The best life insurance companies typically offer unparalleled financial strength and a few key
policy provisions including disability protection and end - of - life care.
Get a complete understanding of
your policy provisions including the face amount, the term, and the premium you are now paying.
Not exact matches
Aspects of the law,
including provisions for young people to be covered by a family
policy until age 26, went into effect in 2010 and 2011, before the full rollout of the ACA in 2014.
Such risks, uncertainties and other factors
include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein,
including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity,
including the pending acquisition of Rockwell Collins,
including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness,
including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending,
including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability,
including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors,
including market conditions and the level of other investing activities and uses of cash,
including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate,
including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (
including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (
including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement,
including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other
provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Though there were concerns both in the EU and Canada that CETA would also enact stricter
policies,
including criminal liability measures similar to the much protested ACTA agreement, the negotiations ultimately yielded
provisions that more closely match Canada's existing laws and the WIPO treaties.
However, the final results for 2015 - 16
included $ 4.6 billion in allowances related to the reversal of previous
policy decisions relating to veterans» benefits and sick leave
provisions.
However, other factors played a role,
including reactions to the non-transparent, lobby - driven trade negotiation process to develop
policy for behind - the - border governance issues, the flawed investor - state dispute mechanism, and the controversial intellectual property and cross-border data flow
provisions, which promised to raise health - care costs, dampen innovation, and raise privacy concerns.
Importantly, reconciliation legislation can
include provisions with costs, such as tax credits for health insurance or other tax and spending
policies replacing Obamacare, as long as the net effect of the bill complies with the reconciliation instructions and does not increase the deficit beyond the budget window.
This sensible
policy will also
include provision for oil price fluctuations when oil is still possessed and the ability to manage the current reduction in revenue easily in such circumstances.
How about we get some LARGER FONT LARGER GRAPHICS front - paged stories on Romney being a Bishop in the Mormon church who had some pretty abhorrent
policies before 1980, while Romney was a member,
including the exclusion of black men from the priesthood up until Mormons were pressured to remove that
provision in 1978.
ACCC Chairman, speaking at the Australian Farm Institute Conference in Melbourne today, has discussed the implications of competition
policy for Australian agriculture,
including commenting on the «national champions» argument (expressing the view that promotion of national champions «takes us in the opposite direction to reform that makes markets work better»), the misuse of market power
provision and collective bargaining issues.
If we sell a business, we will
include provisions in the selling contract requiring the purchaser to treat your Personal Information in the same manner required by our Privacy
Policy in effect at that time.
This
provision also supports public involvement,
including the expansion of the team of collaborators participating in the wellness
policy development, implementation and review to
include more members from the community.
Amendments to the School Lunch
Policy include a provision that all school districts will develop a local wellness policy that will be reviewed and updated over
Policy include a
provision that all school districts will develop a local wellness
policy that will be reviewed and updated over
policy that will be reviewed and updated over time.
We do everything possible to ensure the health and safety of our surrogates,
including the
provision of a life insurance
policy as additional financial security for the surrogate's family.
Current United States maternity leave
policy is directed by the Family and Medical Leave Act of 1993 (FMLA), which
includes a
provision mandating 12 weeks of unpaid leave annually for mothers of newborn or newly adopted children.
Enact paid family leave and workplace breastfeeding
policies, building on the International Labour Organization's maternity protection guidelines as a minimum requirement,
including provisions for the informal sector.
Activities
include the production of sound, evidence - based technical information, development of guidelines and counselling courses,
provision of guidance for the protection, promotion and support of infant and young child feeding at
policy, health service and community levels, production of appropriate indicators and maintenance of a Global Data Bank on Infant and Young Child Feeding.
Talks extended in the weekend to negotiate an agreement over the
provision, one of the more contentious
policy measures
included by Gov. Andrew Cuomo in his $ 152 billion budget proposal.
He also referenced the fact that New York is now one of three states placed on a watch list for losing hundreds of millions of Race to the Top dollars by US Education Secretary Arne Duncan because it has «hit a roadblock» on significant
policy provisions of qualifying for the aid,
including establishment of the peformance evaluation system and creation of a database to track student records across school districts.
«Rather, the Assembly process at issue here (
including the appeal) is governed by the Assembly Sexual Harassment
Policy, which contains no
provision for — or even any suggestion of — a full evidentiary hearing with open discovery and full cross-examination rights, either at the Ethics Committee level or in the context of an appeal,» Levine wrote.
There are several legalization bills floating in the state Senate that address some aspects of drug
policy, like state Sen. Nicholas Scutari's, but none that
include all the
provisions that Sinha believes advocates want to see in a piece of legislation.
The Senate's budget proposals
include a
provision that would bar local governments —
including police departments and district attorney's — from adopting laws or
policies that «impede or interfere» with federal homeland security laws.
Notwithstanding any other
provision of these Rules and Regulations, the
Policy Committee may establish procedures which shall govern the conduct of the County Committee members from New York County at any such joint meeting,
including rules covering such matters as proxy voting, method of balloting and identification of members.
The bill does not specifically
include provisions to privatise probation but Labour says the
policies it covers will be delivered by the «probation landscape» the government intends to create.
In its haste to pass this legislation, the Congress
included a number of clearly unconstitutional
provisions» — such as restrictions on executive branch ′ s authority that limited its flexibility in foreign
policy.
