It may be possible to have
the policy term changed, which would also change the amount of premium you pay the insurance carrier for your life insurance.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable
terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
She was the only leader who recognized that if the objective is to stimulate growth in the near
term, then Ottawa has to
change the way it frames economic
policy.
One of the reasons the IMF has
changed its tune on fiscal
policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer
term by generating faster economic growth.
The reasons are four-fold: structural
changes in the American economy have triggered a long
term downward trend in entrepreneurial activity;
changes in the banking system have made small business credit more difficult to get; a post-recession shift in attitudes has made Americans less interested in striking out on their own; and a shift in government
policies has made entrepreneurship more challenging to undertake.
«If it's described as an attack on the economy, it suggests that there's not a discussion about what might need to
change in
terms of monetary and fiscal
policy,» he said.
While not - for - profit directors are generally supportive of the federal national disability insurance scheme, there is concern that the
policy does not consider the long -
term impact of the intended
changes.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near
term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Absent these bigger - picture
policy changes for now, however, business owners like Fisher of TripShock expect the economy to motor on, at least in the short
term.
A breakthrough deal to fundamentally
change China's economic
policies is viewed as highly unlikely during the two - day visit, though a package of short -
term Chinese measures could delay a U.S. decision to impose tariffs on around $ 50 billion worth of Chinese exports.
Earlier this week rating agency Standard and Poor's
changed its U.S. long -
term debt outlook to «stable» from «negative,» despite the concrete prospect of more showdowns on fiscal
policy.
Gold has regained its shine in recent months, but that doesn't
change the dull outlook for the precious metal over the longer -
term, warns Goldman Sachs, which sees prices falling to $ 1,000 in 12 months as the Federal Reserve normalizes monetary
policy.
If you have major cities with major mass incarceration problems, where progressive DAs are coming in, you are going to see big
changes to mass incarceration in
terms of the
policies that are pursued.
Even for companies that haven't seen an impact on their business to date, the fear of unknown, and potentially drastic,
policy changes makes it difficult to make even short -
term plans.
However, Yellen and other policymakers have been quick to emphasize that longer -
term policy changes that improve education, training and workforce development are required to raise productivity.
Let me remind you that monetary
policy operates with a long lag and there are many transmission channels through which interest rate
changes affect the economy, including longer -
term bond yields and the exchange rate.
A
change in
policy at Aetna, which has long been hailed as one of the most flexible companies in
terms of allowing employees to work from home.
When the stock market started a bull run later in Obama's
term, the air was taken out of the idea that the president was to blame for the dip, especially since none of his fiscal
policies changed.
The Federal Reserve has lowered short -
term interest rates by 100 basis points in a month — an action they describe as a «rapid and forceful response» of monetary
policy both to the
changing circumstances and the
changing behaviour of the US economy.
The paper concludes that with the
policy changes to date, including budget cuts and the
changes to the Canada Health Act and to the elderly benefit system, the federal government will have a long -
term sustainable fiscal structure characterized by a declining debt to GDP ratio.
However, a large literature concludes that the equilibrium real short -
term rate is very unlikely to be constant, with its value affected by many factors, including the pace of technological
change, fiscal
policy and the evolution of financial conditions.3
Buttarelli cites the number of messages from online services announcing the
changes to their privacy
policies, saying if the new
terms are not accepted by the EU General Data Protection Regulation implementation date, the services will be unavailable to use, violating the spirit of the law.
[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that
changed Ray's outlook on leadership [27:30] Creating new
policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that
changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long -
term debt cycle [44:30] Long -
term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?
Jean - Pierre Blais»
term as CRTC chair was marked by dramatic
changes in how
policies were developed and in the substance of the
policies themselves.
This set of monetary
policies affects financial asset prices in a different way compared to
changes in short -
term interest rates, and we should be humble about what we claim about understanding the importance of this distinction.
We may
change the
terms of this
Policy at any time at our sole discretion so please review it periodically.
Agents also said the
change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long -
term care in a hybrid
policy.
A breakthrough deal to fundamentally
change China's economic
policies is viewed as highly unlikely during the two days of talks, though a package of short -
term Chinese measures could delay Washington's decision to impose tariffs on about $ 50 billion worth of Chinese exports.
