Sentences with phrase «policy premiums tend»

For example, whole life insurance policy premiums tend to be far more costly than the premiums associated with term life insurance policies.

It's worth noting, however, that such policy premiums tend to be significantly more expensive than non-refundable premium options.

For example, whole life insurance policy premiums tend to be far more costly than the premiums associated with term life insurance policies.

Generally speaking, a policy premium tends to be inexpensive, although you may see a wide price range among different providers.

Not exact matches

Premiums that are higher than those in the baseline projections would tend to boost the budgetary savings under this policy by increasing the estimated per - person savings from people no longer enrolling in nongroup coverage.

Since actual policies submitted tend to be well below those 2011 numbers, the natural question is why are the premiums in the CANNEX study so much higher?

Policy achievements — such as the pupil premium, free school meals, the increase in the tax allowance and so on — tend to be in micro areas of public policy that are invisible to most vPolicy achievements — such as the pupil premium, free school meals, the increase in the tax allowance and so on — tend to be in micro areas of public policy that are invisible to most vpolicy that are invisible to most voters.

So the kinds of insurance policies they can buy tend to have lower premiums and less benefits.»

If you are young, healthy and purchase an annual renewable policy early, then your policy premiums will tend to stay low.

However, most people choose not to do this because these conversion premiums tend to be much higher than premiums for comparable policies available to individuals.

Monumental life insurance reviews indicate that their premiums do tend to increase; however, many policies are very affordable, and you can provide good coverage for your family.

I tend to structure the most basic policy I can find to cover me in emergency or costly medical situations (with a high deductible to keep premiums low), and I take care of minor medical needs and doctors» visits with cash (here's a comparison of what I've paid to see a doctor in a few countries).

For this reason, longer - term return of premium policies tend to be far cheaper than short - term policies.

Because the insurance company does not know the level of risk they are taking on for each individual they insure with this type of policy, premiums tend to be higher per dollar of coverage than those of traditional types of life insurance.

That being said, there are some downsides to whole life insurance including inflexible premiums, surrender charges if the client decides he or she no longer wants the policy, and the rate of return on a whole life insurance policy tends to be lower than other investments.

Because of their permanent protection, these policies tend to have a much higher initial premium than other types of life insurance.

However, premiums for guaranteed issue policies are higher and the face amounts tend to be lower.

Term life policies tend to have much lower premiums compared to permanent life insurance.

Age - related policies tend to have a lower monthly premium if you are still young.

People who get permanent life insurance at 56 or older will tend to pay higher premiums than those who start their policy before they hit 55.

You can learn more about the differences between variable and universal life insurance (it's essentially the manner in which the cash value grows), but know that universal policies tend to be a little more flexible, as they allow you to adjust your premium and death benefit, within limits.

But those policies have limits when it comes to pricey items that tend to go missing — ahem, jewelry — in order to keep premiums down.

Premiums tend to be lower for short - term policies than for major medical comprehensive coverage, but there are reasons these plans cost less than comprehensive coverage.

With today's mortality table, those clients of good health might tend to exchange their policy to a new one in a practical way of buying a lower premium rate while having more benefits on death even if the policyholder is older compared to the previous policy being issued.

Single premium policies require that the insured pay a one time premium that tends to be lower than the split payments.

In general, vehicles used in work environments tend to have more exposure, making their insurance premiums more expensive than typical personal auto policy premiums.

While the sales pitch certainly sounds compelling on the surface, critics warn that market returns are far from guaranteed and the term nature of the insurance could make it expensive to maintain the policy later in life when premiums tend to rise sharply.

According to the North Dakota Insurance Department, premiums for auto insurance policies through the AIP tend to cost more than the average.

Projected administrative costs tend to be higher as a proportion because true group premiums paid tend to be significantly less that that paid by individual policy purchasers.

Life insurance premiums are based on how likely you are to pass away while you still have the policy, so rates tend to go up as you get older and face more health risks.

The employee has the option of converting the group coverage to an individual policy when leaving employment but the premium tends to be much higher than those available to individuals.

Policies tend to have higher premiums when young drivers are covered and for those whose age are under 30 or over 75.

Whole life policies build a large cash value and tend to have higher set premium.

Shorter terms tend to have cheaper monthly premiums, however, if you aren't careful together with your money, you will probably find yourself buying a unique, higher priced policy in ten or 20 years.

These policies tend to have higher premiums than term insurance, but lower premiums than whole life insurance.

These policies tend to come with a relatively low premium since they're limited in what kind of damages they cover, making the protection well worth the cost.

Premiums also tend to be anywhere from five to 20 times the cost of an ordinary life insurance policy.

These whole life policies tend to pay the highest rates of dividends, and over time the dividend payment can actually grow large enough to pay the entire premium by itself.

These plans build cash value as you pay monthly premiums, which means that whole life plans tend to be more expensive than term policies.

However, the individual premiums tend to be much higher than the group premiums for the same policy.

Thus, again, policies with less cash value — and a policyowner who doesn't want to make ongoing premium payments — tend to be the better candidates for creating value in a life settlement transaction.

Most of the people tend to overbuy online insurance policies because of the low premium rates.

These policies tend to benefit clients the most when premium payments are made well in excess of the cost of insurance during the early years of the policy.

The initial cost and premiums paid for joint insurance policies tend to be cheaper than the premiums for two separate individual policies.

The policy tends to lapse if the insured fails to pay his premium within the specified grace period.

The premium per month for a term life insurance policy tends to be less expensive than a whole life insurance premium.

In case of discontinuance of premium payment, the policy will tend to become Reduced Paid Up by default.

Due to this, the premiums tend to cost around the same as term life policies as opposed to permanent ones.

Similarly, medical examinations are not required for pre-need policies and premiums tend to be high relative to the amount of coverage.

This is called «return of premium» term insurance, and it tends to be more expensive than level term policies.