Sentences with phrase «policy rate reductions»

Several carriers offer policy rate reductions to those who work in a particular industry, are employed by a certain company, or even property owners who have never had a claim.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
But none of globalization's effects on inflation, not even the potential reduction in inflationary bias, diminish the importance of the principal objective of central banks: setting policy to achieve low and stable rates of inflation over time.
In October, the European Central Bank announced a reduction in its asset purchases, a signal that its quantitative easing policy was coming to an end, and in November, the Bank of England made its first interest rate hike in more than a decade.
While there are some signs of recognition such as the Fed's reduction in its estimated neutral rate from 4.5 percent to 3.0 percent during the last 2 years, the IMF's explicit use of the term secular stagnation in its World Economic Outlook, ECB president Mario Draghi's call for global coordination and greater use of fiscal policy, and Japan's indicated interest in fiscal - monetary cooperation, policymakers still have not made sufficiently radical adjustments in their world view to reflect this new reality of a world where generating adequate nominal GDP growth is likely to be the primary macroeconomic policy challenge for the next decade.
And just yesterday, Mester supported her colleagues» notion to announce a plan for balance sheet reduction, which will take «several years,» as well as a return to using the federal funds rate as the «main tool» for monetary policy.
The Korean won rose 10 per cent against the US dollar in the December quarter despite the reduction in Korean policy rates, weaker economic data and exchange rate intervention.
The danger in monetary policy, moreover, lies not in politicians eager to inflate away problems but in bankers refusing to generate enough demand to bring inflation up to target levels and permit reductions in real interest rates.
There were declines in 2016 following the reduction in the cash rate when the Reserve Bank eased monetary policy in May and then August.
Recent policy actions, including today's rate reduction, coordinated interest rate cuts by central banks, extraordinary liquidity measures, and official steps to strengthen financial systems, should help over time to improve credit conditions and promote a return to moderate economic growth.
In Latin America, Brazil reduced its policy rate by a further 2.5 percentage points to 16.5 per cent over November and December, taking the cumulative reduction since June 2003 to 10 percentage points.
But Americans are curiously unwilling to learn from Europe, even though almost all member - states of the European Union have better policies and lower rates of addiction than the U.S.. On other points, Massing is in agreement with the harm - reduction approach: he favors free needles, methadone treatment, decriminalization of marijuana and repeal of mandatory sentencing.
Some tax experts point to the proposed elimination of the Estate Tax on large inheritances and reductions in rates paid by businesses as policies tailor - made for the wealthy.
And this year in Glasgow it will be conference that decides on our economic policy (including the strategy for deficit reduction), tax policy (and, most totemically, whether to return to a top 50p - in - the - pound tax rate) and nuclear defence policy again.
In the autumn statement, usually a preview of what the next year's Budget will contain, the chancellor emphasised the need for rapid deficit reduction, as well as a focus on supply side economic policies like low interest rates and tax credits.
That this House expresses deep concern at the impact of the UK Government's policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average rates of pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low pay, have compounded the cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to increase pay rates in Wales.
«I'd like to have them take a retrospective on what happened in the last 11 years of the Bloomberg administration and commit to continuing these policies and practices,» said Kelly, who has credited Mayor Michael Bloomberg's tactics for vast reductions in crime, including the lowest murder rate in the city's history.
He determined that only policies that considerably raise top federal income tax rates and that redistribute tax revenue to lower - income households are likely to bring large reductions in the total number of Americans that die annually.
«First, significant reduction of deprivation can be attained by implementing new policies related to health insurance coverage, such as through the Affordable Care Act; improving high school completion rates, especially among Hispanics; and constraining housing costs.
«Our next step is to perform a health - economic analysis to show that the reduction in multiple pregnancy rates results does indeed result in a financial benefit for the government, so that the refunding of six cycles is still a responsible policy,» said Professor Thomas D'Hooghe, last author of the paper and head of the Leuven University Fertility Center.
The researchers believe that introducing the Belgian policy may result in financial savings for governments through the reduction in multiple pregnancy rates.
The researchers embarked on the study in order to see whether the policy of transferring fewer embryos might have resulted in a reduction in the cumulative delivery rate.
Lower rates of asthma and other health problems are frequently cited as benefits of policies aimed at cutting carbon emissions from sources like power plants and vehicles, because these policies also lead to reductions in other harmful types of air pollution.
And, if the policy does work, shouldn't you see an eventual reduction in retention rates?
This 2011 report surveys recently passed teacher evaluation policies in five states and rates each on the law's strengths and weaknesses in teacher evaluation design requirements, transparency and public reporting of evaluation data, principal autonomy over teacher hiring and placement, and the extent to which the law links teacher evaluation results to key personnel decisions, including tenure, reductions in force, dismissal of underperforming teachers, and retention.