We view these measures, as well as the recent
changes to immigration
policy, 13 as positive steps that will increase growth over the medium - to - long
term.
We also use the information collected to send announcements and updates regarding
changes to our
Terms of Service, Privacy
Policy or when making pricing
changes.
changes in government reimbursement for our services and / or new payment
policies (including, for example, the expiration of the moratorium limiting the full application of the 25 Percent Rule that would reduce our Medicare payments for those patients admitted to a long
term acute care hospital from a referring hospital in excess of an applicable percentage admissions threshold) may result in a reduction in net operating revenues, an increase in costs, and a reduction in profitability;
These
Terms of Service (which include and incorporate the Help Scout Privacy
Policy) contains the entire understanding, and supersedes all prior understandings, between you and Help Scout concerning its subject matter, and can not be
changed or modified by you.
«All of our plans on disaster recovery are premised with the federal government coming in with a big chunk of short -
term FEMA money and then a big chunk of long -
term bailout money,» said Edward Richards, director of the Louisiana State University Climate
Change Law and
Policy Project.
By the time of the Bank's early August
policy announcement, markets had priced into short -
term yields about a 50 per cent probability of a
change in
policy that month, and close to 100 per cent by the following month.
They are also predicting some volatility in long -
term interest rates when the Federal Reserve
changes its stimulus
policy, which could occur in the fall of 2015.
Policy rate
changes affects short -
term bond yields much more directly than longer -
term yields (see Exhibit 1).
Under the previous government, Canada rated a dismal 58th out of 61 industrialized countries in
terms of climate
change policy.
Despite Facebook's indiscretions and current ambivalence of users, the social network has managed to roll out reasonable
changes in its privacy
terms and data use
policy.
Since real
policy changes wouldn't likely occur until 2017 (and beyond), this short -
term volatility may create more attractive entry points in select areas that appear attractive.
Given the two candidates» opposing views on health care, however, there could well be longer -
term implications on
policy changes.
Jury is still out on secular stagnation — «At present, it looks likely that the equilibrium interest rate will remain low for the
policy - relevant future, but there have in the past been both long swings and short -
term changes in what can be thought of as equilibrium real rates»
«Deregulation» and other
changes have seen these controls abandoned to the point where short
term interest rates are now virtually the only monetary
policy instrument.
In
terms, I think of inflation and bond markets, it took six, seven, eight, maybe 10 years of high inflation in the 1970s before you had Paul Volcker brought in to say «enough is enough,» and then again whether it's led by American monetary
policy but similar moves in Europe, obviously in the UK, a significant tightening of monetary
policy because people got fed up with inflation and I don't think that we are kind of yet at the point where real wages have been suppressed so much by that irritation that inflation is always running ahead, life is becoming more expensive, so we need the central bank radically to
change their
policy.
«We did hear from a number of business leaders around the country that
changes in trade
policy had become a bit of a risk to the medium -
term outlook,» Mr. Powell said in the question - and - answer session.
To contact you for administrative or informational purposes, including by providing customer service or sending communications, including
changes to our
terms, conditions, and
policies.
Facebook is spelling out in plain English how it collects and uses your data in rewritten versions of its
Terms of Service and Data Use
Policy, though it's not asking for new rights to collect and use your data or
changing any of your old privacy settings.The public has seven days to comment on the
changes (though Facebook doesn't promise to adapt or even respond to the feedback) before Facebook will ask all users to consent to the first set of new rules in three years.
Climate
change is an important issue to the long -
term health of our community and the world, however
policies in our relatively small jurisdiction which are not aligned with the realities in other Canadian provinces and the United States put us at a competitive disadvantage.
A
term policy being convertible doesn't increase the cost of a
policy and simply offers you more options should your financial situation
change later on, so we recommended asking for it when obtaining coverage.
In spite of encouraging inflation data, we believe the BOJ has no intention of
changing monetary
policy in the near -
term.
From 1990 to 2005, he was Director Fiscal
Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial state
Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long -
term projections of federal revenues and expenses and implications for fiscal
policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial state
policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending
changes in government accounting
policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.