Announcer (voiceover): Then, make sure you know what type of personal property coverage you have: A «replacement cost» policy typically pays the dollar amount it would take to buy a new item at the time of a claim, while an «actual cash value»
policy pays the cost to repair or replace minus depreciation.
The policy pays these costs, to ensure that you have a defense and that fraudulent claims aren't paid as a result of a default judgement for lack of defense.
Not exact matches
Opponents of mandatory
paid leave say such
policies are too burdensome on businesses, and would result in companies having to cut jobs to mitigate
costs.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to
pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger
costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
I think the speech was mostly because in order for this
policy to work, our supervisor has to manually remove the unapproved minutes from our timecards so that we won't be
paid for them (
paying a supervisor to spend 10 minutes removing 5 minutes from a subordinate's
pay doesn't work out for me in a
cost / benefit sense but that is the sort of logic we're dealing with at this place).
In essence, he has lumped AT&T and Verizon's
paid - for zero - rating
policies in with T - Mobile's lower -
cost program, then waved away altogether any concerns about the practice.
It
pays any
costs to third parties resulting from property damage or bodily injury for which the business is legally liable, up to the
policy limits.
The value and
cost of these
policies depend on several factors: how the buyer chooses to
pay premiums, how the market plays out and how the insurer calculates the death benefit.
This rider adds to the
cost of your premiums but ensures that you'll receive a portion or the sum of premiums
paid if you live past the term of the
policy.
The Public Utilities Regulatory
Policies Act of 1978 (PURPA) requires utilities to buy power from independent power producers if they can generate below the
cost that utilities expect to otherwise
pay for power, and it has driven multiple gigawatts of solar deployment already in several states.
Opponents of the new rule say that
paid sick leave is often a desirable
policy in principle, but that the
cost of the mandate will be a hardship for many employers, particularly smaller businesses.
The first
policy would likely have significant
costs as a result of fewer firms
paying the mandate penalty, and the second
policy was estimated in 2015 to
cost $ 53 billion over ten years.
An earlier filing might have been a telltale sign about the financial problems to come: Tesla disclosed that it had begun reimbursing Mr. Musk for his use of his private plane, justifying the
cost by saying, «By
paying only the variable expenses of Mr. Musk's private airplane, consistent with the reimbursement
policy in place, we will recognize a
cost saving as compared to the customary practice for an initial public offering road show.»
You just talked about how reluctant some of these negotiators are, but in health
policy consistently what you hear people say, and it's Lucy and the football every time, the reason employers ultimately... They may not want to be in the market, just like they may not want to
pay high
costs, but what they really don't want to do is piss off their employees.
But we sometimes hedge our asset class views through the adoption of a currency - hedged ETF — the
cost of that is essentially the insurance premium you
pay in case our broad asset class views turn out to be incorrect due to monetary - and macro-regime
policies.
For example, if your
policy covers medical payments and a hospital stay
costs $ 250, what you are left
paying depends on the deductible.
The cash value of a universal life insurance
policy accumulates based on the amount of premium
paid, monthly deductions for
policy costs and an interest rate that is declared by the insurance company.
It's common for retailers to require their suppliers to have a product liability
policy explained in the first scenario above because if a product fails as a result of a manufacturing flaw or design flaw, they want to make sure there is a layer of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities of a product failure including
paying any fines or legal defense
costs.
This is the
cost of the
policy, and can be
paid annually, bi-annually, or monthly, depending on your insurer.
Under this
policy, companies could offer insurance plans of any size, but employees would
pay income tax on any
cost above $ 9,500 ($ 23,900 for families) just as they would on cash wages.
But when it claims that the «free» contraceptive coverage can be afforded by the insurer because «
cost - savings» will result from «improvements in women's health and fewer childbirths,» the administration is admitting that the contraception is already being
paid for by the employer, if its
policy covers childbirth and women's health in general.
This is not capitalism, not the natural economy, but «manipulated socialist
policy» designed to subsidize the banks with artificially low
cost of funds (
pay nothing to savers) to cover losses on Mortgage Defaults.
We found a
policy that
costs $ 1000 a month with $ 8000 of deductibles and know that we were lucky to get that and be able to
pay the premiums.
But the advice given by leading economists to the United States government has been to emphasize
policies that lead to economic growth so that we will be in position to
pay the
costs of global warming as they arise.
Before this season began, Emtman purchased a $ 1 million insurance
policy from the NCAA, at a deferred
cost of $ 14,000, that will
pay off if Emtman is injured.
