Louise, If your Father outlives a Term life
policy the company does not offer a refund of the premiums.
Simply put, for the first two years of
the policy the company does not have to pay a death benefit it death is due to suicide.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the
Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of
doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Your
company may have a strict social media
policy, but that still doesn't make it immune to Facebook, Twitter et al's special brand of justice.
COO Sheryl Sandberg explained why in a blog post, noting «These are complicated issues, and while we don't believe any
company's enforcement or
policies are perfect, we think that sharing best practices can help us all improve, especially smaller
companies that may not have the resources to develop their own
policies.»
That is why we
do not support this
policy or any other that goes against our values as a
company.
Blindly using the same credit
policies as competitors
does not offer a small business any advantage, and can even prove harmful if the
company's situation is atypical.
A
company that designs tests that it uses only in its own labs, as Theranos
does, doesn't need to get them approved, but the FDA is considering changing its
policy.
The question now is, what will the Trump administration — famously critical of
companies moving overseas —
do about the ruling and general
policy?
You may need more to
do business with certain
companies, and that's typically purchased under an umbrella
policy.
The naysayers here were more likely to say, «We run the
company — they
do their jobs,» whereas those favoring open
policies were more likely to have a more empowering attitude.
While a third of professionals in the Middle East say that they
do not feel communication channels in their
company are open, one way for you to create open communication between employees and management would be by holding regular meetings with employees and adopting an open door
policy that encourages them to speak frankly without fear of repercussion.
The
company did not disclose the terms of its previous parental leave
policy, nor
did it immediately respond to a request for comment.
For instance,
companies that adopt diversity programs, offer mentorship, and have pro-family
policies like paid family leave seem to
do a better job keeping their talent, she writes.
Whether or not the rules are outlined in
company policies, employees usually moderate their behavior enough that bosses don't have to constantly state them.
In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific
policies with specific
companies.
A code of business ethics usually doesn't stand alone, it works in conjunction with a
company's mission statement and more specific
policies about conduct to give employees, partners, vendors, and outsiders an idea of what the
company stands for and how it's members should conduct themselves.
As you review your
company's
policies, ask yourself:
do your
policies and practices attract or repel the most desirable vendors and employees?
Companies that
do provide consumers with a privacy
policy should take a closer look at the one they have to ensure that it accurately reflects the process by which the
company collects and distributes information about consumers.
Considering the US's lack of federal paid family leave
policy, Sandberg said
companies need to take the lead and support families with their own paid leave
policies, which she said wouldn't just be nice to
do, but would also improve the bottom line by increasing employee loyalty and performance.
Regardless of whether you need to communicate new
policies to your team or product specifications to shoppers, your small business can
do the job faster and better than any giant - sized
company.
Companies that don't offer a privacy
policy (or make the mistake of offering the wrong kind of privacy
policy) could soon find themselves bogged down by messy lawsuits or facing heavy fines.
A «comprehensive review» is under way that has «accelerated» in recent days, Brittin said, adding the
company had invested «millions» and has thousands of people who work on
policies, controls, and enforcement to ensure bad ads — or bad ad placements — don't make it into the system.
(You don't need the bills, etc., but the original
policy info is important in case
company ownership changes or you are disputing a claim.)
Specifically, the provincial government proposed forcing
companies to either set up diversity
policies that include specific goals for hiring female board members, or explain why they refuse to
do so.
Websites and internet
companies that don't currently provide a privacy
policy to their consumers should think about
doing so.
We've been talking about our open - ended PTO
policy for a while, and whenever we
do, the same questions arise: Don't employees take advantage of the company by taking too much time off, damaging business result
do, the same questions arise: Don't employees take advantage of the
company by taking too much time off, damaging business results?
Unfortunately, since there is no existing federal mandate requiring online
companies to provide a privacy
policy, many businesses don't feel compelled to offer one.
