The state of
policy paralysis in India has hurt the general insurance industry significantly, says managing director and chief executive officer of HDFC Ergo, Ritesh Kumar.
Not exact matches
The major weakness of a democracy is its
paralysis in foreign
policy before a determined foe.
In some areas of
policy - making, it is now likely to be entirely
paralysed — with a PM unwilling to change course, but unable to win the argument.
With the
paralysis of the climate treaty process and American legislation capping greenhouse gases, a direct focus on energy innovation as a climate, economic and security strategy is gaining some traction
in policy circles.
In this article, I provide a diagnosis and prescription for the IPCC: paradigm
paralysis, caused by motivated reasoning, oversimplification, and consensus seeking; worsened and made permanent by a vicious positive feedback effect at the climate science -
policy interface.
A common example of this kind is a critical illness plan that comes with a one - time benefit
in case the insured person suffers from any illness specified
in the
policy, such as
paralysis, heart attackor cancer.For instance, a hospital cash
policy gives daily cash benefit up to a pre-defined limit for all the span of timethat insured person is hospitalized.
However, critical illness
policies pay a lumpsum amount irrespective of hospitalization
in case of critical illnesses like heart attack, cancer and
paralysis, to name a few.
It contains what are called «Living Benefits» which will pay out a portion, if not all, of the overall death benefit
in the event of a «qualifying» catastrophic injury — the dismemberment portion of the accidental death
policy, which covers loss of limb and
paralysis.
For example, their Saver's Bridge Short - Term Medical
policy allows up to $ 2 million
in lifetime benefits while the Critical Illness
policy offers a lump sum benefit if you happen to be struck down by multiple sclerosis, cancer,
paralysis, deafness, blindness, stroke, major organ transplant, coronary artery bypass (only a certain percentage of the value), or a heart attack.
Insured is eligible for the Lumpsum amount if diagnosed with any of the 10 listed critical illnesses which are (Cancer, Coronary Artery Bypass Surgery, First Heart Attack (Myocardial Infarction), Kidney Failure, Major Organ Transplant, Stroke, Aorta Graft Surgery Primary Pulmonary Arterial Hypertension, Multiple Sclerosis with Persisting Symptoms, Permanent
Paralysis of Limbs)
in the
policy contract.
I want to know that disability from
Paralysis attack or from any medical negligence is also covered or not
in accidental
policy?