This
policy provides an attorney for the defense and
pays for
costs of settlement or adverse jury verdict.
Under current village
policy, newly annexed residential properties would be assessed up to $ 10,000 to
pay half the
cost of connecting water and sewer lines.
This
policy also provides an attorney for the defense and
pays for
costs of settlement or adverse jury verdict.
Trump will scrap subsidies to health insurance companies that help
pay out - of - pocket
costs of low - income people — a decision disclosed hours after he ordered potentially sweeping changes in the nation's insurance system, including sales of cheaper
policies with fewer benefits and fewer protections for consumers.
While there is no doubt that India is
paying a steep
cost for its
policy of retaining Jammu and Kashmir, it is not at all obvious that changing
policy will result in a future decrease in those
costs that would be commensurate with the decrease in benefits.
At the time he said within a short space of time, the Ghanaian worker will experience improved wages, reduced
cost of living, increased job opportunities, with a value addition in industrialisation to create jobs with good
pay across Ghana, while maintaining a safe and peaceful worker environment necessary for the progressive programmes and
policies that the NPP have for the people of Ghana.
The ordinary Ghanaian has to bear the prices or the
cost of our bad energy
policy, so, we are telling them you have to
pay more for your electricity, for your water.
Tim Hoefer, executive director of the Empire Center for Public
Policy, a conservative Albany - area think tank, said teacher pension
costs as now structured «are unsustainable in the long term, in addition to being
paid for on the taxpayers» dime.»
To a large extent, state fiscal
policies have caused great pressure on property taxes in needy cities, counties and school districts, including decisions: to reduce revenue sharing; to decrease the share of local school budgets covered by state aid, to divide the non-federal share of Medicaid
costs without considering ability to
pay, and to allocate STAR benefits... (read more)
That this House expresses deep concern at the impact of the UK Government's
policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average rates of
pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low
pay, have compounded the
cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to increase
pay rates in Wales.
«
Policy makers at every level of government need to look at all opportunities to lower energy
costs and create well -
paying jobs,» he said in a statement.
So, instead of
paying, let's say, $ 100,000 for that insurance
policy they estimated it would
cost at budget time, a new carrier only charges $ 80,000.
The
policy in brief is giving students financial support upfront so that they can
pay for their living
costs while at university rather than giving them money to
pay back a loan they can
pay back over a number of years.
The following can all help cut the
cost of cover: have an approved immobiliser fitted, keep the vehicle garaged / on a driveway overnight, have a telematics - based
pay as you drive
policy.
The Long Island Power Authority is mulling a plan that would bring more transparency to utility
policy while also having communities
pay for the
costs of buried lines.
The city of New York has been ordered to
pay the legal
costs and fees to the Empire Center for Public
Policy in connection with the Center's successful effort to obtain city payroll data under the state Freedom of Information Law.
The results published on Monday in, «Back on Track,» a
policy analysis of the issue, 75 percent of city riders indicated that the city should
pay, and 69 percent said they were not opposed to using city sales tax to cover the
cost.
After much anticipation, the city Economic Development Corp. released a $ 1 million study on living wage
policy today, which finds implementing higher
pay standards at city subsidized developments would
cost jobs.
As we head into Boris Johnson's final months as Mayor of London, Labour's London Assembly Members have produced a series of pamphlets looking at the Mayor's record in each
policy area and exploring the
cost the capital has
paid as a result of having Boris Johnson as Mayor.
«Conservatives and Liberal Democrats meet together to discuss «Coalition 2.0» Main North London Mosque gets no apology from
Policy Exchange - and
pays «a substantial contribution» towards its
costs»
Regarding the concern that such a
policy might drive up construction
costs, Brown said the opposite would more likely be true because the 20 percent set aside for disadvantaged workers would likely bring in more workers with less experience and who would be
paid at a lower rate.
And, for people who can't
pay their entire bill at once, or at all, it means talking to the hospital about a payment plan or even a write - off of some
costs under their charity care
policy.
«The direct
costs of developing and administering the tests themselves represent a small share of the total
costs of implementing a mandatory exit exam
policy,» says «
Pay Now or
Pay Later.»
Moreover, even in studies finding a positive effect, there is no evidence that across - the - board
pay increases are a
cost - efficient
policy.
Even if local personnel
policies might partially buffer the impact on low - income children by re-assigning ineffective teachers and
paying effective teachers to take their place, such salary incentives are expensive (with the
costs being borne disproportionately by schools serving low - income children) and have been only partially effective where they have been tried.