These loans will reduce the death benefit and
policy value dollar for dollar.
Not exact matches
The U.S. could dial back the trade deficit by trimming the
value of the
dollar, suggests Dean Baker, co-director of the non-partisan Center for Economic and
Policy Research.
The fact that many advanced economies are suffering from deficient demand and have
policy rates at or near the zero bound and that the U.S.
dollar is a favored safe - haven asset may imply that adverse foreign demand shocks have a particularly strong effect on the
value of the
dollar, effectively transmitting the weakness to the U.S. economy.
«The Chinese government is set to announce a revision of its currency
policy in the coming days that will allow greater variation in the
value of its currency, combined with a small but immediate jump in its
value against the
dollar, people with knowledge of the consensus emerging in Beijing said Thursday.»
In fact, the move was so large that it prompted the leaders from the G5 countries to implement a
policy to reduce the
value of the US
Dollar.
Both the New York Times and the Financial Times, citing confidential sources, reported today that the Chinese government may announce a significant shift in its currency
policy in the coming days, a move that could cause the Chinese yuan to rise in
value against the
dollar.
A macro trade entirely built around the framework of «US domestic growth and reflation» + pro-business
policy mix + a sprinkling of «animal spirits» = long Spooz / long Russell / long
value vs growth / long cyclicals vs defensives / short FY / short Eurodollar futs (largest net spec shorts ever recorded per last Friday's CFTC data) / long CNH / long copper vs short gold / short EM / short EUR / short Yen» again almost singularly hinges on the
Dollar.
Volcker was determined to pursue a
policy of deflation to break the back of inflation and restore stability to the
dollar's
value, and thus deflate the
value of commodities that are denominated in those strengthening
dollars.
Luke first became bullish on gold and other natural resource back in 2002, following a sharp decline in the
value of the U.S.
dollar and taking notice of extraordinary monetary
policies in Asian countries at the time.
The Chinese
policy may be slowly eroding the
value of the US
dollar, since the US is sometimes creating money to cover the shortfall or having its bonds purchased by highly leveraged governments that itself buys bonds from in a reciprocal fashion.
«As we are thinking about how to implement the program, we are obviously learning from the path - breaking leadership of the Council and the speaker and being able to develop great programs and want to learn from those, but also set sort of priorities of how to use limited
dollars in ways that are consistent with the city's
values and
policies,» Agarwal said.
Barring more big federal bailouts — which this year's election would seem to make ever less likely — school budgets are going to be strapped for years to come and cost - cutting, together with eking greater
value out of the remaining
dollars, is going to occupy the education -
policy center ring.
Because the death benefit amount of your cash
value life insurance
policy may change over time as its cash
value grows, make sure to specify a percentage of the proceeds to go to your beneficiaries rather than selecting a
dollar amount.
By taking advantage of this benefit, you are able to save money on legal fees and get more
value from the premium
dollars you are spending for your final expense
policy.
Both the question of taxes and the
value of your
dollar are important when considering either a Roth IRA or a whole life insurance
policy because they are both funded with after tax
dollars.
If a
policy expires, you may decide to increase the
value, drop the
value or do away with coverage completely, all doing so while investing the least amount of
dollars possible.
This type of universal life insurance generally offers the greatest death benefits relative to premium
dollars spent of cash
value policies.
Whether you are buying your first
policy or looking for a better
value for your
dollar, it is important to get coverage that makes sense for you.
Their life insurance
policy will likely have a face
value that is 100,000
dollars or more.
These days most
policies simply include full replacement
value and do not set a maximum
dollar amount, so you're covered even if the insurance company underestimated how expensive it would be.
«We are attentive to the implications of changes in the
value of the
dollar and will continue to formulate
policy to guard against risks to our dual mandate to foster both maximum employment and price stability.»
A split
dollar plan must address who will have access to the cash
value that accrues in a permanent life insurance
policy.
Funding a split
dollar plan is a way to reward a key employee while accruing cash
value in a whole life insurance
policy that can serve as a ready source of funding for the employer.
When determining who will have access to the cash
value, it is important to identify the various goal of the split
dollar plan and these are summarized in the questions of death benefit and control over the
policy.