The interest rate reduction of debt consolidation can vary from no change to freezing of interest according to the creditor policy.
Tax policy can also influence how companies choose to return cash to shareholders — if dividends are taxed at a higher rate than capital gains, this creates incentives to return cash via buybacks and debt reduction.
Less bond buying by the ECB and outright balance sheet reduction plus further rate rises ahead from the Fed herald the end of crisis - era monetary policies that kept financial conditions loose and buoyed risk assets.
Recent policy actions, including today's rate reduction, coordinated interest rate cuts by central banks, extraordinary liquidity measures, and official steps to strengthen financial systems, should help over time to improve credit conditions and promote a return to moderate economic growth.
Any reduction in our A.M. Best rating below A -, or a downgrading by one of the other rating agencies, could cause a reduction in the number of policies we write in both our workers» compensation and our assumed reinsurance business and could have a material adverse effect on our results of operations and our financial position.
This interest rate reduction will remain on the account unless the loans are in a status which does not require payments, or automatic deduction is revoked by the borrower or suspended by the loan servicer according to the insufficient funds policy in effect when the agreement is signed.
Some traders anticipate fewer rate reductions into Treasury prices on speculation policy makers are concerned that lower borrowing costs will stoke inflation.
It's clear to me that we could see some changes in lending policies... My guess is this will translate to some increased rates on your secured lines of credit, a possible review of your account, even a reduction in your limit... That» right, the banks can even call your line of credit and ask you to repay it in full...!!
«There is evidence indicating that the drop in the atmospheric CO2 growth rate was probably too big to be explained by a reduction in respiration alone,» said the study's lead author, Lianhong Gu, a researcher at the University of California Berkeley's Department of Environmental Science, Policy and Management.
After preparing the emissions reduction strategy, the company can then develop and implement a company - wide policy for managing the leak - rates of current equipment and to ensure the proper handling of SF6.
«The sooner global emissions start to fall, the lower the risk not only of major climate disruption, but also of economic disruption that could otherwise arise from the need for subsequent reductions at historically unprecedented rates, should near - term action remain inadequate,» says another of the report's authors, Michael Grubb, professor of international energy and climate change policy at University College London's Institute of Sustainable Resources.
New WRI research shows India can achieve its emissions - reduction goal through existing policies while maintaining an annual GDP growth rate of 6 - 7 percent.
But along with emissions - reduction mitigation to reduce the rate and magnitude of climate change as expeditiously as possible, a comprehensive risk - management climate policy will necessarily require a strategic and multifaceted effort at preparedness to limit vulnerabilities and increase resilience to impacts that can't be avoided.
Projections of U.S. transportation energy use indicate that better vehicle efficiency and low - carbon fuels will not be sufficient to reach sectoral emissions reduction goals if travel demand grows at pre-recession rates, so managing demand will be a key ingredient of climate policy for the sector.
The difference between Professor Nordhaus's optimal carbon tax policy and a fifty - year delay policy is insignificant economically or climatologically in view of major uncertainties in (1) future economic growth (including reductions in carbon emissions intensity); (2) the physical science (e.g., the climate sensitivity); (3) future positive and negative environmental impacts (e.g., the economic «damage function»); (4) the evaluation of long - term economic costs and benefits (e.g., the discount rate); and (5) the international political process (e.g., the impact of less than full participation).
Your assumptions, not taking account discounting rate and the reduction of policy cost given current trend in susbsidies price seem very simplistic don't you think?
When combined, these policies would yield a smaller, less powerful government; a tax code more conducive to investment and growth; and the emissions reductions the law says we must achieve... [R] eform must devote every dime of carbon - tax revenue to reducing other tax rates or abolishing other taxes altogether.
We estimate that up to 36 million individual and business motor insurance policies could be affected...» [3] It has been reported that a number of insurers had projected their payouts assuming a much lesser reduction in the discount rate.
If your provider offers a rate reduction, ask them how long it lasts and what their renewal policies are.
Increasing deductibles on Comprehensive and Collision policies results in rates reduction.
Some policies may offer rate reductions for ridesharing.
Please click here for current rating by A.M. Best.The policy will contain reductions, limitations, exclusions, and termination provisions.
If your policy is still in effect and you have subsequently improved your health such as losing weight, stopped smoking which has reduced your blood pressure and / or cholesterol levels, then consider asking the insurer to re-evaluate you so you can get a better rating and a reduction on your premium.
On top of their already affordable rates for their served public groups, California Casualty offers multi policy discounts, rate reductions, good student discounts, good driver discounts, and driver training discounts.
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