mortgage brokerage fee agreement, and an informed consumer choice disclosure notice.

«We conducted a thorough selection and interview process to learn where the candidates stand on the issues, find out if they understand the economic importance of the real estate industry in Bozeman and surrounding areas, and ascertain which of them will support policies that promote economic growth, home ownership and private property rights,» said GAR President Jeff Renevier.

The Canadian Real Estate Association: • advocates policies that ensure real estate property rights and ownership.

On the other hand, an owner's policy of title insurance insures your ownership rights to the property.