Your agent will also look at bundling multiple vehicles together, or combining your home and auto
policies under one insurance company, so that you can get the best
value for your
dollar.
When you pay premiums on these cash
value policies, you pay them with after - tax
dollars.
Unlike the standard «
dollar deductible» on a homeowners
policy, a hurricane or windstorm deductible is usually expressed as a percentage, generally from 1 to 5 percent of the insured
value of the structure of your home.
The amount of money that the
policy costs will depend a lot on the number of items that need to be covered and their
dollar value.
However, there is no guarantee that the
dollar cost averaging program will result in higher
policy values or will otherwise be successful.
And when it comes to travel insurance
policies, these cardholder benefits might not offer any
value one year, but be worth hundreds of
dollars the next.
So, what I'm getting at is that today's high prices, which are high due to: increasing oil demand; stupid American monetary
policies that are now degrading the
value of the
dollar; and the fact that the oil price is denominated in
dollars so that the U.S. is forced to pay more of our income for oil.
Why would people change social and economic
policy in the
values of trillions of
dollars of public money?
My work has long taken the view that
policies to slow global warming would have net economic benefits, in the trillion of
dollars of present
value -LSB-...] I have advocated a carbon tax for many years as the best way to attack the issue.
A growing minority of investors and regulators are probing the possibility that untapped deposits of oil, gas and coal —
valued at trillions of
dollars globally — could become stranded assets as governments adopt stricter climate change
policies.
A 3 % discount factor with an hypothesis of $ 250 bn annualy has in fact a $ 8 trillion
dollar policy cost (fared in todays
dollar value) and not $ 20 trillion over 87 years; (ii) I would assume, with great certainty, that the cost of the
policy will not remain at $ 250 bn (in 2013 $) in the coming 87 years: government feed in tarifs and green certificate subsidies will become less and less expensive with renewable energy prices matching fossil fuel energy prices in the coming decades.
While I see
value in GCM's, making
policy that will have a multi-trillion
dollar impact from them is absurd, unless one is clueless or has an agenda.
: «My work has long taken the view that
policies to slow global warming would have net economic benefits, in the trillions of
dollars of present
value.
Some estimate that the COLI and BOLI
policies in the US are worth billions of
dollars, but that rank and file employees whose lives are being insured are rarely aware of the
policies» true
value.
These days most
policies simply include full replacement
value and do not set a maximum
dollar amount, so you're covered even if the insurance company underestimated how expensive it would be.
You may also give us a call should you have any questions regarding your
policy or would like to «double check» to make sure that you are getting the best
value for your
dollar.
In a typical split -
dollar agreement, the employer pays all or most of the
policy premiums in exchange for an interest in the
policy cash
value and death benefit.
The amount of gain in the
policy (the current cash
value minus the
dollars you contributed along the way) would be taxed at ordinary income tax rates.
Announcer (voiceover): Then, make sure you know what type of personal property coverage you have: A «replacement cost»
policy typically pays the
dollar amount it would take to buy a new item at the time of a claim, while an «actual cash
value»
policy pays the cost to repair or replace minus depreciation.
Split
Dollar Plan — Where the death benefit or a major portion goes to the company as named beneficiary and the cash
value goes to the employee's beneficiary of the
policy.
For a variable universal life or variable annuity
policy, the accumulation
value is equal to the sum of the amounts in the Separate Account, the Fixed Account and the
Dollar Cost Averaging Advantage Account (if available) on that date.
Depending on your
policy and the amount of coverage you have, raising your deductible from $ 500 to one percent of your home's property
value could equate to hundreds of
dollars per year in savings.
By utilizing the resources above, you'll have a head start in judging what's the best
value for your
dollar in terms of expense as well as the total package of what your
policy provides.
With the insurance
policies that are
valued over a million
dollars, the insurance companies are much more interested in your health.
I would recommend this
policy to any one that wants a good
value for their
dollar.
That's one reason agents tend to focus on selling cash -
value policies, which typically run longer and, if they're investment vehicles, involve larger
dollar amounts, rather than term
policies, where the
dollar amounts tend to be smaller.