Its charter is to «review all city information
policies,
including but not limited to,
policies regarding public access to city produced or maintained information, particularly, computerized information; (ii) the quality, structure, and costs to the public of such information; (iii) agency compliance with the various notice, comment, and hearing
provisions of the charter and other laws applicable to city agencies; and (iv) the usefulness and availability of city documents, reports, and publications.»
«If you have a leader, with a mandate, with a strong vote, you could package a bill that rolled back Common Core, that empowered local schools with resources and flexible
policies and in the same bill, roll back the SAFE Act and
include mental health and
include provisions to crack down on gangs and narco traffickers,» Gibson said.
Governor Andrew Cuomo on Thursday presented to the SUNY Board of Trustees a proposed system - wide
policy regarding the handling of sexual assaults,
including a
provision that would require a uniform definition of consent.
He outlined some of the government's
policies in promoting French, which
include introduction of French in a number of professional and technical - oriented universities,
provision of resources in public libraries to enable learning of French with a degree of autonomy, celebration by the University of Ghana of Francophone Day with seminars and conferences to create awareness of the language, and initial talks with French TV stations to extend their broadcasting services to Ghana.
Having said that, there are examples of excellent
provision in some universities, and
policy frameworks and awards such as the European Charter for Researchers and the HR Excellence Award set out guidelines for institutions,
including career support for postdoctoral research staff.
The massive spending bill also
includes several
policy and tax
provisions.
A massive fiscal 2018 federal spending bill unveiled by congressional leaders Wednesday night
includes a
provision urging the heads of EPA, the Energy Department and the Agriculture Department to adopt
policies that «reflect the carbon - neutrality of forest bioenergy and recognize biomass as a renewable energy source.»
The FASEB Science
Policy Committee carried out an informal survey of [11] institutions,
including a few government institutions, to determine
provision of health benefits to postdocs, as well as access to retirement programs,?
Other
Policy Provisions — Many other important policy provisions are included in the Omnibus, su
Policy Provisions — Many other important policy provisions are included in the Omnibus
Provisions — Many other important
policy provisions are included in the Omnibus, su
policy provisions are included in the Omnibus
provisions are
included in the Omnibus, such as:
New Zealanders travelling or living in Marshall Islands should have comprehensive medical and travel insurance
policies in place that
include provision for.
The methods used to correct market failure
include: • Indirect Taxation • Subsidies • Government expenditure / state
provision • Buffer stock control • Price controls • Legislation and regulation • Information
provision • Competition
policy • Public - private partnerships • Tradeable pollution permits These methods are used to correct the following types of market failure: • Negative consumption externalities • Positive consumption externalities • Negative production externalities • Positive production externalities • Merit goods • Demerit goods • Public goods • Information failure • Inequity
Contents of the slides
include... A) Causes of labour market failure - Monopsony - Trade unions - Unemployment - Economic inactivity - Segmented labour markets - Discrimination - Skill shortages - Immobility of labour - geographical and occupational immobility - Information failure B) Assessing Labour Market
Policies - Education and training - Information
provision - Regional
policy - National minimum wage - Strengthening trade union power - Leaving to the free market
In the coming weeks, we will propose specific actions to the Administration and the Congress that can achieve this goal,
including repeal of this
provision and development of a transparent definition of teacher quality, along with a set of
policies that will allow the nation to put a well - prepared and effective teacher in every classroom.
The N.C. State Board of Education may be set to approve a
policy limiting out - of - state leadership in North Carolina charter school boards as soon as next month, but some,
including state board Chairman Bill Cobey, say the new
provision might not go far enough.
The local school board shall develop
policies governing this method of delivery of instruction that shall
include the
provisions of 8 VAC 20-131-110 and the administration of required SOL tests prescribed by 8 VAC 20-131-30.
The House bill also
included a
provision to allow Title I dollars for low - income students to follow them to the school of their choice, a Republican - backed
policy known as «Title I portability».
A number of recent
policy initiatives,
including NCLB's highly qualified teacher
provisions, have sought to improve the qualifications of teachers and their distribution across schools.
Those
policies include plans to force schools in poor performing or unviable councils to convert into academies, new performance tables for academy trusts and a reform of alternative
provision.
These websites are likely referring to a
provision in ESSA that requires districts to provide information to parents regarding the assessment, which may
include, «where applicable,» the district's opt - out
policy.
Provide parents and guardians with copies of all discipline
policies,
including the discipline code, student code of conduct, appeals process, process for re-enrollment, where appropriate, and other related notices; and ensure that these written materials accurately reflect the key elements of the disciplinary approach,
including appeals, alternative dispositions, time lines, and
provisions for informal hearings.
Other are slightly more intrusive, like removing a selection of piracy - related apps (
including: The Pirate Bay Premium, The Pirate Bay Proxy, The Pirate Bay Mirror, and the PirateApp) from the Play Store by citing violations of their content
policy for intellectual property
provisions.
In the sections that follow we will do our best to give a broad overview of private long - term disability insurance,
including the pros and cons, and provide definitions of the various features and
provisions that you might want to consider when designing your own individual
policy.
Other
provisions on this progressive
policy include reduced student loan interest rates by half, federal refinancing eligibility, simplified financial aid application process, and expansion of the federal work - study program.
The most conventional answer is that whole life insurance
policies include an investment
provision.