Far better, Friedman argues, to emulate forward - thinking
companies like LinkedIn, Netflix and Calgary's BluEra, which offer unlimited vacation
policies to emphasize that it's OK to take as much — or as little — time off, as long as employees get their jobs
done.
«Even if the current minimum wage increase proposals don't affect your
company, it sets a bad precedent,» Merrill Matthews a resident scholar at the Institute for
Policy Innovation in Dallas wrote in a recent article for NCMM.
Shey says there's a lot of uncertainty because cyber
policies are new and customers don't understand exemptions and insurers are not accurately quantifying a
company's cyber security risk.
But that long history of data on past catastrophes
does not exist in the cyber insurance
policy world, says Stephen Boyer, the CTO and co-founder of risk - rating
company BitSight, a
company that assesses
company risk for cyber
policies written by AIG, Travelers, and others.
The reason many
companies have a
policy against giving references is to avoid any slander lawsuits — especially in situations where the employee didn't leave on good terms.
A corporate social media
policy lets employees know what they need to know to communicate the
company message effectively, and what they should and should not
do.
Standing up against the immigration ban — or any other Trump
policy — could risk upsetting an administration that has not been shy about lashing out against
companies that don't toe the line.
If you don't have a social media
policy, it may be time to think about one — or possibly leave your
company vulnerable to security breaches.
If your
company is already
doing community giving or has a
policy that encourages and rewards employee volunteerism, share it proudly.
Thanks to
policies imposed by Congress in 2014, U.S.
companies are already barred from
doing business with sanctioned Russian
companies operating in Russia — there's no problem there.
The more skill you have as a
company with trade and foreign
policy, the better able you will be to
do business in global markets outside the U.S.
Our
policy doesn't allow for employees to ignore responsibilities or
company goals.
ABC
did not address Inc.'s inquiries about Shark Tank's
policy for making deals with
companies involved in litigation; or relay any answers from Greiner in response to Inc.'s questions.
An aside: In the paper, Eisenach says the
policy can't be seen as anticompetitive since most zero - rating programs
do not require content
companies to pay ISPs.
The
company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:
company's earnings guidance for FY18
does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance
Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:
Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance
policies, to Continental General Insurance
Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:
Company (CGIC), a Texas ‐ based insurance
company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:
company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding
company (NYSE:
company (NYSE: HCHC).
If your
company doesn't have a clear hire - from - within
policy, many employees will begin to feel stagnant or like they're being held back from succeeding professionally.
Policy or no policy, wearing your face - computer to the movies probably constitutes as Glasshole behavior, a quality Google itself warns against in the company's handy Google Glass do's and don'ts
Policy or no
policy, wearing your face - computer to the movies probably constitutes as Glasshole behavior, a quality Google itself warns against in the company's handy Google Glass do's and don'ts
policy, wearing your face - computer to the movies probably constitutes as Glasshole behavior, a quality Google itself warns against in the
company's handy Google Glass
do's and don'ts guide.
When business folks
do engage on public
policy, it tends to directly involve their bottom line, like the recent feud between the big telecommunication
companies and Harper over foreign ownership rules.
E-mail has become so intrinsic to the way work is
done at
companies of all sizes, it's where most business records are stored, says Nancy Flynn, executive director of the ePolicy Institute, a Columbus, Ohio, an electronic communications consultant and author of a book on e-mail
policies due out in December.
To
do it, they recommend that
companies create a data - security
policy, use software or hardware appropriate to a particular situation and require any outside party that's privy to sensitive
company information to sign a non-disclosure or other types of contracts.
Edelman Trust data showed that almost one in three employees don't trust
company leaders - a divide that deserves attention when considering vacation
policies.
But top - down
policies won't bring about meaningful change, warns Yost, founder and president of the Work + Life Fit Inc. consulting firm based in Madison, N.J. Instead, she recommends that
companies adopt a «partnership» approach, encouraging employees to suggest arrangements that fit their own needs while still ensuring that work gets
done — and gets
done well.